Comparison

MOCO vs Devis Fall mBank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOCO

This app allows users to link their debit and credit cards for secure, fund-free transactions. Pay bills, book flights, and make QR code payments easily. Earn rewards on every transaction.

Highlights
  • Link debit and credit cards
  • In-app and QR code payments
  • Pay utility bills
  • Book flights
  • Earn reward points
  • Unified QR code payments
Features
Read full description

MOCO is the digital wallet built for Nepal - fast, secure, and designed for both locals and travelers. Whether you’re booking flights, or exploring Nepal for the first time, MOCO makes payment effortless. Everyday payments, simplified Top-up and pay electricity, internet, drinking water, TV cable, flight tickets, and even traffic fines - all from one app, in just a few taps. Your cards, your way Add your debit or credit card and enjoy flexible digital payments across thousands of merchants nationwide. Built for travelers Visiting Nepal? Add your card, complete a quick KYC with your passport, or Aadhaar, and start paying via QR instantly - no local bank account needed. Security you can trust Every transaction is protected with PIN and bio-metric authentication. MOCO is PCI-DSS certified and licensed by Nepal Rastra Bank - we don’t just promise security, we’re certified for it. Earn while you pay (For domestic users only) Get reward points on transactions above Rs. 100 across selected services. The more you use MOCO, the more you earn.

About

Devis Fall mBank

Features
Read full description

Devis Fall mBank is HAMRO TECHNOLOGY PVT LTD official mobile banking app which enables its customers to keep track of their account maintained at Devis Fall mBank and allows its users to make different utility payments. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Devis Fall mBank. Enables finances at your fingertips, anytime-anywhere. Here you can manage your account and access your Devis Fall mBank accounts faster and securely via internet. Devis Fall mBank is a convenient and reliable app that provides you all the facilities in your fingertips. Enjoy hassle-free banking anywhere and anytime without visiting your branch and manage your Account with a fully secure and user-friendly application. Services of Devis Fall mBank : Make payments of your utilities * Phone bills * Mobile top-up * Receive and send money through remittance services * And many other payments for the services you use Bill Payments * Devis Fall mBank offers a full throttled package of all bill payments. Real-time payments to all registered ISPs, TVs, Airlines, Insurance, Electricity, Water, Landline. Manage your account * Protect your account with your fingerprint * Track your finances * Track your account history Transfer funds instantly * Transfer and receive funds instantly Highly secure * Secure your account with two factor authentications * Fingerprint/Face ID login helps secure your account Location: * Customers can find our Office location QR Payments: * Scan and Pay feature that allows you to scan and pay to the different merchants. To be able to use this app, you first need to have a valid account maintained at Devis Fall mBank, and you need to subscribe to the Devis Fall mBank Banking Service. This app helps you to pay multiple utility payments though the app itself. And many more exciting features (This app is the property of HAMRO TECHNOLOGY PVT LTD) This Application gets regularly updated with new features and new utility payments for the user's convenience which makes it the best app. About Devis Fall mBank Devis Fall mBank is leading Payment Service Provider. Devis Fall mBank is leading fin-tech company in Nepal.

Screenshots

MOCO4 screens
Devis Fall mBank4 screens

Verdict

The call

The clearest difference is update cadence: MOCO at every 2 months against Devis Fall mBank's every 8 months. Devis Fall mBank's advantage is iOS requirement (13.7 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MOCO ships an update every 2 months, Devis Fall mBank every 8 months. The most recent releases landed on October 2, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
MOCO versus Devis Fall mBank: the parameters behind the verdict, then further details
ParameterMOCODevis Fall mBank
PriceFreeFree
Rating3.8 (12 ratings) — better—
Positive reviews63.6% of reviews—
Number of ratings12 — better—
Update frequencyEvery 2 months — betterEvery 8 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.7 — better
Further details — not scored
Size62 MB216 MB
Age rating17+17+
DeveloperFOCUSONE Payment SolutionsHAMRO TECHNOLOGY PVT LTD

In-app purchases

None

MOCO

No in-app purchases

None

Devis Fall mBank

No in-app purchases

Questions

Is MOCO free?
MOCO is free to download, with no in-app purchases.
Is Devis Fall mBank free?
Devis Fall mBank is free to download, with no in-app purchases.
Do MOCO or Devis Fall mBank have ads?
Neither MOCO nor Devis Fall mBank shows ads.
Which is updated more often, MOCO or Devis Fall mBank?
MOCO ships an update every 2 months, and Devis Fall mBank every 8 months. Most recently, MOCO was updated on October 2, 2026 and Devis Fall mBank on October 7, 2026.

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