EFGH Token vs ENBD X
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EFGH Token
This app provides two-factor authentication for secure online logins and transactions via your smartphone. It allows users to safely access EFG-Hermes online applications after activation.
- Two-factor authentication
- Secure online logins
- Transaction authorization
- Smartphone integration
- Access to online applications
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Two-Factor authentication provided by EFG-Hermes is now in your pocket! EFG-Hermes Token allows online users to safely login and perform transaction via their Smart phone. After activation, you will be able to safe login to EFG-Hermes online applications.
ENBD X
Manage your Emirates NBD accounts and cards securely on your phone. Access over 150 services, including instant transactions, card management, and international money transfers. Open investment portfolios and trade equities directly from the app.
- Manage accounts and cards
- Over 150 banking services
- Instant transactions
- Card lock/unlock and PIN reset
- Request statements and letters
- Set spending/withdrawal limits
- Open investment portfolios and trade equities
- International money transfers
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With ENBD X, a new standard of excellence, embark on a groundbreaking journey to mobile banking on your phone. Seamlessly navigate through all your Emirates NBD products to gain control of your finances. This cutting-edge app empowers you to securely manage your accounts and cards with the assurance from Emirates NBD to bring you best in class banking products and services. Emirates NBD, known for its commitment to innovation, ensures your financial wellbeing and security with ENBD X. Access over 150+ services, with majority of them being processed instantly on the app with no extra steps. Lock and unlock your Emirates NBD card effortlessly, reset your card PIN, request statements, letters with just a few taps, and set precise spending and withdrawal limits to match your financial preferences. See the historical information about your transactions on your accounts, cards and loans. Moreover, you can open an investment portfolio instantly and start trading in Global and Local Equities. You can find best of deals, offers and benefits of banking with Emirates NBD with the ease and convenience of the ENBD X mobile app. ENBD X, proudly brought to you by Emirates NBD, not only simplifies your daily digital banking but also offers lightning-fast international money transfer feature to multiple destinations with DirectRemit. Additionally, managing your finances is a breeze, as you can conveniently pay your bills or top up your mobile phone with Emirates NBD's secure and user-friendly app. Embrace banking like never before with Emirates NBD's ENBD X app – your trusted companion for a seamless, secure, and efficient financial journey. Download the app today to enjoy the numerous features and benefits Emirates NBD has tailored exclusively for you. Privacy Policy URL: https://www.emiratesnbd.com/en/data-privacy-notice/
Screenshots
Verdict
The clearest difference is update cadence: ENBD X at weekly against EFGH Token's every 9 months. ENBD X also leads on ratings volume (18K vs 1). EFGH Token's advantage is rating (5.0 vs 4.7) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EFGH Token holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: ENBD X has 18K ratings behind it against 1, so its average is the more settled of the two.
EFGH Token ships an update every 9 months, ENBD X weekly. The most recent releases landed on July 7, 2026 and September 27, 2026 respectively.
| Parameter | EFGH Token | ENBD X |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.7 (18K ratings) |
| Positive reviews | — | 50.8% of reviews |
| Number of ratings | 1 | 18K — better |
| Update frequency | Every 9 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 14 MB | 685 MB |
| Age rating | 4+ | 4+ |
| Developer | EFG-HERMES UAE LIMITED | Emirates NBD Bank P.J.S.C |
Customer experience
EFGH Token
ENBD X
Bugs and requests
EFGH Token
Not enough reviews yet to summarise bugs or requests.
ENBD X
Reported bugs
5 issues- Login issues
- Beneficiary disappearance
- Incorrect account balances
- Inability to update profile details
- Failure to complete transactions
Requested features
6 requests- Dark mode option
- Improved transaction history
- Easier account management
- Seamless international transfers
- Enhanced security features
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- Better customer support
In-app purchases
EFGH Token
No in-app purchases
ENBD X
No in-app purchases
