CardNav vs Card Lock
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CardNav
Monitor and manage your debit and credit cards with transaction alerts and customizable usage controls. Define when, where, and how your cards can be used to enhance security and prevent fraud.
- Transaction alerts
- Customizable usage settings
- Define card usage locations
- Define card usage times
- Card monitoring and management
Read full descriptionHide full description
CardControl helps you protect your debit and credit cards by sending you transaction alerts and giving you the ability to define when, where and how your cards are used. Simply download the CardControl app to your smartphone, then customize your alert preferences and usage settings to monitor and manage your cards
Card Lock
Manage your debit and credit cards with real-time controls. Set custom alerts for payments and delivery preferences, and control where and when your card can be used. Instantly lock your card if misplaced to prevent unauthorized transactions.
- Real-time card controls
- Customizable payment alerts
- Select alert delivery methods
- Set spending thresholds
- Manage card usage locations
- Instant card locking
Read full descriptionHide full description
For participating financial institutions, the Card Lock app gives you the ability to select the alerts you want to receive and control where and when your card can be used. Misplaced your card or left it at a recent store – use the app to turn off the card and ensure that it won’t be used until you find it or pick it up! ● Choose from many popular alert options, such as an email before a payment is due ● Select where you want alerts to be delivered – via text, email, or right in the app ● Set the threshold for alerts that meet your specific needs ● Manage where your card can be used ● Use the app to set or change controls and alerts in real time
Screenshots
Verdict
The clearest difference is rating: CardNav at 4.4 against Card Lock's 2.9. CardNav also leads on ratings volume (982 vs 11). Card Lock's advantage is iOS requirement (8.0 vs 14.0). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CardNav holds the better App Store score, 4.4 against 2.9. That said, the two scores are not equally well evidenced: CardNav has 982 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 30% of CardNav's written reviews are positive against 27% of Card Lock's.
| Parameter | CardNav | Card Lock |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (982 ratings) — better | 2.9 (11 ratings) |
| Positive reviews | 29.7% of reviews — better | 27.3% of reviews |
| Number of ratings | 982 — better | 11 |
| Update frequency | Every 6 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 | 8.0 — better |
| Further details — not scored | ||
| Size | 47 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | CO-OP Financial Services | First Data Corporation |
Customer experience
CardNav
Card Lock
Bugs and requests
CardNav
Reported bugs
3 issues- App crashes when trying to log in
- Unable to add or remove cards
- Delayed or missing transaction notifications
Requested features
4 requests- Restore Touch ID/Face ID login
- Add ability to transfer funds between accounts
- Improve password management support
- Provide better communication during app outages
Card Lock
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CardNav
No in-app purchases
Card Lock
No in-app purchases
