Comparison

Ahorro vs Pennyworth

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Ahorro

Effortlessly track daily expenses and monthly income with a clear, user-friendly interface. Organize budgets, analyze spending patterns, and manage your finances wisely. Enjoy a distraction-free experience with no sponsor ads.

Highlights
  • Track daily expenses
  • Record monthly income
  • Organize budgets
  • Analyze money usage
  • Barcode receipt scanning (Taiwan only)
  • Manage frequent categories
  • High security and privacy
Features
Read full description

Ahorro is designed by simple, clear and understandable interface. With the intention of friendly usability design, users now can record and track down his / her daily expenses, monthly income as well as can organize budgets - in furthering to analyze money usage and where it went. We simplify the add new record feature where it provides users the understandable flow chart to better describe how much money users have spent. There are no sponsor ads in Ahorro to distract you from organizing your treasure box. Just a few quick steps, you can organize your own money efficiently and wisely. Main function and features: - Automatic content reading by scanning barcode of receipts (Region limited, Taiwan only) - Organize monthly budget - Allow users to manage his/ her frequent used categories - Analysis function added for both expense and income - Easy and quick to operate - Highly security and privacy protection

About

Pennyworth

Manage your finances, track spending, and create budgets with this powerful personal finance app. It offers detailed reports, charts, and tools for managing assets, investments, and credit cards. Securely store and analyze your financial data with iCloud sync and customizable options.

Highlights
  • Fast, intuitive expense tracking
  • Multiple financial books
  • iCloud sync and sharing
  • Smart tags for analysis
  • Advanced reports and charts
  • All-in-one asset management
  • Stock portfolio tracking
Features
Read full description

Pennyworth is a simple, flexible personal finance app that helps you understand where your money goes, plan ahead, and manage different parts of your financial life in one place. Log income and expenses in seconds, create budgets, manage multiple books, track assets and credit cards, follow your stock portfolio, and share books with family or trusted partners. Start for free and build a money-tracking habit that works for you. --- Main Features --- Fast Expense Tracking A clean, intuitive interface makes it easy to record income and expenses in just a few taps. Multiple Books Keep your personal, family, and business finances separate with different books for different needs. iCloud Sync & Sharing Sync books across compatible Apple devices with the same Apple ID. Share selected books with family members, partners, or friends for collaborative money management. Budgets & Financial Planning Create budgets, monitor spending, and stay on top of where your money is going before it gets out of control. Calendar View See daily income, expenses, and balances at a glance, so you can quickly understand your spending patterns. Reports & Charts Use clear visual reports to review spending by category, track trends, compare income and expenses, and understand your overall financial situation. Smart Tags Add multiple tags such as Travel, Tax, Business, or Family to organize transactions across categories and analyze your data in flexible ways. All-in-One Asset Management Track cash, bank accounts, credit cards, loans, investments, and other assets. Use transfers to record ATM withdrawals, credit card payments, e-money top-ups, and account movements. Stock Portfolio Tracking Log buys, sells, and dividends to manage your holdings. Track portfolio value, review gains and losses, and keep asset values updated with automatic daily stock price updates. Credit Card Tools Manage credit card balances, payment due dates, installments, autopay, and upcoming payment amounts. 130+ Currencies Manage foreign-currency accounts with automatic exchange-rate updates. Recurring Transactions Set up recurring items such as salary, rent, subscriptions, or regular bills to save time. Receipt & Invoice Capture Attach receipts and invoices to keep expense details organized, searchable, and easy to review. Customizable Setup Customize accounts, categories, members, color themes, and books to match the way you manage money. Data Export & Backup Export your data to CSV whenever you need it. Use iCloud backup and sync to help keep your records safe across devices. Privacy Lock Protect your financial data with Face ID, Touch ID, or pattern lock. Local-First by Design Your records are saved on your device first, so you can view and edit your data even when offline. Your Money, Your Records Pennyworth is designed to help you stay in control of your financial records, with flexible tools for tracking, planning, sharing, and reviewing your money. ================ Contact Us ================ Email: swalloworks@gmail.com X / Twitter: https://twitter.com/swalloworks Facebook: https://www.facebook.com/tiantianjizhang

Screenshots

Ahorro4 screens
Pennyworth4 screens

Verdict

The call

The clearest difference is in-app purchases: Ahorro at none against Pennyworth's 3. Ahorro also leads on ads (none vs shown) and iOS requirement (8.0 vs 15.0). Pennyworth's advantage is update cadence (weekly vs every 3 weeks) and rating (4.8 vs 4.6). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Pennyworth sells 3 one-off in-app purchases. Ahorro asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Pennyworth holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: Pennyworth has 1.3K ratings behind it against 64, so its average is the more settled of the two. Written reviews point the same way: 84% of Ahorro's written reviews are positive against 92% of Pennyworth's.

