MOCO vs Bhugol Saving iSmart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOCO
This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.
- Link debit and credit cards
- In-app and QR code payments
- Pay utility bills
- Book flights
- Earn reward points
- Unified QR code payments
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MOCO is the digital wallet built for Nepal - fast, secure, and designed for both locals and travelers. Whether you’re booking flights, or exploring Nepal for the first time, MOCO makes payment effortless. Everyday payments, simplified Top-up and pay electricity, internet, drinking water, TV cable, flight tickets, and even traffic fines - all from one app, in just a few taps. Your cards, your way Add your debit or credit card and enjoy flexible digital payments across thousands of merchants nationwide. Built for travelers Visiting Nepal? Add your card, complete a quick KYC with your passport, or Aadhaar, and start paying via QR instantly - no local bank account needed. Security you can trust Every transaction is protected with PIN and bio-metric authentication. MOCO is PCI-DSS certified and licensed by Nepal Rastra Bank - we don’t just promise security, we’re certified for it. Earn while you pay (For domestic users only) Get reward points on transactions above Rs. 100 across selected services. The more you use MOCO, the more you earn.
Bhugol Saving iSmart
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Bhugol Saving iSmart is smart mobile banking and finance app for customers who want to use following features: Account Information Send Money & Receive Money Bills and Utilities Payments QR
Screenshots
Verdict
The clearest difference is device support: MOCO at 3 against Bhugol Saving iSmart's —. Bhugol Saving iSmart's advantage is iOS requirement (12.1 vs 15.0). On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | MOCO | Bhugol Saving iSmart |
|---|---|---|
| Price | Free | Free |
| Rating | 3.8 (12 ratings) — better | — |
| Positive reviews | 63.6% of reviews | — |
| Number of ratings | 12 — better | — |
| Update frequency | Every 2 months | — |
| Ads | No | — |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | — |
| Requires iOS | 15.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 62 MB | 75 MB |
| Age rating | 17+ | 17+ |
| Developer | FOCUSONE Payment Solutions | Devanasoft Pvt Ltd |
In-app purchases
MOCO
No in-app purchases
Bhugol Saving iSmart
No in-app purchases
Questions
Is MOCO free?
Is Bhugol Saving iSmart free?
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