Comparison

Scheels Visa Card vs UnitedFSB App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Scheels Visa Card

Manage your credit card account securely and conveniently from your mobile device. View statements, check balances, pay bills, and set up alerts for important account activity. The app offers a simple, secure, and free way to stay on top of your finances.

Highlights
  • Quick account access with Touch ID
  • Check account balance
  • View statements and transaction history
  • Pay credit card bill
  • Set up email alerts
  • Secure and simple interface
Features
Read full description

Manage your credit card account anytime, from anywhere! With your app you can: - Quickly access your account with Touch ID® - Check your account balance - View your statement and transaction history - Pay your credit card bill - Set up account related email alerts IT’S SECURE - Your security is always our top priority IT’S SIMPLE - Your account information will fit your device’s screen and is easy to read and work with IT’S FREE - Your mobile carrier’s message and data rates may apply HOW TO GET STARTED Download the app now and enroll or log in with your Online username and password. Cards issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A. Inc.

About

UnitedFSB App

Access your bank accounts 24/7 from your mobile device. Manage balances, view transactions, transfer funds, and make loan payments conveniently. Requires existing internet banking login credentials.

Highlights
  • 24/7 Account Access
  • Check Account Balances
  • View Transaction History
  • Transfer Money
  • Make Loan Payments
Features
Read full description

United Farmers State Bank Mobile Banking App 24/7 Account Access in now available right from your phone! Manage your United Farmers State Bank accounts with your mobile device using our Mobile App when it’s convenient for you. United Farmers State Bank’s Mobile App is free and has the following features: -Check Account Balances -View Transaction History -Transfer Money between Accounts -Make Loan Payments In order to access United Farmers State Bank’s Mobile App, you need to be a registered Internet Banking user. The United Farmers State Bank’s Mobile app allows you to access your accounts using your existing Internet Banking Login ID and Password. To register for Online Banking, please visit www.unitedfsb.com Your security is our priority --- United Farmers State Bank uses standard industry practices to maintain the privacy and security of your information. Our privacy policy can be found at www.unitedfsb.com. *Additional data charges may apply based on your mobile device carrier

Screenshots

Scheels Visa Card4 screens
UnitedFSB App4 screens

Verdict

The call

The clearest difference is rating: Scheels Visa Card at 4.8 against UnitedFSB App's 3.5. Scheels Visa Card also leads on ratings volume (41K vs 2) and update cadence (monthly vs every 4 months). UnitedFSB App's advantage is iOS requirement (14.1 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Scheels Visa Card holds the better App Store score, 4.8 against 3.5. That said, the two scores are not equally well evidenced: Scheels Visa Card has 41K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Scheels Visa Card ships an update monthly, UnitedFSB App every 4 months. The most recent releases landed on November 11, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
Scheels Visa Card versus UnitedFSB App: the parameters behind the verdict, then further details
ParameterScheels Visa CardUnitedFSB App
PriceFreeFree
Rating4.8 (41K ratings) — better3.5 (2 ratings)
Positive reviews39.5% of reviews—
Number of ratings41K — better2
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.014.1 — better
Further details — not scored
Size52 MB140 MB
Age rating4+4+
DeveloperFirst BankcardUNITED FARMERS STATE BANK

Customer experience

Scheels Visa Card

All ratings41,462 ratings
Positive96.2%
Neutral1.6%
Negative2.1%
Written reviews195 reviews
Positive39.5%
Neutral8.7%
Negative51.8%

UnitedFSB App

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

Bugs and requests

Scheels Visa Card

Reported bugs

4 issues
  • App crashes or freezes during use
  • Incorrect credit limit changes without notice
  • Inability to update payment information
  • Recurring login problems

Requested features

4 requests
  • Ability to view reward points balance in app
  • Option for automatic payments to avoid late fees
  • Improved app stability and performance
  • Better integration between app and website

UnitedFSB App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Scheels Visa Card

No in-app purchases

None

UnitedFSB App

No in-app purchases

Questions

Is Scheels Visa Card free?
Scheels Visa Card is free to download, with no in-app purchases.
Is UnitedFSB App free?
UnitedFSB App is free to download, with no in-app purchases.
Which has better reviews, Scheels Visa Card or UnitedFSB App?
Scheels Visa Card is rated higher. Scheels Visa Card averages 4.8 out of 5 from 41K ratings, while UnitedFSB App averages 3.5 from 2 ratings.
Do Scheels Visa Card or UnitedFSB App have ads?
Neither Scheels Visa Card nor UnitedFSB App shows ads.
Which is updated more often, Scheels Visa Card or UnitedFSB App?
Scheels Visa Card ships an update monthly, and UnitedFSB App every 4 months. Most recently, Scheels Visa Card was updated on November 11, 2026 and UnitedFSB App on November 6, 2026.

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