Comparison

BNZ Mobile vs NBS Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BNZ Mobile

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Pay bills and credit cards
  • Top up prepaid mobile services
  • Set up push notifications and alerts
  • Biometric login (Touch ID/Face ID)
Features
Read full description

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.   KNOW YOUR MONEY • View account balances and transaction history  • Set goals and follow your progress  • Personalise your accounts with images  • Set up push notifications for money in and out, and account balance alerts  • Turn on instant balances to view account balances without logging in  • View your accounts in list or grid view  MANAGE YOUR MONEY • Transfer money between your accounts • Pay your bills, credit card, or IRD • Make one-off payments • Open and close accounts instantly with YouMoney • Link accounts to your Eftpos, Flexi Debit Visa, or credit card  • Add/edit payees and view payment history • Set up, edit and delete automatic payments EXTRA SERVICES • Top up One NZ, Spark, Skinny and 2degrees prepaid mobile • Get Apple Pay and pay with your phone GET IN TOUCH • Message our virtual assistant  • Find the nearest BNZ branches and ATMs  • View our contact phone numbers  • Request a call  APPLY ONLINE • Apply for a Flexi Debit Visa or credit card  • Apply for loans or insurances  • Join the BNZ KiwiSaver Scheme  SECURE BANKING • Set up a personal 5-digit PIN or  • Log in with your Internet Banking password  • Touch ID and Face ID login are available on supported devices  iOS REQUIREMENTS • To get the app for the first time you'll need iOS 17 or above. • If you’ve downloaded the app before you’ll need iOS 15 or above. IMPORTANT INFORMATION • Always remember to log out and update your device to the newest version of iOS  • Never store your BNZ access number or password on your device  • Never allow other people to access your mobile device using Touch ID, Face ID, or device password  • Mobile data is required to access the BNZ app  • Use of the BNZ app is subject to the Internet Banking Terms and Conditions (bnz.co.nz/internetbankingtcs)  • The Activity feature is available with a personal BNZ credit card or transaction account, including joint transaction accounts  • Non-personal accounts like family trust or business accounts won’t show in the Activity feature  When you’re in the BNZ app, we collect information about behaviour like how you type, scroll, and swipe. This helps us spot any activity that isn’t yours to detect and prevent fraud.   To find out how we collect and use your information, read our Master Privacy Policy at bnz.co.nz/privacy.  GET STARTED • If you’re registered for BNZ Personal Internet Banking, install this app to get started.   • If you’re not registered for BNZ Personal Internet Banking, install this app and register at bnz.co.nz/registernow or call 0800 999 269 (+64 4 494 7153 from overseas - international toll charges apply).

About

NBS Mobile Banking

Manage your finances conveniently on the go with this secure mobile banking application. Quickly check balances, view transactions, and make transfers or payments between your accounts and to other New Zealand banks. Set up new payees and automatic payments with ease.

Highlights
  • Quick PIN login
  • Check account balances
  • View transaction history
  • Transfer funds between NBS accounts
  • Pay existing bill payees
  • Make one-off payments
  • Create new payees and automatic payments
Features
Read full description

