Comparison

Banco Mercantil vs DPVAT

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Banco Mercantil

Manage your finances on the go with this secure banking app. Perform transactions, check balances, apply for loans, and manage credit cards. Access investment information and customer support easily.

Highlights
  • Open current account
  • Loan application and renewal
  • Check loan details
  • Withdraw with credit card
  • View benefit payment dates
  • Generate deposit slips
  • Transfer INSS benefits
  • Check account and investment balances
  • View income statements
  • Pay bills with barcode
Features
Read full description

O Aplicativo Mercantil é simples, prático e seguro para você usar sempre que precisar, em todos os lugares. Com ele, você pode: - Abrir sua Conta Corrente - Contratar e renovar empréstimos de acordo com o limite pré-aprovado disponível - Consultar seus empréstimos contratados - Realizar saque com o Cartão Consignado - Consultar a data de pagamento do seu benefício - Gerar boletos para fazer depósitos - Realizar a transferência de domicílio do seu Benefício INSS para o MB - Consultar saldos e extratos da conta e dos investimentos - Consultar informes de rendimentos Pessoa Física e INSS - Realizar pagamentos com código de barras - Fazer transferências entre contas Mercantil - Efetuar transferências para contas de outros bancos (TED e DOC) - Consultar faturas e limite disponível do cartão de crédito - Realizar bloqueio e desbloqueio de cartões - Consultar, autorizar, incluir, excluir e cancelar Débitos Automáticos - Realizar Análise do seu Perfil Investidor - Realizar Aplicação e Resgate em CDB - Realizar a portabilidade do seu salário para o MB - Procurar endereços do banco perto de você - Pesquisar telefones dos canais de atendimento - Falar conosco via chat - Consultar mensagens em sua Caixa Postal

About

DPVAT

This app facilitates claims for traffic accident compensation for incidents occurring from January 1, 2021, onwards. It allows users to request death, permanent disability, and medical expense compensation, and track their claims.

Highlights
  • Request death compensation
  • Request permanent disability compensation
  • Request medical and hospital expenses
  • Track claim status
  • Get documentation guidance
Features
Read full description

O aplicativo permite a solicitação das indenizações pagas pelo DPVAT, para os acidentes de trânsito ocorridos a partir de 1º de janeiro de 2021, envolvendo veículos automotores de via terrestre, em território nacional. No aplicativo é possível solicitar o pedido de indenização por morte, indenização de invalidez permanente total ou parcial e de despesas médicas e hospitalares. Também é possível acompanhar sua solicitação e tirar dúvidas quanto à documentação necessária para inclusão de um pedido e demais informações sobre o DPVAT.

Screenshots

Banco Mercantil4 screens
DPVAT4 screens

Verdict

The call

The clearest difference is review sentiment: Banco Mercantil at 48% against DPVAT's 5%. Banco Mercantil also leads on rating (4.8 vs 1.8) and ratings volume (760 vs 5). DPVAT's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (10.3 vs 14.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Banco Mercantil holds the better App Store score, 4.8 against 1.8. That said, the two scores are not equally well evidenced: Banco Mercantil has 760 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 48% of Banco Mercantil's written reviews are positive against 5% of DPVAT's.

Scorecard5 real differences · 5 level
Banco Mercantil versus DPVAT: the parameters behind the verdict, then further details
ParameterBanco MercantilDPVAT
PriceFreeFree
Rating4.8 (760 ratings) — better1.8 (5 ratings)
Positive reviews47.6% of reviews — better4.8% of reviews
Number of ratings760 — better5
Update frequencyEvery 11 days—
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.010.3 — better
Further details — not scored
Size652 MB18 MB
Age rating4++4
DeveloperMercantil do BrasilCaixa Econômica Federal

Customer experience

Banco Mercantil

All ratings746 ratings
Positive96.1%
Neutral1.5%
Negative2.4%
Written reviews124 reviews
Positive47.6%
Neutral6.5%
Negative46.0%

DPVAT

All ratings5 ratings
Positive20.0%
Neutral0.0%
Negative80.0%
Written reviews21 reviews
Positive4.8%
Neutral4.8%
Negative90.5%

Bugs and requests

Banco Mercantil

Reported bugs

12 issues
  • PIX key pasting causes app freeze before opening app
  • Document camera only shows front-facing and fails to read documents
  • App crashes and won't open after updates
  • Face recognition not working for login
  • Password reset required repeatedly
Show 7 more
  • Update availability issues in app stores
  • Credit card function disappeared after updates
  • Transaction synchronization delays between accounts
  • Loan deposits showing incorrect amounts (0.12 cents, 5 cents instead of full amount)
  • App disconnects during operations
  • PIX transfer option missing or hidden after updates
  • Incorrect payment option defaults (parcelado vs débito em conta)

Requested features

12 requests
  • Virtual card option
  • QR code payment functionality
  • Savings account investment and withdrawal in app
  • Early loan payment/installment anticipation
  • Instant fatura payment recognition and limit restoration
Show 7 more
  • Digital wallet card registration
  • Open Finance data sharing
  • Email fatura delivery
  • Pre-approved credit limit unlocking via app
  • Salary advance for retirees
  • Biometric/fingerprint login
  • Credit card information visibility after updates

DPVAT

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Banco Mercantil

No in-app purchases

None

DPVAT

No in-app purchases

Questions

Is Banco Mercantil free?
Banco Mercantil is free to download, with no in-app purchases.
Is DPVAT free?
DPVAT is free to download, with no in-app purchases.
Which has better reviews, Banco Mercantil or DPVAT?
Banco Mercantil is rated higher. Banco Mercantil averages 4.8 out of 5 from 760 ratings, while DPVAT averages 1.8 from 5 ratings.
Do Banco Mercantil or DPVAT have ads?
Neither Banco Mercantil nor DPVAT shows ads.

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