FHN3 vs Howden MediHub
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FHN3
Access your health insurance card digitally, find nearby clinics, and submit e-claims. This app offers a streamlined way to manage your healthcare benefits and locate services on the go.
- Digital eHealthcard access
- Fingerprint login
- eClaim submissions
- Nearby clinic locator
- Clinic search panel
- Healthcare benefits access
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-Improved user experience and user interface -Improved homepage to provide key information at a glance Go mobile with your FHG Healthcard and with the official FHN3 Mobile App. Access your FHN3 Healthcard, locate nearby clinics, and more: Features - Log in with your fingerprint - FHN3 eHealthcard - eClaim submissions - Locate nearby clinics within 3 km from your current location - Search panel clinic listing - Enjoy a suite of lifestyle and healthcare related benefits with the FHN3 Healthcard
Howden MediHub
This app simplifies employee healthcare insurance by offering a self-serve platform for managing benefits, submitting claims, and accessing a network of clinics. It provides expert negotiation and a 24/7 helpline for support.
- Self-serve employee portal
- Simple e-claims submission
- Expert claims negotiation
- Access to 800+ clinics
- 24/7 helpline
- Seamless policy switching
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Employee-focused healthcare insurance made simple. We take the hassle out of healthcare insurance with: Self-serve app for employees Simple e-claims submission Expert claims negotiators on your side Easy access to 800+ clinics 24/7 helpline Seamless switching
Screenshots
Verdict
The clearest difference is rating: FHN3 at 4.0 against Howden MediHub's 3.0. FHN3 also leads on ratings volume (7 vs 2). Howden MediHub's advantage is review sentiment (67% vs 34%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FHN3 holds the better App Store score, 4.0 against 3.0. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews complicate that: 34% of FHN3's written reviews are positive against 67% of Howden MediHub's, so the app with the better star average is not the one people write more warmly about.
FHN3 ships an update every 3 weeks, Howden MediHub monthly. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.
| Parameter | FHN3 | Howden MediHub |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (7 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 34.4% of reviews | 66.7% of reviews — better |
| Number of ratings | 7 — better | 2 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 184 MB | 141 MB |
| Age rating | 4+ | 4+ |
| Developer | Fullerton Healthcare Group Pte. Limited | HOWDEN INSURANCE BROKERS (S.) PTE. LIMITED |
Customer experience
FHN3
Howden MediHub
In-app purchases
FHN3
No in-app purchases
Howden MediHub
No in-app purchases
