Comparison

Scheels Visa Card vs Smartstash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scheels Visa Card

Manage your credit card account conveniently on your mobile device. Access your balance, view statements, make payments, and set up alerts securely and easily. This free app provides a simple way to stay on top of your finances.

Highlights
  • Touch ID login
  • Account balance check
  • Statement and transaction history
  • Credit card bill payment
  • Email alert setup
Features
Read full description

Manage your credit card account anytime, from anywhere! With your app you can: - Quickly access your account with Touch ID® - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority IT’S SIMPLE - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and enroll or log in with your Online username and password. Cards issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc.

About

Smartstash

This finance app helps young individuals manage their money by tracking income and expenses. It visualizes financial progress and goals with clear charts and a user-friendly interface, making it easy to understand spending habits.

Highlights
  • Track income and expenses
  • Manage recurring transactions
  • Monitor subscriptions
  • Set and track financial goals
  • Visualize finances with charts
  • User-friendly interface
Features
Read full description

Smartstash is a simple money app that helps young people track every transaction and stay on top of their finances. You can add one-time or recurring incomes and expenses, keep an eye on subscriptions, and see your progress toward financial goals. Your money is shown in clear, colorful charts so everything is easy to understand. The clean, friendly design makes it simple to see where your money goes and what’s coming up. Smartstash is perfect for teenagers, students, or anyone learning to build smart money habits that last. It makes tracking, planning, and staying in control easy and stress-free.

Screenshots

Scheels Visa Card4 screens
Smartstash4 screens

Verdict

The call

Scheels Visa Card and Smartstash both sit at 4.8 stars, but that hides the real split: 100% of Smartstash's written reviews are positive against 40% of Scheels Visa Card's. Scheels Visa Card's advantage is ratings volume (41K vs 5) and update cadence (every 6 weeks vs every 3 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Smartstash holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Scheels Visa Card has 41K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 40% of Scheels Visa Card's written reviews are positive against 100% of Smartstash's.

UpkeepUpdate frequency

Scheels Visa Card ships an update every 6 weeks, Smartstash every 3 months. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
Scheels Visa Card versus Smartstash: the parameters behind the verdict, then further details
ParameterScheels Visa CardSmartstash
PriceFreeFree
Rating4.8 (41K ratings)5.0 (5 ratings) — better
Positive reviews39.6% of reviews100.0% of reviews — better
Number of ratings41K — better5
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better26.0
Further details — not scored
Size50 MB27 MB
Age rating4+4+
DeveloperFirst BankcardChad Wilke

Customer experience

Scheels Visa Card

All ratings41,033 ratings
Positive96.3%
Neutral1.6%
Negative2.1%
Written reviews192 reviews
Positive39.6%
Neutral8.9%
Negative51.6%

Smartstash

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Scheels Visa Card

Reported bugs

4 issues
  • App crashes or freezes during use
  • Incorrect credit limit changes without notice
  • Inability to update payment information
  • Recurring login problems

Requested features

4 requests
  • Ability to view reward points balance in app
  • Option for automatic payments to avoid late fees
  • Improved app stability and performance
  • Better integration between app and website

Smartstash

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Scheels Visa Card

No in-app purchases

None

Smartstash

No in-app purchases

Questions

Is Scheels Visa Card free?
Scheels Visa Card is free to download, with no in-app purchases.
Is Smartstash free?
Smartstash is free to download, with no in-app purchases.
Which has better reviews, Scheels Visa Card or Smartstash?
Smartstash is rated higher. Scheels Visa Card averages 4.8 out of 5 from 41K ratings, while Smartstash averages 5.0 from 5 ratings.
Do Scheels Visa Card or Smartstash have ads?
Neither Scheels Visa Card nor Smartstash shows ads.
Which is updated more often, Scheels Visa Card or Smartstash?
Scheels Visa Card ships an update every 6 weeks, and Smartstash every 3 months. Most recently, Scheels Visa Card was updated on October 31, 2026 and Smartstash on October 24, 2026.

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