Comparison

Toss vs 오늘의 증시

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Toss

Manage all your financial accounts, including banking, investments, loans, and insurance, in one place. Enjoy fee-free transfers, personalized financial advice, and easy access to loan and insurance options. Invest simply and track your spending effortlessly.

Highlights
  • Consolidated account overview
  • Fee-free money transfers
  • Interest-earning bank accounts
  • Loan comparison tool
  • Personalized insurance recommendations
  • Simplified stock investing
  • English language support
Features
Read full description

Download the Toss app to use Toss Bank and Toss Securities ● Get a full overview of your finances at a glance - Manage all your accounts—savings, installment deposits, housing subscriptions, investments, and loans—conveniently in one place with Toss. - Stay on top of your income, spending, and card spending requirements. - Easily track monthly bills, insurance payments, subscriptions with no extra effort. ● Safe, simple, and fee-free transfers - Transfer fees are free for life at Toss, no matter which bank you use. - Scan for scam & fraud accounts in advance to safely send money. ● Banking reinvented for you - Even one day is enough to start earning interest with a Toss Bank account. - Get interest in advance with a Toss Bank account—before it matures. - Easily get a debit card you can use abroad with no foreign transaction fees. ● Instantly look up your loan options - Compare loan offers from 75 different financial institutions—including 16 from the banking sector—in under a minute. - Enjoy special promotions like 1-year interest support and more. ● Smart insurance recommendations tailored to you - Find out what coverage you're missing compared to your peers and get personalized suggestions. - Submit a medical bill claim and get reimbursements without the hassle of paper work ● Investing made simple for everyone - Simple terms anyone can understand. - Get curated news on stocks you follow. - Share information in the community or get tips from top investors. ● Users can now use Toss in English - Toss is now available in English. - To use Toss in English, change your language settings to English. ● Accessibility Features Supported - The VoiceOver feature can be enabled for screen reading. - Text size can be increased, and the screen can be zoomed in for easier viewing. - High contrast and color-independent display options make the screen easier to view. - The app is optimized for Dark Mode as well. ● Toss is operated by Viva Republica Viva Republica, a leading fintech company in Korea, is officially registered as an electronic financial business under Article 28 of the Electronic Financial Transactions Act. The company earned this designation after passing security and monitoring inspections by the Financial Supervisory Service and receiving approval from the Financial Services Commission. In 2019, Viva Republica was ranked 29th on the "Top 100 Fintech Companies in the World" list by KPMG and H2 Ventures. Today, it holds more official partnerships with banks and securities firms than any other fintech company in Korea. ● Toss only asks for required permissions You can use the app without granting the optional permissions, though some feature may not be available. Here's what each option permission is used for. [Optional permissions] - Contacts: Used to enable features such as sending money to contacts and selecting profile photos - Notifications: sending notifications, receiving ARS verification code - Camera: Reading and uploading QR codes, cards, and ID cards - Photos: storing and uploading photo - Location: detecting current locating and preventing fraudulent transactions - Motion & Fitness: tracking steps (for Toss Walk) - Face ID: secure login without a PIN - Bluetooth: find and connect to nearby devices - Calendar: add important dates to your calendar - NFC: scan IDs and passports for identity verification - Tracking: measure ad performance and verify reward eligibility for features such as Weekly Missions ● Accessibility Features Supported · The VoiceOver feature can be enabled for screen reading. · Text size can be increased, and the screen can be zoomed in for easier viewing. · High contrast and color-independent display options make the screen easier to view. · The app is optimized for Dark Mode as well. ● Toss is open 24/7, 365 - Phone number 1599-4905 - KakaoTalk @toss - Email support@toss.im - EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

오늘의 증시

Track U.S. stock market performance with real-time data, sector analysis, and financial metrics. Stay updated on news, economic indicators, and earnings calendars. Access valuation data and insider trading information.

Highlights
  • Real-time market heatmap
  • Sector performance tracking
  • Multi-period analysis
  • Valuation metrics (P/E, PEG, P/S, P/B)
  • Watchlist functionality
  • Real-time stock prices and market cap
  • Financial statements and dividend data
  • Economic indicator tracking
Features
Read full description

주요 기능 - 실시간 히트맵으로 시장 전체 한눈에 파악 - 11개 섹터별 실시간 등락률 추적 - 1일부터 1년까지 다양한 기간 분석 - P/E, PEG, P/S, P/B 밸류에이션 지표 - 관심종목 즐겨찾기 기능 종목 정보 - 실시간 주가 및 시가총액 - 재무 지표 - 밸류에이션, 성장성, 수익성 - 배당 정보 및 공매도 데이터 - 내부자 거래 정보 - 야후 파이낸스 차트 연동 뉴스 - 주요 뉴스 실시간 제공 - 미국장 요약 경제 지표 - Fed Watch - 금리 인상 확률 - Fed Funds Rate 추적 - 이번주 어닝 캘린더 - 경제 캘린더 - 버핏 지수 면책조항 *본 앱의 정보는 참고용이며 투자 권유가 아닙니다. 모든 투자 책임은 투자자 본인에게 있습니다. 이용약관(EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Toss4 screens
오늘의 증시4 screens

Verdict

The call

The clearest difference is rating: 오늘의 증시 at 5.0 against Toss's 4.3. 오늘의 증시 also leads on iOS requirement (15.0 vs 18.0). Toss's advantage is in-app purchases (none vs 2) and update cadence (weekly vs every 2 months). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 오늘의 증시 sells 2 in-app purchases, starting at $9.99 per month. Toss asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

오늘의 증시 holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: Toss has 639 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Toss ships an update weekly, 오늘의 증시 every 2 months. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

Scorecard6 real differences · 4 level
Toss versus 오늘의 증시: the parameters behind the verdict, then further details
ParameterToss오늘의 증시
PriceFreeFree
Rating4.3 (639 ratings)5.0 (2 ratings) — better
Positive reviews56.7% of reviews—
Number of ratings639 — better2
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size439 MB43 MB
Age rating4+17+
DeveloperViva Republicaminyoung kim

Customer experience

Toss

All ratings639 ratings
Positive83.6%
Neutral3.0%
Negative13.5%
Written reviews270 reviews
Positive56.7%
Neutral10.4%
Negative33.0%

오늘의 증시

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Toss

Reported bugs

3 issues
  • Inconsistent card recognition and payment processing
  • Unreliable account balance and transaction history display
  • Frequent app crashes during critical functions

Requested features

4 requests
  • Add English language support
  • Improve overseas banking capabilities
  • Introduce iPad/tablet app version
  • Enhance customization options

오늘의 증시

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Toss

No in-app purchases

2 purchases

오늘의 증시

Subscriptions2
  • 프로 모드 1개월$9.991 Month
  • 프로 모드 1년$59.991 Year

Questions

Is Toss free?
Toss is free to download, with no in-app purchases.
Is 오늘의 증시 free?
오늘의 증시 is free to download, with in-app purchases available.
Which has better reviews, Toss or 오늘의 증시?
오늘의 증시 is rated higher. Toss averages 4.3 out of 5 from 639 ratings, while 오늘의 증시 averages 5.0 from 2 ratings.
Do Toss or 오늘의 증시 have ads?
Neither Toss nor 오늘의 증시 shows ads.
Which is updated more often, Toss or 오늘의 증시?
Toss ships an update weekly, and 오늘의 증시 every 2 months. Most recently, Toss was updated on November 1, 2026 and 오늘의 증시 on October 24, 2026.

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