BNZ Mobile vs OrbitRemit Money Transfer

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.   KNOW YOUR MONEY • View account balances and transaction history  • Set goals and follow your progress  • Personalise your accounts with images  • Set up push notifications for money in and out, and account balance alerts  • Turn on instant balances to view account balances without logging in  • View your accounts in list or grid view  MANAGE YOUR MONEY • Transfer money between your accounts • Pay your bills, credit card, or IRD • Make one-off payments • Open and close accounts instantly with YouMoney • Link accounts to your Eftpos, Flexi Debit Visa, or credit card  • Add/edit payees and view payment history • Set up, edit and delete automatic payments EXTRA SERVICES • Top up One NZ, Spark, Skinny and 2degrees prepaid mobile • Get Apple Pay and pay with your phone GET IN TOUCH • Message our virtual assistant  • Find the nearest BNZ branches and ATMs  • View our contact phone numbers  • Request a call  APPLY ONLINE • Apply for a Flexi Debit Visa or credit card  • Apply for loans or insurances  • Join the BNZ KiwiSaver Scheme  SECURE BANKING • Set up a personal 5-digit PIN or  • Log in with your Internet Banking password  • Touch ID and Face ID login are available on supported devices  iOS REQUIREMENTS • To get the app for the first time you'll need iOS 17 or above. • If you’ve downloaded the app before you’ll need iOS 15 or above. IMPORTANT INFORMATION • Always remember to log out and update your device to the newest version of iOS  • Never store your BNZ access number or password on your device  • Never allow other people to access your mobile device using Touch ID, Face ID, or device password  • Mobile data is required to access the BNZ app  • Use of the BNZ app is subject to the Internet Banking Terms and Conditions (bnz.co.nz/internetbankingtcs)  • The Activity feature is available with a personal BNZ credit card or transaction account, including joint transaction accounts  • Non-personal accounts like family trust or business accounts won’t show in the Activity feature  When you’re in the BNZ app, we collect information about behaviour like how you type, scroll, and swipe. This helps us spot any activity that isn’t yours to detect and prevent fraud.   To find out how we collect and use your information, read our Master Privacy Policy at bnz.co.nz/privacy.  GET STARTED • If you’re registered for BNZ Personal Internet Banking, install this app to get started.   • If you’re not registered for BNZ Personal Internet Banking, install this app and register at bnz.co.nz/registernow or call 0800 999 269 (+64 4 494 7153 from overseas - international toll charges apply).

OrbitRemit makes it easy to send money overseas from Australia or New Zealand — with transparent fees, competitive exchange rates, and real‑time transfer tracking. Send money to friends and family overseas, manage recipients, and follow each transfer from creation through to payout — all from your phone. Why choose OrbitRemit? - Transparent pricing: See the exchange rate and transfer fee before you confirm your transfer. - Track your transfer: Follow status updates from creation to when your beneficiary is paid, with email updates along the way. - Manage recipients in‑app: Save and manage recipients straight from the app. - Support when you need it: Contact us via the Help Centre in the app or on our website. - Trustpilot rating: Rated Excellent on Trustpilot (4.8/5) with 33,739 reviews. - New Zealand bill payments: Fee‑free payments to IRD, MOJ and MSD in New Zealand. Service guarantee (simple, fair) If you’re not satisfied with OrbitRemit’s service on a specific transaction, we’ll refund the transfer fee for that transaction (subject to the service guarantee terms). Important information - Exchange rates: The rate and fees applicable to your transfer are shown before you authorise/confirm the transfer. If funding is delayed or insufficient, the transfer may be cancelled and your funds refunded, or you may be shown an updated rate before you confirm. - Transfer tracking: Transfer status updates reflect processing milestones; timing can depend on verification checks and recipient banks/payment providers. - Availability: Services, corridors and currencies may change over time and can vary by customer location. Regulatory information - New Zealand: OrbitRemit is supervised by the Department of Internal Affairs (DIA) as a money remitter (FSP7721). - Australia: OrbitRemit is regulated by ASIC and registered with AUSTRAC as a money remitter (AFSL 470646; AUSTRAC registration 100439420). Download now and make every currency count. Send from: NZD, AUD Send to: AUD, BDT, CNY, DKK, EUR, FJD, GBP, HKD, IDR, INR, KRW, LKR, MYR, NOK, NPR, NZD, PHP, PLN, SEK, SGD, THB, USD, VND, WST, ZAR