Comparison

Toss vs iM뱅크 기업

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Toss

Manage all your financial accounts, including banking, investments, loans, and insurance, in one place. Enjoy fee-free transfers, personalized financial advice, and easy access to loan and insurance options. Invest simply and track your spending effortlessly.

Highlights
  • Consolidated account overview
  • Fee-free money transfers
  • Interest-earning bank accounts
  • Loan comparison tool
  • Personalized insurance recommendations
  • Simplified stock investing
  • English language support
Features
Read full description

Download the Toss app to use Toss Bank and Toss Securities ● Get a full overview of your finances at a glance - Manage all your accounts—savings, installment deposits, housing subscriptions, investments, and loans—conveniently in one place with Toss. - Stay on top of your income, spending, and card spending requirements. - Easily track monthly bills, insurance payments, subscriptions with no extra effort. ● Safe, simple, and fee-free transfers - Transfer fees are free for life at Toss, no matter which bank you use. - Scan for scam & fraud accounts in advance to safely send money. ● Banking reinvented for you - Even one day is enough to start earning interest with a Toss Bank account. - Get interest in advance with a Toss Bank account—before it matures. - Easily get a debit card you can use abroad with no foreign transaction fees. ● Instantly look up your loan options - Compare loan offers from 75 different financial institutions—including 16 from the banking sector—in under a minute. - Enjoy special promotions like 1-year interest support and more. ● Smart insurance recommendations tailored to you - Find out what coverage you're missing compared to your peers and get personalized suggestions. - Submit a medical bill claim and get reimbursements without the hassle of paper work ● Investing made simple for everyone - Simple terms anyone can understand. - Get curated news on stocks you follow. - Share information in the community or get tips from top investors. ● Users can now use Toss in English - Toss is now available in English. - To use Toss in English, change your language settings to English. ● Accessibility Features Supported - The VoiceOver feature can be enabled for screen reading. - Text size can be increased, and the screen can be zoomed in for easier viewing. - High contrast and color-independent display options make the screen easier to view. - The app is optimized for Dark Mode as well. ● Toss is operated by Viva Republica Viva Republica, a leading fintech company in Korea, is officially registered as an electronic financial business under Article 28 of the Electronic Financial Transactions Act. The company earned this designation after passing security and monitoring inspections by the Financial Supervisory Service and receiving approval from the Financial Services Commission. In 2019, Viva Republica was ranked 29th on the "Top 100 Fintech Companies in the World" list by KPMG and H2 Ventures. Today, it holds more official partnerships with banks and securities firms than any other fintech company in Korea. ● Toss only asks for required permissions You can use the app without granting the optional permissions, though some feature may not be available. Here's what each option permission is used for. [Optional permissions] - Contacts: Used to enable features such as sending money to contacts and selecting profile photos - Notifications: sending notifications, receiving ARS verification code - Camera: Reading and uploading QR codes, cards, and ID cards - Photos: storing and uploading photo - Location: detecting current locating and preventing fraudulent transactions - Motion & Fitness: tracking steps (for Toss Walk) - Face ID: secure login without a PIN - Bluetooth: find and connect to nearby devices - Calendar: add important dates to your calendar - NFC: scan IDs and passports for identity verification - Tracking: measure ad performance and verify reward eligibility for features such as Weekly Missions ● Accessibility Features Supported · The VoiceOver feature can be enabled for screen reading. · Text size can be increased, and the screen can be zoomed in for easier viewing. · High contrast and color-independent display options make the screen easier to view. · The app is optimized for Dark Mode as well. ● Toss is open 24/7, 365 - Phone number 1599-4905 - KakaoTalk @toss - Email support@toss.im - EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

iM뱅크 기업

Manage your business finances with ease. Open accounts, apply for loans, and access various financial products conveniently. Features include digital OTP issuance and personalized account management.

Highlights
  • Digital account opening and sign-up
  • Easy access to savings, loans, and foreign exchange products
  • Digital OTP issuance for personal businesses
  • Personalized My Page with account and schedule management
  • Convenient financial product enrollment and cancellation
Features
Read full description

사장님의 시간을 더 가치 있게 iM뱅크 기업 새로워진 iM뱅크 기업과 함께, 더 편안하게 금융 업무를 해결하세요 ○ 디지털 계좌개설 및 회원가입 - 신규 고객님들은 계좌 개설부터 회원 가입까지 한 번에 - 기존 고객님들은 회원 가입만 따로 ○ 상품몰 오픈 - 예적금, 입출금, 대출, 외환상품 가입을 손쉽게 - 예적금, 입출금 상품 해지도 부담 없이 ○ 디지털OTP 발급 - 개인사업자는 디지털OTP로 간편하게 ○ 마이페이지 개선 - 대표계좌, 마이메뉴 설정을 원하는 대로 - 기일관리 (예적금 만기, 대출만기, 이자납입, 나의 일정)을 한 눈에 ○ 이용문의 - 고객센터 : 1566-5050, 1588-5050 [선택적 접근 권한에 대한 사용 안내] - 주소록 : 이체 후 SMS 보내기에서 연락처를 사용 - 위치 : 영업점 및 ATM 위치 등을 찾는데 사용 - 카메라 : 비대면 실명 확인을 위한 신분증 촬영시 사용 - 마이크 : 비대면 실명 확인을 위한 영상통화시 사용 - 알림 : PUSH 알림 시에 사용

Screenshots

Toss4 screens
iM뱅크 기업4 screens

Verdict

The call

The clearest difference is review sentiment: Toss at 57% against iM뱅크 기업's 18%. Toss also leads on update cadence (weekly vs monthly). iM뱅크 기업's advantage is monetization model (ad-supported vs free with in-app purchases) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Toss ships an update weekly, iM뱅크 기업 monthly. Both last shipped on November 1, 2026.

Scorecard5 real differences · 5 level
Toss versus iM뱅크 기업: the parameters behind the verdict, then further details
ParameterTossiM뱅크 기업
PriceFreeFree
Rating4.3 (639 ratings) — better—
Positive reviews56.7% of reviews — better18.2% of reviews
Number of ratings639 — better—
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size439 MB155 MB
Age rating4+4+
DeveloperViva RepublicaiM Bank Co., Ltd.

Customer experience

Toss

All ratings639 ratings
Positive83.6%
Neutral3.0%
Negative13.5%
Written reviews270 reviews
Positive56.7%
Neutral10.4%
Negative33.0%

iM뱅크 기업

Written reviews22 reviews
Positive18.2%
Neutral9.1%
Negative72.7%

Bugs and requests

Toss

Reported bugs

3 issues
  • Inconsistent card recognition and payment processing
  • Unreliable account balance and transaction history display
  • Frequent app crashes during critical functions

Requested features

4 requests
  • Add English language support
  • Improve overseas banking capabilities
  • Introduce iPad/tablet app version
  • Enhance customization options

iM뱅크 기업

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Toss

No in-app purchases

None

iM뱅크 기업

No in-app purchases

Questions

Is Toss free?
Toss is free to download, with no in-app purchases.
Is iM뱅크 기업 free?
iM뱅크 기업 is free to download, with no in-app purchases.
Do Toss or iM뱅크 기업 have ads?
Neither Toss nor iM뱅크 기업 shows ads.
Which is updated more often, Toss or iM뱅크 기업?
Toss ships an update weekly, and iM뱅크 기업 monthly. Most recently, Toss was updated on November 1, 2026 and iM뱅크 기업 on November 1, 2026.

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