Comparison

Scheels Visa Card vs CSBNYA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scheels Visa Card

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

Highlights
  • Touch ID login
  • Account balance check
  • Statement and transaction history
  • Credit card bill payment
  • Email alert setup
Features
Read full description

Manage your credit card account anytime, from anywhere! With your app you can: - Quickly access your account with Touch ID® - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority IT’S SIMPLE - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and enroll or log in with your Online username and password. Cards issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc.

About

CSBNYA

Manage your finances conveniently from your smartphone. This application allows you to perform various banking tasks securely on your mobile device.

Highlights
  • Mobile banking
  • Secure transactions
  • Account management
  • On-the-go access
Features
Read full description

Bank anywhere on your mobile device with the Citizens State Bank NYA banking app.

Screenshots

Scheels Visa Card4 screens
CSBNYA4 screens

Verdict

The call

The clearest difference is rating: Scheels Visa Card at 4.8 against CSBNYA's 2.5. Scheels Visa Card also leads on ratings volume (39K vs 2) and update cadence (every 6 weeks vs every 5 months). CSBNYA's advantage is iOS requirement (12.2 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Scheels Visa Card holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: Scheels Visa Card has 39K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Scheels Visa Card ships an update every 6 weeks, CSBNYA every 5 months. The most recent releases landed on October 18, 2026 and September 16, 2026 respectively.

Scorecard4 real differences · 6 level
Scheels Visa Card versus CSBNYA: the parameters behind the verdict, then further details
ParameterScheels Visa CardCSBNYA
PriceFreeFree
Rating4.8 (39K ratings) — better2.5 (2 ratings)
Positive reviews39.6% of reviews—
Number of ratings39K — better2
Update frequencyEvery 6 weeks — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.012.2 — better
Further details — not scored
Size49 MB130 MB
Age rating4+4+
DeveloperFirst BankcardCitizens State Bank Norwood Young America

Customer experience

Scheels Visa Card

All ratings34,125 ratings
Positive96.4%
Neutral1.6%
Negative1.9%
Written reviews192 reviews
Positive39.6%
Neutral8.9%
Negative51.6%

CSBNYA

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Scheels Visa Card

Reported bugs

4 issues
  • App crashes or freezes during use
  • Incorrect credit limit changes without notice
  • Inability to update payment information
  • Recurring login problems

Requested features

4 requests
  • Ability to view reward points balance in app
  • Option for automatic payments to avoid late fees
  • Improved app stability and performance
  • Better integration between app and website

CSBNYA

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Scheels Visa Card

No in-app purchases

None

CSBNYA

No in-app purchases

Questions

Is Scheels Visa Card free?
Scheels Visa Card is free to download, with no in-app purchases.
Is CSBNYA free?
CSBNYA is free to download, with no in-app purchases.
Which has better reviews, Scheels Visa Card or CSBNYA?
Scheels Visa Card is rated higher. Scheels Visa Card averages 4.8 out of 5 from 39K ratings, while CSBNYA averages 2.5 from 2 ratings.
Do Scheels Visa Card or CSBNYA have ads?
Neither Scheels Visa Card nor CSBNYA shows ads.
Which is updated more often, Scheels Visa Card or CSBNYA?
Scheels Visa Card ships an update every 6 weeks, and CSBNYA every 5 months. Most recently, Scheels Visa Card was updated on October 18, 2026 and CSBNYA on September 16, 2026.

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