NAB Mobile Banking vs BNZ Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NAB Mobile Banking
Manage your finances on the go with this banking app. Check balances, make secure payments, transfer funds, and deposit cheques. Easily manage lost or stolen cards and access loan tools to track spending and savings goals.
- Check account balances
- Make secure payments
- Transfer money
- Deposit cheques
- Manage lost/stolen cards
- Track spending
- Create savings goals
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With NAB’s Mobile Banking app, managing your money has never been easier. Download NAB’s banking app today and register your account to check balances, make secure payments, transfer money, view statements and more. Log in with fingerprint, Face ID, passcode or password. Join millions of NAB customers using the app and access exclusive offers with NAB Goodies. Make secure payments instantly: • Make fast instant payments or schedule future payments. • Share or save your payment receipts for your personal record. • View transaction and merchant details from NAB debit or credit card purchases. • Share your BSB and account details or create a PayID to quickly receive payments. • Save your regular payees and billers. Manage your transactions from one place: • Make payments with Apple Pay or tap to pay on compatible devices. • Receive notifications when you use your card, or money arrives in your account. • Quickly send and approve payments. • Scan and deposit cheques. • Send money overseas to 100+ countries. Manage lost or stolen cards and order a replacement: • Temporarily block, unblock, or permanently cancel a lost, stolen or damaged card, and order a replacement instantly. • Get a detailed breakdown of your repayment options. • Activate your new card or change your PIN at any time. • Control how your Visa cards are used - online, in-store, or overseas. Banking and loan tools to help you every day: • Create a virtual savings jars and track your progress towards your goals. • Track your spending and visualise where your money is going by category or merchant. • Set up a quick balance widget to see your account balances without logging in. • Download up to 2 years of statements, or create Proof of Balance, Interim or Interest statements. • Manage your Home Loan payments, offset accounts, or get an estimated property valuation. • Rollover your Term Deposit when it matures. • Open an additional banking or savings account in minutes. • Manage profiles for shared bank accounts and business accounts. • Get extra support from NAB help or chat to a banker.
BNZ Mobile
Manage your finances conveniently on the go. Check balances, transfer funds, pay bills, and top up prepaid mobile services. Securely access your accounts with PIN, password, or biometric login.
- View account balances and transaction history
- Transfer money between accounts
- Pay bills and credit cards
- Top up prepaid mobile services
- Set up push notifications and alerts
- Biometric login (Touch ID/Face ID)
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Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more. KNOW YOUR MONEY • View account balances and transaction history • Set goals and follow your progress • Personalise your accounts with images • Set up push notifications for money in and out, and account balance alerts • Turn on instant balances to view account balances without logging in • View your accounts in list or grid view MANAGE YOUR MONEY • Transfer money between your accounts • Pay your bills, credit card, or IRD • Make one-off payments • Open and close accounts instantly with YouMoney • Link accounts to your Eftpos, Flexi Debit Visa, or credit card • Add/edit payees and view payment history • Set up, edit and delete automatic payments EXTRA SERVICES • Top up One NZ, Spark, Skinny and 2degrees prepaid mobile • Get Apple Pay and pay with your phone GET IN TOUCH • Message our virtual assistant • Find the nearest BNZ branches and ATMs • View our contact phone numbers • Request a call APPLY ONLINE • Apply for a Flexi Debit Visa or credit card • Apply for loans or insurances • Join the BNZ KiwiSaver Scheme SECURE BANKING • Set up a personal 5-digit PIN or • Log in with your Internet Banking password • Touch ID and Face ID login are available on supported devices iOS REQUIREMENTS • To get the app for the first time you'll need iOS 17 or above. • If you’ve downloaded the app before you’ll need iOS 15 or above. IMPORTANT INFORMATION • Always remember to log out and update your device to the newest version of iOS • Never store your BNZ access number or password on your device • Never allow other people to access your mobile device using Touch ID, Face ID, or device password • Mobile data is required to access the BNZ app • Use of the BNZ app is subject to the Internet Banking Terms and Conditions (bnz.co.nz/internetbankingtcs) • The Activity feature is available with a personal BNZ credit card or transaction account, including joint transaction accounts • Non-personal accounts like family trust or business accounts won’t show in the Activity feature When you’re in the BNZ app, we collect information about behaviour like how you type, scroll, and swipe. This helps us spot any activity that isn’t yours to detect and prevent fraud. To find out how we collect and use your information, read our Master Privacy Policy at bnz.co.nz/privacy. GET STARTED • If you’re registered for BNZ Personal Internet Banking, install this app to get started. • If you’re not registered for BNZ Personal Internet Banking, install this app and register at bnz.co.nz/registernow or call 0800 999 269 (+64 4 494 7153 from overseas - international toll charges apply).
