Equity Bank vs Meritrust Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Equity Bank
Manage your finances from one secure app. Monitor balances, pay bills, transfer funds, deposit checks, and track spending. Access financial tools and security features for a comprehensive banking experience.
- Account balance and activity monitoring
- Bill payment and recurring payments
- Fund transfers between accounts
- Mobile check deposit
- Budget planning and spending tracking
- Virtual assistant and customer support
- Security features like Face ID and custom notifications
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All your banking information in one secure, convenient location. Monitor your balance, pay upcoming bills, create a budget, and more! MANAGE YOUR ACCOUNTS ·Review activity and balances ·View credit card transactions ·Open new accounts ·Monitor your existing accounts with other financial institutions when you link them to Equity Bank’s mobile app ·Access statements at anytime INSTANT TRANSFERS ·Transfer funds between Equity Bank accounts and to other financial institutions ·Pay your bills instantly or set up recurring payments for monthly bills ·Add your eligible cards to Apple Wallet® to use Apply Pay® for one-touch shopping ·Update direct deposits quickly and securely within Mobile Banking with SWITCH2Equity powered by Click Switch MOBILE CHECK DEPOSIT ·Deposit checks by taking a picture ·See the deposit process in your account in real time1 ·Reorder custom checks in-app CONTACT US ·Ask Equity Bank’s virtual assistant for help accessing info about your accounts or answering questions 24/7 ·Contact customer care team ·Find an Equity Bank location near you SECURITY FEATURES ·Set up Face ID® or update your account password ·Set custom notifications so you’re alerted when a transaction happens ·Update contact information ·Free Credit Score reporting to monitor and improve your credit score with SavvyMoney® FINANCIAL TOOLS ·Plan and set long-term goals with custom budget planning ·Watch your income, spending, and card usage to save for the future For full terms and conditions, please go to www.equitybank.com/digital-banking-terms-of-use. Mobile carrier message and data rates may apply. 1Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. iPhone, iPad, Touch ID and Face ID are registered trademark of Apple®, Inc. SavvyMoney® is a registered trademark of SavvyMoney, Inc. Apple Devices - OS version 15.x + (Latest version is 18.1) For Apple Devices, this can be found by going to Settings > General > About > OS version will be listed.
Meritrust Mobile
Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.
- View account balances and transaction history
- Pay bills
- Transfer funds between accounts
- Deposit checks
- Locate branches or ATMs
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Meritrust is dedicated to improving your life and business through our mobile banking experience. Stay connected to your money anytime, anywhere with Meritrust Mobile – Personal and Business Banking. Experience the convenience and security that comes with an app that puts the financial needs of your life and business first. We’re making it easier for you to make payments, monitor your accounts, deposit checks and more. PERSONAL FEATURES: · View your account balances and transaction history · Use Bill Pay and Pay a Person features · Transfer funds between your accounts · Deposit checks · Locate a Meritrust branch or ATM BUSINESS FEATURES: · View your business account balances and transaction history · Utilize accounting software integrations and accounting integrations · Access transaction history, statements and documents · Make scheduled transfers and recurring payments · Use Bill Pay and Pay a Person features · Add and edit users and permissions To enroll in mobile banking, you must be a member of Meritrust Credit Union. Data rates may apply from your wireless carrier. Federally insured by NCUA. To learn how to protect your privacy, please visit: https://www.meritrust.org/site/privacy-policy/online-user-privacy-policy
Screenshots
Verdict
Equity Bank and Meritrust Mobile both sit at 4.4 stars, but that hides the real split: 81% of Equity Bank's written reviews are positive against 16% of Meritrust Mobile's. Meritrust Mobile's advantage is monetization model (free vs free with in-app purchases) and update cadence (every 2 months vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Meritrust Mobile holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 3.2K and 7.8K respectively. Written reviews complicate that: 81% of Equity Bank's written reviews are positive against 16% of Meritrust Mobile's, so the app with the better star average is not the one people write more warmly about.
Equity Bank ships an update every 4 months, Meritrust Mobile every 2 months. Both last shipped on October 16, 2026.
| Parameter | Equity Bank | Meritrust Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (3.2K ratings) | 4.6 (7.8K ratings) — better |
| Positive reviews | 80.9% of reviews — better | 16.0% of reviews |
| Number of ratings | 3.2K | 7.8K — better |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 65 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Equity Bank | Meritrust Credit Union |
Customer experience
Equity Bank
Meritrust Mobile
User reviews
Equity Bank
From 3.2K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient and efficient
- 🔒 Secure banking
- 💡 Useful features (e.g. mobile deposits, budgeting tools)
Room to improve
- 🐛 Frequent crashes or glitches
- 🔄 Slow or inconsistent performance
- 💤 Outdated or cluttered interface
- 🔒 Overly complicated security measures
Meritrust Mobile
From 7.8K App Store ratingsWhat we love
- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout
Room to improve
- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience
Bugs and requests
Equity Bank
Reported bugs
3 issues- Login issues (e.g. Face ID not working, password resets)
- Incorrect account balances or transaction details
- Mobile deposit failures
Requested features
4 requests- Ability to export transactions
- Faster transaction updates
- More customizable budgeting and categorization
- Improved mobile deposit process
Meritrust Mobile
Reported bugs
3 issues- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts
Requested features
3 requests- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets
In-app purchases
Equity Bank
No in-app purchases
Meritrust Mobile
No in-app purchases
Questions
Is Equity Bank free?
Is Meritrust Mobile free?
Which has better reviews, Equity Bank or Meritrust Mobile?
Do Equity Bank or Meritrust Mobile have ads?
Which is updated more often, Equity Bank or Meritrust Mobile?
Other comparisons
