Comparison

SEI Cash Access vs Zil.US

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SEI Cash Access

Securely manage your bank accounts on the go with this mobile banking app. Access account balances, review transactions, transfer funds, pay bills, and deposit checks from your iPhone. Features quick login options and ATM locator.

Highlights
  • Secure account access
  • Check balances and activity
  • Transaction search
  • Inter-account transfers
  • ATM locator
  • Bill payment
  • Mobile check deposit
Features
Read full description

The FREE SEI Cash Access Mobile app gives registered online banking customers secure access to their bank accounts 24/7—all, at their fingertips, from the convenience of their iPhone®. • Quick and easy Passcode access • Check account activity and balances • Search transactions by date, amount or check number. • Transfer cash between accounts • Find nearby ATMs • Pay, schedule, and review bills • Deposit checks • Touch ID (iPhone 6 and higher) Banking services provided by The Bancorp Bank, N.A. Member FDIC. Equal Housing Lender. All features may not be available in the tablet application.

About

Zil.US

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

Highlights
  • Free business/personal checking accounts
  • Early direct deposit
  • Credit builder tool
  • Fee-free ACH and wire transfers
  • Instant and physical Visa cards
  • Card management with custom limits
  • Two-factor authentication
Features
Read full description

Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.

Screenshots

SEI Cash Access4 screens
Zil.US4 screens

Verdict

The call

The clearest difference is rating: Zil.US at 2.1 against SEI Cash Access's 1.2. Zil.US also leads on update cadence (every 2 weeks vs every 6 months). SEI Cash Access's advantage is iOS requirement (11.0 vs 15.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zil.US holds the better App Store score, 2.1 against 1.2. Both are backed by a comparable volume of ratings — 5 and 10 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

SEI Cash Access ships an update every 6 months, Zil.US every 2 weeks. Both last shipped on October 8, 2026.

Scorecard3 real differences · 7 level
SEI Cash Access versus Zil.US: the parameters behind the verdict, then further details
ParameterSEI Cash AccessZil.US
PriceFreeFree
Rating1.2 (5 ratings)2.1 (10 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings510 — better
Update frequencyEvery 6 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size89 MB51 MB
Age rating4+4+
DeveloperThe Bancorp Inc.onlinecheckwriter

Customer experience

SEI Cash Access

All ratings5 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Zil.US

All ratings10 ratings
Positive30.0%
Neutral0.0%
Negative70.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SEI Cash Access

No in-app purchases

None

Zil.US

No in-app purchases

Questions

Is SEI Cash Access free?
SEI Cash Access is free to download, with no in-app purchases.
Is Zil.US free?
Zil.US is free to download, with no in-app purchases.
Which has better reviews, SEI Cash Access or Zil.US?
Zil.US is rated higher. SEI Cash Access averages 1.2 out of 5 from 5 ratings, while Zil.US averages 2.1 from 10 ratings.
Do SEI Cash Access or Zil.US have ads?
Neither SEI Cash Access nor Zil.US shows ads.
Which is updated more often, SEI Cash Access or Zil.US?
SEI Cash Access ships an update every 6 months, and Zil.US every 2 weeks. Most recently, SEI Cash Access was updated on October 8, 2026 and Zil.US on October 8, 2026.

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