UpkeepUpdate frequency

Ahorro ships an update every 3 weeks, Pennyworth weekly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard8 real differences · 2 level
Ahorro versus Pennyworth: the parameters behind the verdict, then further details
ParameterAhorroPennyworth
PriceFreeFree
Rating4.6 (64 ratings)4.8 (1.3K ratings) — better
Positive reviews83.9% of reviews92.0% of reviews — better
Number of ratings641.3K — better
Update frequencyEvery 3 weeksWeekly — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod, Apple Watch — better
Requires iOS8.0 — better15.0
Further details — not scored
Size25 MB67 MB
Age rating4+4+
DeveloperHon Hai Precision Industry Co., Ltd.Jack Xuan

Customer experience

Ahorro

All ratings64 ratings
Positive89.1%
Neutral4.7%
Negative6.3%
Written reviews410 reviews
Positive83.9%
Neutral10.2%
Negative5.9%

Pennyworth

All ratings1,296 ratings
Positive96.8%
Neutral1.9%
Negative1.3%
Written reviews373 reviews
Positive92.0%
Neutral4.6%
Negative3.5%

User reviews

Ahorro

From 64 App Store ratings

What we love

  • 👍 Simple and easy to use
  • ✨ Clean and attractive UI/UX
  • 📊 Great statistics and visualization
  • 💰 Good for managing expenses and budget
  • 🚀 Efficient and effective

Room to improve

  • 🐛 Date entry issues
  • 🐛 Editing entries is cumbersome
  • 🐛 App crashes or errors
  • 🐛 Inconsistent currency handling
  • 🐛 Deleting accounts affects transaction history

Pennyworth

From 1.3K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Simple and intuitive interface
  • 💡 Helpful budgeting and expense tracking features
  • 🚀 Efficient data management
  • 👍 Customizable categories and reports

Room to improve

  • 🐛 Recurring transaction issues causing duplicate entries
  • 🔍 Lack of search functionality
  • 📤 Difficulty exporting data
  • 🔒 Concerns about data security and syncing between devices

Bugs and requests

Ahorro

Reported bugs

12 issues
  • Date entry does not automatically go to current date
  • Edit entry does not allow date edits
  • App not operating
  • Device doesn't support composer sheet for export
  • Bug with adding expense records to wrong day
Show 7 more
  • Deleting wrong entries deletes both
  • Cannot scan invoices
  • Cannot scan UK invoices
  • Phone doesn't support composer for export
  • Crash after update
  • Spending display disappears but record exists
  • Expenses and incomes remain in NTD despite currency settings

Requested features

27 requests
  • More icons for categories
  • Budget covering multiple accounts
  • Option to delete accounts without deleting transactions
  • Direct search for records
  • Fix date entry and editing
Show 22 more
  • Add days of the week to entries
  • More summary report options
  • Update for iPhone X screen size
  • Ability to change currency rate
  • Scan receipts and attach to expenses
  • Combine income and expenses for deductions in graphs
  • App in Spanish
  • Add details next to icons in list view
  • Bi-weekly recurring cycle option
  • Edit/add categories while typing entries
  • Add recurring cycles (every 2 weeks, custom)
  • Account transfers treated as income in graphs
  • Calendar view of recurring expenses/income
  • Balance option
  • Combined spending and income chart
  • Clarify daily budget functionality
  • Different currency for different accounts
  • Add iCloud sync and widgets
  • Optimize for iPhone 6
  • Touch ID for passcode
  • Change background color
  • Subcategories, more budgets, reports, and cloud account

Pennyworth

Reported bugs

3 issues
  • Inconsistent data display (e.g., showing rounded numbers instead of actual amounts)
  • Inability to add account balances
  • Disappearance of user data after app updates

Requested features

6 requests
  • Add custom repeat option for recurring payments
  • Implement a 'Are you sure?' prompt before deleting transactions
  • Improve image quality and restoration for uploaded receipts
  • Introduce a 'Paid' mark for scheduled transactions
  • Expand budgeting features with more granular controls
Show 1 more
  • Add support for more bank/financial institution icons

In-app purchases

None

Ahorro

No in-app purchases

3 purchases

Pennyworth

One-time3
  • cloud book - sync and share$2.99
  • Stock Management$2.99
  • remove ads$3.99

Questions

Is Ahorro free?
Ahorro is free to download, with no in-app purchases.
Is Pennyworth free?
Pennyworth is free to download, with in-app purchases available.
Which has better reviews, Ahorro or Pennyworth?
Pennyworth is rated higher. Ahorro averages 4.6 out of 5 from 64 ratings, while Pennyworth averages 4.8 from 1.3K ratings.
Do Ahorro or Pennyworth have ads?
Pennyworth shows ads; Ahorro does not.
Which is updated more often, Ahorro or Pennyworth?
Ahorro ships an update every 3 weeks, and Pennyworth weekly. Most recently, Ahorro was updated on October 24, 2026 and Pennyworth on October 29, 2026.

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