Comparison

NAB Mobile Banking vs BNZ Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NAB Mobile Banking

Manage your finances on the go with this banking app. Check balances, make secure payments, transfer funds, and deposit cheques. Easily manage lost or stolen cards and access loan tools to track spending and savings goals.

Highlights
  • Check account balances
  • Make secure payments
  • Transfer money
  • Deposit cheques
  • Manage lost/stolen cards
  • Track spending
  • Create savings goals
Features
Read full description

With NAB’s Mobile Banking app, managing your money has never been easier. Download NAB’s banking app today and register your account to check balances, make secure payments, transfer money, view statements and more. Log in with fingerprint, Face ID, passcode or password. Join millions of NAB customers using the app and access exclusive offers with NAB Goodies. Make secure payments instantly: • Make fast instant payments or schedule future payments. • Share or save your payment receipts for your personal record. • View transaction and merchant details from NAB debit or credit card purchases. • Share your BSB and account details or create a PayID to quickly receive payments. • Save your regular payees and billers. Manage your transactions from one place: • Make payments with Apple Pay or tap to pay on compatible devices. • Receive notifications when you use your card, or money arrives in your account. • Quickly send and approve payments. • Scan and deposit cheques. • Send money overseas to 100+ countries. Manage lost or stolen cards and order a replacement: • Temporarily block, unblock, or permanently cancel a lost, stolen or damaged card, and order a replacement instantly. • Get a detailed breakdown of your repayment options. • Activate your new card or change your PIN at any time. • Control how your Visa cards are used - online, in-store, or overseas. Banking and loan tools to help you every day: • Create a virtual savings jars and track your progress towards your goals. • Track your spending and visualise where your money is going by category or merchant. • Set up a quick balance widget to see your account balances without logging in. • Download up to 2 years of statements, or create Proof of Balance, Interim or Interest statements. • Manage your Home Loan payments, offset accounts, or get an estimated property valuation. • Rollover your Term Deposit when it matures. • Open an additional banking or savings account in minutes. • Manage profiles for shared bank accounts and business accounts. • Get extra support from NAB help or chat to a banker.

About

BNZ Mobile

Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.

Highlights
  • View account balances and transaction history
  • Transfer money between accounts
  • Pay bills and credit cards
  • Top up prepaid mobile services
  • Set up push notifications and alerts
  • Biometric login (Touch ID/Face ID)
Features
Read full description

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.   KNOW YOUR MONEY • View account balances and transaction history  • Set goals and follow your progress  • Personalise your accounts with images  • Set up push notifications for money in and out, and account balance alerts  • Turn on instant balances to view account balances without logging in  • View your accounts in list or grid view  MANAGE YOUR MONEY • Transfer money between your accounts • Pay your bills, credit card, or IRD • Make one-off payments • Open and close accounts instantly with YouMoney • Link accounts to your Eftpos, Flexi Debit Visa, or credit card  • Add/edit payees and view payment history • Set up, edit and delete automatic payments EXTRA SERVICES • Top up One NZ, Spark, Skinny and 2degrees prepaid mobile • Get Apple Pay and pay with your phone GET IN TOUCH • Message our virtual assistant  • Find the nearest BNZ branches and ATMs  • View our contact phone numbers  • Request a call  APPLY ONLINE • Apply for a Flexi Debit Visa or credit card  • Apply for loans or insurances  • Join the BNZ KiwiSaver Scheme  SECURE BANKING • Set up a personal 5-digit PIN or  • Log in with your Internet Banking password  • Touch ID and Face ID login are available on supported devices  iOS REQUIREMENTS • To get the app for the first time you'll need iOS 17 or above. • If you’ve downloaded the app before you’ll need iOS 15 or above. IMPORTANT INFORMATION • Always remember to log out and update your device to the newest version of iOS  • Never store your BNZ access number or password on your device  • Never allow other people to access your mobile device using Touch ID, Face ID, or device password  • Mobile data is required to access the BNZ app  • Use of the BNZ app is subject to the Internet Banking Terms and Conditions (bnz.co.nz/internetbankingtcs)  • The Activity feature is available with a personal BNZ credit card or transaction account, including joint transaction accounts  • Non-personal accounts like family trust or business accounts won’t show in the Activity feature  When you’re in the BNZ app, we collect information about behaviour like how you type, scroll, and swipe. This helps us spot any activity that isn’t yours to detect and prevent fraud.   To find out how we collect and use your information, read our Master Privacy Policy at bnz.co.nz/privacy.  GET STARTED • If you’re registered for BNZ Personal Internet Banking, install this app to get started.   • If you’re not registered for BNZ Personal Internet Banking, install this app and register at bnz.co.nz/registernow or call 0800 999 269 (+64 4 494 7153 from overseas - international toll charges apply).