Screenshots
Verdict
NAB Mobile Banking and BNZ Mobile both sit at 4.8 stars, but that hides the real split: 74% of BNZ Mobile's written reviews are positive against 52% of NAB Mobile Banking's. BNZ Mobile also leads on update cadence (fortnightly vs monthly). NAB Mobile Banking's advantage is iOS requirement (16.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for NAB Mobile Banking against 4.9 for BNZ Mobile. Both are backed by a comparable volume of ratings — 1.1K and 639 respectively. Written reviews are what separate them: 52% of NAB Mobile Banking's written reviews are positive against 74% of BNZ Mobile's.
NAB Mobile Banking ships an update monthly, BNZ Mobile fortnightly. The most recent releases landed on October 27, 2026 and October 26, 2026 respectively.
| Parameter | NAB Mobile Banking | BNZ Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.1K ratings) | 4.9 (639 ratings) — better |
| Positive reviews | 51.7% of reviews | 74.1% of reviews — better |
| Number of ratings | 1.1K — better | 639 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 210 MB | 187 MB |
| Age rating | 4+ | 4+ |
| Developer | National Australia Bank | Bank of New Zealand |
Customer experience
NAB Mobile Banking
BNZ Mobile
User reviews
NAB Mobile Banking
From 1.1K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Convenient features
- 🔒 Secure banking
- 💡 Useful app updates
Room to improve
- 🐛 Bugs and glitches
- 🔍 Lacking advanced features
- 🕰️ Slow performance
- 🔒 Security concerns
BNZ Mobile
From 639 App Store ratingsWhat we love
- 🚀 Amazing help
- 👍 Easy to use
- 👍 Great app
- 🔒 Excellent security service
- 👍 Professional and incredibly helpful
Room to improve
- 🔒 Surveillance
- 🐛 Constantly logs out
- 🐛 Maintenance
- 🐛 Annoying login requirement
- 🔒 Privacy nightmare
Bugs and requests
NAB Mobile Banking
Reported bugs
4 issues- Frequent app crashes
- Login issues
- Unreliable quick balance widget
- Compatibility problems with new devices
Requested features
4 requests- Dark mode option
- Customizable widgets
- Improved transaction details
- Seamless overseas banking
BNZ Mobile
Reported bugs
7 issues- App no longer opens
- Decimal entry not working
- Accounts get reordered randomly after changes
- Instant balances unavailable after logout
- Notifications not working as expected
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- App crashes on certain screens
- Face ID not working after updates
Requested features
9 requests- Dynamic CVV card details in the app
- Ability to customize account order and icons
- KiwiSaver performance and returns in the app
- Ability to set up a term PIE from the app
- Notifications for app maintenance
Show 4 moreShow fewer
- Option to hide accounts and KiwiSaver from the home screen
- Customizable transaction history date range
- Proof of payment document generation
- Ability to manually enter top-up amounts
In-app purchases
NAB Mobile Banking
No in-app purchases
BNZ Mobile
No in-app purchases
Questions
Is NAB Mobile Banking free?
Is BNZ Mobile free?
Which has better reviews, NAB Mobile Banking or BNZ Mobile?
Do NAB Mobile Banking or BNZ Mobile have ads?
Which is updated more often, NAB Mobile Banking or BNZ Mobile?
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