Comparison

Bills Manager vs Payment Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bills Manager

Easily track your bills and avoid late fees with this intuitive app. It offers a clean interface for managing payments, viewing upcoming due dates, and receiving customizable notifications. All your data is stored locally on your device for privacy.

Highlights
  • Monthly bill list
  • Calendar view
  • Past due and upcoming bills overview
  • Recurring bills management
  • Customizable notifications
  • Attach photos to bills
  • Backup and restore via Dropbox
Features
Read full description

Bills Manager helps you stay on top of your payments and avoid costly late fees. With a clean and intuitive design, it makes tracking your bills simple and stress-free. The concept is straightforward — easily keep track of what’s been paid and what’s coming due each month. No registration, no bank connection, and no Internet required. All your data stays safely on your iPhone, and you can manually back up or restore it at any time. Main Features: - Monthly bill list, sorted by status and due date - Calendar view - Past due and upcoming bills overview - Passcode and Touch ID protection - Recurring bills - Attach photos to bills - AutoPay tracking - Customizable notifications (choose how many days before and at what time you’re reminded) - Backup and restore via Dropbox - Account history - Quick Pay option - Charts by month, quarter, or year - Custom icons and colors to identify bills easily If you enjoy using Bills Manager, please take a moment to rate or review the app — your feedback helps us make it even better!

About

Payment Tracker

Features
Read full description

A payment tracker that respects your money and your privacy. If you have ever lost track of a forgotten subscription, missed a credit card due date, or wondered how much your monthly bills really add up to, PayLog is built for you. It is the calm alternative to wallet apps, budget spreadsheets and aggressive personal finance dashboards. Every recurring charge, loan installment and one-time payment lives in one place, with no account, no cloud upload, no spreadsheet copy-paste and no third-party server in the loop. The philosophy is simple: a bill tracker should help you see what is coming, not turn your spending into a data product. It is built for adults who want a subscription manager and bill reminder that fits invisibly into their week — students, freelancers, parents juggling household expenses, expats with cards in two currencies. Every feature described below is unlocked only with an auto-renewable subscription purchased inside the app. New users receive a 3 day free trial; you may cancel anytime during the trial to avoid being charged. Open the app and the Pay-To-Do list shows exactly what is due today, this week and overdue, sorted by card or account. Bills, subscriptions and installment tracker entries sit side by side, so the streaming service, the rent, the loan tracker for your car and the recurring payments for your gym are all in one calm view. Each item carries a due date, amount, account, category and remaining months on a loan, with smart reminders firing the right number of days before each charge. The calendar view spans the year, charts break down monthly bills by category, and Home Screen and Lock Screen widgets keep your next payment glanceable from the wrist or the bedside. Multi-currency support with automatic conversion handles travel, foreign cards and expat life, while a quick-add flow logs a payment in seconds. The expense tracker side of PayLog totals outflow by account, by category, by month and by year, surfacing patterns like the subscription tracker bills you forgot or the seasonal spikes you keep missing. You can pause a subscription manager entry while you cancel it, mark an installment paid early, and roll one-time payments into trend charts without losing recurring averages. A budget app feel comes from per-category caps and gentle warnings as you approach the limit, never alarms or shaming. The app ships in 39 languages with full accessibility, VoiceOver and Dynamic Type. Your payment log stays on this device — no account, no cloud upload, no analytics, no third-party server reading your finances. Everything works offline, including reminders, the calendar view, the widgets and the charts. It is designed for people who want a payments app that feels like a notebook on their nightstand, not another finance dashboard demanding their attention. Unlock with Pro: • Unlimited payments beyond the free 5 active items • All widgets, themes and premium app icons • Advanced analytics, budgets and year-over-year trends • PDF and CSV export for taxes or your accountant • Custom categories per card or account Subscription Pricing & Terms Features require a subscription. Pricing and terms available in-app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Payment will be charged to your Apple ID account at confirmation of purchase. The subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. Manage or cancel your subscription and free-trial conversion in Settings > Apple ID after purchase. Any unused portion of the free-trial period will be forfeited when you purchase a subscription.

Screenshots

Bills Manager4 screens
Payment Tracker4 screens

Verdict

The call

The clearest difference is ads: Payment Tracker at none against Bills Manager's shown. Payment Tracker also leads on update cadence (every 5 days vs every 3 weeks). Bills Manager's advantage is iOS requirement (15.6 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bills Manager sells 1 one-off in-app purchase and Payment Tracker sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Bills Manager ships an update every 3 weeks, Payment Tracker every 5 days. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
Bills Manager versus Payment Tracker: the parameters behind the verdict, then further details
ParameterBills ManagerPayment Tracker
PriceFreeFree
Rating4.8 (8K ratings) — better—
Positive reviews85.4% of reviews—
Number of ratings8K — better—
Update frequencyEvery 3 weeksEvery 5 days — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size16 MB17 MB
Age rating4+4+
DeveloperJose Fabian PenaBahattin Duran

Bugs and requests

Bills Manager

Reported bugs

3 issues
  • Recurring bills automatically turning off
  • Paid bills getting unmarked after app use
  • Crashes when marking bills as paid

Requested features

5 requests
  • Option to set bills with no end date
  • Ability to track paydays and link them to bills
  • Export/import functionality for bill data
  • Customizable notification settings
  • Integration with mobile banking apps

Payment Tracker

Not enough reviews yet to summarise bugs or requests.

In-app purchases

1 purchases

Bills Manager

One-time1
  • Remove ads$5.99
2 purchases

Payment Tracker

Subscriptions2
  • PayLog Premium — Weekly3 Days trial$2.997 Days
  • PayLog Premium — Monthly3 Days trial$6.991 Month

Questions

Is Bills Manager free?
Bills Manager is free to download, with in-app purchases available.
Is Payment Tracker free?
Payment Tracker is free to download, with in-app purchases available.
Do Bills Manager or Payment Tracker have ads?
Bills Manager shows ads; Payment Tracker does not.
Which is updated more often, Bills Manager or Payment Tracker?
Bills Manager ships an update every 3 weeks, and Payment Tracker every 5 days. Most recently, Bills Manager was updated on October 13, 2026 and Payment Tracker on October 7, 2026.

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