Screenshots

NAB Mobile Banking4 screens
BNZ Mobile4 screens

Verdict

The call

NAB Mobile Banking and BNZ Mobile both sit at 4.8 stars, but that hides the real split: 74% of BNZ Mobile's written reviews are positive against 52% of NAB Mobile Banking's. BNZ Mobile also leads on update cadence (fortnightly vs monthly). NAB Mobile Banking's advantage is iOS requirement (16.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for NAB Mobile Banking against 4.9 for BNZ Mobile. Both are backed by a comparable volume of ratings — 1.1K and 639 respectively. Written reviews are what separate them: 52% of NAB Mobile Banking's written reviews are positive against 74% of BNZ Mobile's.

UpkeepUpdate frequency

NAB Mobile Banking ships an update monthly, BNZ Mobile fortnightly. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
NAB Mobile Banking versus BNZ Mobile: the parameters behind the verdict, then further details
ParameterNAB Mobile BankingBNZ Mobile
PriceFreeFree
Rating4.8 (1.1K ratings)4.9 (639 ratings) — better
Positive reviews51.7% of reviews74.1% of reviews — better
Number of ratings1.1K — better639
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.0
Further details — not scored
Size210 MB187 MB
Age rating4+4+
DeveloperNational Australia BankBank of New Zealand

Customer experience

NAB Mobile Banking

All ratings1,080 ratings
Positive95.7%
Neutral1.1%
Negative3.1%
Written reviews687 reviews
Positive51.7%
Neutral10.2%
Negative38.1%

BNZ Mobile

All ratings633 ratings
Positive97.5%
Neutral1.4%
Negative1.1%
Written reviews305 reviews
Positive74.1%
Neutral4.6%
Negative21.3%

User reviews

NAB Mobile Banking

From 1.1K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Convenient features
  • 🔒 Secure banking
  • 💡 Useful app updates

Room to improve

  • 🐛 Bugs and glitches
  • 🔍 Lacking advanced features
  • 🕰️ Slow performance
  • 🔒 Security concerns

BNZ Mobile

From 639 App Store ratings

What we love

  • 🚀 Amazing help
  • 👍 Easy to use
  • 👍 Great app
  • 🔒 Excellent security service
  • 👍 Professional and incredibly helpful

Room to improve

  • 🔒 Surveillance
  • 🐛 Constantly logs out
  • 🐛 Maintenance
  • 🐛 Annoying login requirement
  • 🔒 Privacy nightmare

Bugs and requests

NAB Mobile Banking

Reported bugs

4 issues
  • Frequent app crashes
  • Login issues
  • Unreliable quick balance widget
  • Compatibility problems with new devices

Requested features

4 requests
  • Dark mode option
  • Customizable widgets
  • Improved transaction details
  • Seamless overseas banking

BNZ Mobile

Reported bugs

7 issues
  • App no longer opens
  • Decimal entry not working
  • Accounts get reordered randomly after changes
  • Instant balances unavailable after logout
  • Notifications not working as expected
Show 2 more
  • App crashes on certain screens
  • Face ID not working after updates

Requested features

9 requests
  • Dynamic CVV card details in the app
  • Ability to customize account order and icons
  • KiwiSaver performance and returns in the app
  • Ability to set up a term PIE from the app
  • Notifications for app maintenance
Show 4 more
  • Option to hide accounts and KiwiSaver from the home screen
  • Customizable transaction history date range
  • Proof of payment document generation
  • Ability to manually enter top-up amounts

In-app purchases

None

NAB Mobile Banking

No in-app purchases

None

BNZ Mobile

No in-app purchases

Questions

Is NAB Mobile Banking free?
NAB Mobile Banking is free to download, with no in-app purchases.
Is BNZ Mobile free?
BNZ Mobile is free to download, with no in-app purchases.
Which has better reviews, NAB Mobile Banking or BNZ Mobile?
BNZ Mobile is rated higher. NAB Mobile Banking averages 4.8 out of 5 from 1.1K ratings, while BNZ Mobile averages 4.9 from 639 ratings.
Do NAB Mobile Banking or BNZ Mobile have ads?
Neither NAB Mobile Banking nor BNZ Mobile shows ads.
Which is updated more often, NAB Mobile Banking or BNZ Mobile?
NAB Mobile Banking ships an update monthly, and BNZ Mobile fortnightly. Most recently, NAB Mobile Banking was updated on October 27, 2026 and BNZ Mobile on October 26, 2026.

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