Comparison

Scheels Visa Card vs PSB Velva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scheels Visa Card

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

Highlights
  • Touch ID login
  • Account balance check
  • Statement and transaction history
  • Credit card bill payment
  • Email alert setup
Features
Read full description

Manage your credit card account anytime, from anywhere! With your app you can: - Quickly access your account with Touch ID® - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority IT’S SIMPLE - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and enroll or log in with your Online username and password. Cards issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc.

About

PSB Velva

Aggregate all your financial accounts into one secure view. Organize transactions with tags and notes, set balance alerts, and make payments or transfers. Deposit checks remotely and manage your debit card.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfers
  • Remote check deposit
  • Debit card management
  • Find branches and ATMs
Features
Read full description

PSB Velva is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with PSB Velva: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the PSB Velva app, you must be enrolled as a (F.I. NAME) digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

Scheels Visa Card4 screens
PSB Velva4 screens

Verdict

The call

Scheels Visa Card and PSB Velva both sit at 4.8 stars, but that hides the real split: 100% of PSB Velva's written reviews are positive against 40% of Scheels Visa Card's. Scheels Visa Card's advantage is monetization model (free vs free with in-app purchases) and ratings volume (41K vs 171). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Scheels Visa Card against 4.8 for PSB Velva. That said, the two scores are not equally well evidenced: Scheels Visa Card has 41K ratings behind it against 171, so its average is the more settled of the two. Written reviews are what separate them: 40% of Scheels Visa Card's written reviews are positive against 100% of PSB Velva's.

UpkeepUpdate frequency

Scheels Visa Card ships an update every 6 weeks, PSB Velva monthly. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
Scheels Visa Card versus PSB Velva: the parameters behind the verdict, then further details
ParameterScheels Visa CardPSB Velva
PriceFreeFree
Rating4.8 (41K ratings) — better4.8 (171 ratings)
Positive reviews39.6% of reviews100.0% of reviews — better
Number of ratings41K — better171
Update frequencyEvery 6 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size49 MB197 MB
Age rating4+12+
DeveloperFirst BankcardPeoples State Bank of Velva

Customer experience

Scheels Visa Card

All ratings34,125 ratings
Positive96.4%
Neutral1.6%
Negative1.9%
Written reviews192 reviews
Positive39.6%
Neutral8.9%
Negative51.6%

PSB Velva

All ratings171 ratings
Positive97.7%
Neutral0.0%
Negative2.3%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Scheels Visa Card

Reported bugs

4 issues
  • App crashes or freezes during use
  • Incorrect credit limit changes without notice
  • Inability to update payment information
  • Recurring login problems

Requested features

4 requests
  • Ability to view reward points balance in app
  • Option for automatic payments to avoid late fees
  • Improved app stability and performance
  • Better integration between app and website

PSB Velva

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Scheels Visa Card

No in-app purchases

None

PSB Velva

No in-app purchases

Questions

Is Scheels Visa Card free?
Scheels Visa Card is free to download, with no in-app purchases.
Is PSB Velva free?
PSB Velva is free to download, with no in-app purchases.
Which has better reviews, Scheels Visa Card or PSB Velva?
Scheels Visa Card is rated higher. Scheels Visa Card averages 4.8 out of 5 from 41K ratings, while PSB Velva averages 4.8 from 171 ratings.
Do Scheels Visa Card or PSB Velva have ads?
Neither Scheels Visa Card nor PSB Velva shows ads.
Which is updated more often, Scheels Visa Card or PSB Velva?
Scheels Visa Card ships an update every 6 weeks, and PSB Velva monthly. Most recently, Scheels Visa Card was updated on October 21, 2026 and PSB Velva on October 19, 2026.

Other comparisons