NBS Mobile Banking vs ether.fi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBS Mobile Banking
Manage your finances conveniently on the go with this secure mobile banking application. Quickly check balances, view transactions, and make transfers or payments between your accounts and to other New Zealand banks. Set up new payees and automatic payments with ease.
- Quick PIN login
- Check account balances
- View transaction history
- Transfer funds between NBS accounts
- Pay existing bill payees
- Make one-off payments
- Create new payees and automatic payments
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NBS Mobile app - easy and convenient access for you to bank while you’re on the go. Log-in to our secure Mobile App to: * Sign in quickly with a four digit PIN * Check account balances * View transactions * Transfer between your NBS accounts * Pay existing Bill Payees * Make one-off payments to a New Zealand bank account * Create a New Payee * Create an Automatic Payment using an existing Bill Payee IMPORTANT: By downloading and completing the setup of NBS Mobile app you agree to NBS Electronic Banking Terms & Conditions forming part of NBS General Terms & Conditions available at www.nbs.co.nz. How it works: If you are an existing NBS Internet Banking customer then; 1. Download the NBS Mobile app; 2. Call into your nearest NBS Branch or phone 0800 101 700 to ensure all ID held on file, is current. 3. You are good to go! If you are not a NBS Internet Banking customer or you know your ID is not current, call into your local Branch or phone us on 0800 101 700. Acceptable forms of ID are detailed below: Photographic (Current and original) * New Zealand Driver Licence * New Zealand or Overseas Passport * New Zealand Firearms Licence Non Photographic (Current and original) * New Zealand Birth Certificate or Certificate of New Zealand Citizenship * An embossed Debit Card or Credit Card issued by a registered New Zealand bank * A government agency issued card i.e. SuperGold Card Address Verification (Less than three months old) * A recent statement from any New Zealand bank. Must be on Bank Letterhead * A utility bill such as power, gas, water, telephone or internet service provider * Any official insurance policy that includes a name and address Security The NBS Mobile App is every bit as secure as NBS Internet Banking. You can choose your own four digit PIN to access the NBS Mobile App and if you lose your mobile device, access can be disabled by your local Branch. Things you should know NBS Mobile App is only available for NBS customers registered with NBS Internet Banking and using an appropriate Mobile device. NBS recommends you always adhere to manufacturers software and support to ensure your mobile devices are covered by the latest software and security updates. If you are connecting via Wi-Fi a trusted network is recommended. Downloading the NBS Mobile App is FREE, however internet data charges may be incurred through your mobile service provider. All information submitted by you during the setup and use of NBS Mobile App will be retained by NBS and used in accordance with our Privacy obligations set out in NBS General Terms & Conditions. NBS reserves the right to modify or withdraw this service at any time. Access is subject to availability and maintenance. About NBS A local, independent and mutually owned Building Society. You’ll find us in eight locations throughout Nelson, Tasman, Buller, West Coast, Golden Bay and Mid Canterbury. NBS - New Zealand’s Oldest Building Society, building lifestyles, dreams and a sense of local pride since 1862. Need help? Phone us on 0800 101 700 between 9.00am to 4.30pm business days, call into your local Branch or visit www.nbs.co.nz.
ether.fi
A DeFi-native credit card that allows you to earn crypto rewards on everyday spending. Enjoy flexible payment options, exclusive member perks, and robust security features, all while maintaining control of your digital assets.
- Earn up to 4% cashback in crypto
- Spend anywhere cards are accepted
- DeFi-native and non-custodial
- Add to Apple Wallet
- Exclusive member perks
- Top-level security features
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A smarter credit card that puts you in control. Skip the bank fees and spend your money anywhere cards are accepted. DeFi-native and non-custodial - You control your crypto, always Up to 3% cashback on all purchases Add your card to Apple Wallet Flexible spending options that work for you Members get MANY exclusive perks: No transaction fees 24/7 priority support Premium metal card options Luxury hotel and flight discounts Purchase and travel baggage insurance Visa lounge access and concierge Top level security: Easy, secure sign up with passkeys Bank-grade security audits Freeze and unfreeze your card in a tap Advanced wallet protection Come say hello! Twitter: https://x.com/ether_fi Discord: https://discord.gg/ether-fi *Availability of the products and services on the ether.fi Cash app and any given features of such products may be subject to jurisdictional limitations.
Screenshots
Verdict
The clearest difference is review sentiment: ether.fi at 90% against NBS Mobile Banking's 13%. ether.fi also leads on update cadence (every 3 days vs every 3 months). NBS Mobile Banking's advantage is ads (none vs shown) and device support (3 vs 1). On price, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NBS Mobile Banking ships an update every 3 months, ether.fi every 3 days. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.
| Parameter | NBS Mobile Banking | ether.fi |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.9 (432 ratings) — better |
| Positive reviews | 12.5% of reviews | 90.5% of reviews — better |
| Number of ratings | — | 432 — better |
| Update frequency | Every 3 months | Every 3 days — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 54 MB | 173 MB |
| Age rating | 4+ | 17+ |
| Developer | Nelson Building Society | Ether.Fi SEZC |
Customer experience
NBS Mobile Banking
ether.fi
Bugs and requests
NBS Mobile Banking
Not enough reviews yet to summarise bugs or requests.
ether.fi
Reported bugs
4 issues- Withdrawal whitelist required
- Issues with adding funds (not receiving money)
- Referral bonus not credited
- Card activation issues
Requested features
5 requests- Add built-in staking option
- Display daily credited interest
- Add Traditional Chinese language support
- Integrate more local payment methods (Pix, BRL)
- Improve tracking of assets and transactions
In-app purchases
NBS Mobile Banking
No in-app purchases
ether.fi
No in-app purchases