NBS Mobile app - easy and convenient access for you to bank while you’re on the go. Log-in to our secure Mobile App to: * Sign in quickly with a four digit PIN * Check account balances * View transactions * Transfer between your NBS accounts * Pay existing Bill Payees * Make one-off payments to a New Zealand bank account * Create a New Payee * Create an Automatic Payment using an existing Bill Payee IMPORTANT: By downloading and completing the setup of NBS Mobile app you agree to NBS Electronic Banking Terms & Conditions forming part of NBS General Terms & Conditions available at www.nbs.co.nz. How it works: If you are an existing NBS Internet Banking customer then; 1. Download the NBS Mobile app; 2. Call into your nearest NBS Branch or phone 0800 101 700 to ensure all ID held on file, is current. 3. You are good to go! If you are not a NBS Internet Banking customer or you know your ID is not current, call into your local Branch or phone us on 0800 101 700. Acceptable forms of ID are detailed below: Photographic (Current and original) * New Zealand Driver Licence * New Zealand or Overseas Passport * New Zealand Firearms Licence Non Photographic (Current and original) * New Zealand Birth Certificate or Certificate of New Zealand Citizenship * An embossed Debit Card or Credit Card issued by a registered New Zealand bank * A government agency issued card i.e. SuperGold Card Address Verification (Less than three months old) * A recent statement from any New Zealand bank. Must be on Bank Letterhead * A utility bill such as power, gas, water, telephone or internet service provider * Any official insurance policy that includes a name and address Security The NBS Mobile App is every bit as secure as NBS Internet Banking. You can choose your own four digit PIN to access the NBS Mobile App and if you lose your mobile device, access can be disabled by your local Branch. Things you should know NBS Mobile App is only available for NBS customers registered with NBS Internet Banking and using an appropriate Mobile device. NBS recommends you always adhere to manufacturers software and support to ensure your mobile devices are covered by the latest software and security updates. If you are connecting via Wi-Fi a trusted network is recommended. Downloading the NBS Mobile App is FREE, however internet data charges may be incurred through your mobile service provider. All information submitted by you during the setup and use of NBS Mobile App will be retained by NBS and used in accordance with our Privacy obligations set out in NBS General Terms & Conditions. NBS reserves the right to modify or withdraw this service at any time. Access is subject to availability and maintenance. About NBS A local, independent and mutually owned Building Society. You’ll find us in eight locations throughout Nelson, Tasman, Buller, West Coast, Golden Bay and Mid Canterbury. NBS - New Zealand’s Oldest Building Society, building lifestyles, dreams and a sense of local pride since 1862. Need help? Phone us on 0800 101 700 between 9.00am to 4.30pm business days, call into your local Branch or visit www.nbs.co.nz.

Screenshots

BNZ Mobile4 screens
NBS Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: BNZ Mobile at 73% against NBS Mobile Banking's 13%. BNZ Mobile also leads on update cadence (fortnightly vs every 3 months). NBS Mobile Banking's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BNZ Mobile ships an update fortnightly, NBS Mobile Banking every 3 months. Both last shipped on November 1, 2026.

Scorecard3 real differences · 7 level
BNZ Mobile versus NBS Mobile Banking: the parameters behind the verdict, then further details
ParameterBNZ MobileNBS Mobile Banking
PriceFreeFree
Rating4.9 (646 ratings) — better—
Positive reviews73.4% of reviews — better12.5% of reviews
Number of ratings646 — better—
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.015.0 — better
Further details — not scored
Size188 MB54 MB
Age rating4+4+
DeveloperBank of New ZealandNelson Building Society

Customer experience

BNZ Mobile

All ratings642 ratings
Positive97.5%
Neutral1.4%
Negative1.1%
Written reviews308 reviews
Positive73.4%
Neutral4.9%
Negative21.8%

NBS Mobile Banking

Written reviews8 reviews
Positive12.5%
Neutral37.5%
Negative50.0%

Bugs and requests

BNZ Mobile

Reported bugs

7 issues
  • App no longer opens
  • Decimal entry not working
  • Accounts get reordered randomly after changes
  • Instant balances unavailable after logout
  • Notifications not working as expected
Show 2 more
  • App crashes on certain screens
  • Face ID not working after updates

Requested features

9 requests
  • Dynamic CVV card details in the app
  • Ability to customize account order and icons
  • KiwiSaver performance and returns in the app
  • Ability to set up a term PIE from the app
  • Notifications for app maintenance
Show 4 more
  • Option to hide accounts and KiwiSaver from the home screen
  • Customizable transaction history date range
  • Proof of payment document generation
  • Ability to manually enter top-up amounts

NBS Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BNZ Mobile

No in-app purchases

None

NBS Mobile Banking

No in-app purchases

Questions

Is BNZ Mobile free?
BNZ Mobile is free to download, with no in-app purchases.
Is NBS Mobile Banking free?
NBS Mobile Banking is free to download, with no in-app purchases.
Do BNZ Mobile or NBS Mobile Banking have ads?
Neither BNZ Mobile nor NBS Mobile Banking shows ads.
Which is updated more often, BNZ Mobile or NBS Mobile Banking?
BNZ Mobile ships an update fortnightly, and NBS Mobile Banking every 3 months. Most recently, BNZ Mobile was updated on November 1, 2026 and NBS Mobile Banking on November 1, 2026.

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