Cyclos vs Tangem
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cyclos
This app connects to your organization's banking services, enabling mobile payments, account management, and e-commerce features. It offers secure transactions, contact management, and a marketplace for shopping and vouchers.
- Mobile payments
- Account balance and history
- Contact management
- Marketplace and shopping cart
- Voucher management
- Receive payments via NFC/QR
- Fingerprint authentication
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Cyclos is online banking software with additional modules such as e-commerce and communication tools. Cyclos has been made available by the NGO STRO (Social Trade Organization). If your organization uses Cyclos and has mobile banking enabled you can use this app to connect to the banking services provided by your organization. Features: - Easy payments - Check your account balance - Check your payment history - Manage your contacts - View profile of other users - Register new user - Fingerprint authentication - Marketplace & shopping cart - View nearby businesses on Map - Buy and redeem Vouchers (with camera / QR code) - Receive payments (POS), using NFC card, QR code (camera), card number, and other identification methods - Send payment request to other channels (whatsapp, email) - Print payment receipts - Read announcements through mobile pages - Create your own custom operations - Customize logo, fixed URL, layout (white-label) How does it work? The first time you start the mobile app you will have to enter the URL of your organization. After selecting the `Submit` button you can login with your user name and password. If you just want to test the mobile app you can connect to the Cyclos demo site. This can be done by entering the URL demo.cyclos.org at the setting page (gear wheel icon at the top right) and logging in with an existing Cyclos demo user account. If you do not have a demo account you can register one at the Cyclos site (https://demo.cyclos.org). You can also use the pre registered demo user account (user: demo1 password: 1234) to login directly with the mobile app. www.cyclos.org/mobilebanking www.socialtrade.org
Tangem
This app provides a secure, non-custodial cryptocurrency wallet solution. It combines hardware security with a mobile interface to manage your digital assets, generate private keys on dedicated hardware, and interact with Web3 applications.
- Non-custodial crypto wallet
- Hardware wallet with secure element chip
- Private keys generated on dedicated hardware
- NFC-enabled smartphone integration
- Multi-chain support (BTC, ETH, etc.)
- Web3 wallet for dApp access
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Tangem - Non-Custodial Crypto Wallet & Hardware Wallet Tangem is a self-custody, non-custodial crypto wallet that combines a hardware wallet with a mobile crypto wallet app. Designed for secure cold storage, Tangem keeps your private keys on dedicated hardware — not on company servers. Private keys are generated and stored on your Tangem Card or Tangem Ring. Tangem does not store, access, or control your funds or private keys. You approve every transaction using your NFC-enabled smartphone. Hardware Cold Wallet with Secure Chip Tangem functions as a hardware wallet and cold wallet, isolating private keys on a secure element chip certified to Common Criteria EAL6+. Security features include: Secure element chip (EAL6+) Private keys generated and stored on the card NFC-based secure communication No server-side custody Users can connect up to three Tangem cards to one wallet setup for backup and recovery. Bitcoin Wallet, Ethereum Wallet & Multi-Chain Crypto Wallet Tangem supports multiple blockchain networks and thousands of digital assets. Use Tangem as a: Bitcoin wallet (BTC wallet) Ethereum wallet (ETH wallet) Multi-chain crypto wallet Web3 wallet for decentralized applications Send and receive cryptocurrencies, view balances and transaction history, and manage supported assets in one crypto wallet app. Web3 Wallet & dApp Access Tangem acts as a Web3 wallet, allowing connections to decentralized applications (dApps) via secure wallet connectivity standards. You can: Connect to decentralized exchanges Access token swaps Interact with NFT platforms Use blockchain-based services All blockchain transactions are initiated and approved by the user. Some features connect to independent third-party providers. Tangem provides the wallet interface only and does not offer exchange, brokerage, investment, custody, or payment services. Availability of third-party services depends on provider terms and user location. Important Tangem is a non-custodial crypto wallet provider. Tangem does not hold user funds or private keys. Users are responsible for managing access to their hardware wallet devices. Learn more at [tangem.com](http://tangem.com/).
Screenshots
Verdict
Cyclos and Tangem both sit at 5.0 stars, but that hides the real split: 84% of Tangem's written reviews are positive against 33% of Cyclos's. Tangem also leads on update cadence (every 5 days vs every 2 months) and ratings volume (25K vs 1). Cyclos's advantage is monetization model (free vs paid) and device support (3 vs 1). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for Cyclos against 4.9 for Tangem. That said, the two scores are not equally well evidenced: Tangem has 25K ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 33% of Cyclos's written reviews are positive against 84% of Tangem's.
Cyclos ships an update every 2 months, Tangem every 5 days. The most recent releases landed on October 23, 2026 and October 30, 2026 respectively.
| Parameter | Cyclos | Tangem |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.9 (25K ratings) |
| Positive reviews | 33.3% of reviews | 83.6% of reviews — better |
| Number of ratings | 1 | 25K — better |
| Update frequency | Every 2 months | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Paid |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 14 MB | 251 MB |
| Age rating | 4+ | 4+ |
| Developer | Cyclos | Tangem AG |
Customer experience
Cyclos
Tangem
Bugs and requests
Cyclos
Not enough reviews yet to summarise bugs or requests.
Tangem
Reported bugs
4 issues- Transactions not reflecting in wallet balance
- Inability to add custom tokens or networks
- Recurring issues with Solana network integration
- App freezes and crashes on certain devices
Requested features
6 requests- Multiple wallet addresses per asset
- Performance tracking and charting
- Staking and DeFi integration
- Expanded token and network support
- Notification system for withdrawals and deposits
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- Desktop version
In-app purchases
Cyclos
No in-app purchases
Tangem
No in-app purchases








