Trace vs Subscription Manager

Trace helps you understand your money—not manage a budget. Instead of asking you to categorize every purchase or stay within spending limits, Trace automatically analyzes your financial activity and reveals the story behind your money. Securely connect your accounts to see income, spending, balances, recurring payments, and financial trends in one beautifully designed experience. Every transaction includes context, every trend has a comparison, and every month tells a clearer story. Built for professionals who value precision over spreadsheets and insights over notifications, Trace surfaces the information that actually matters. Features Financial Intelligence See where your money is going without creating budgets Compare spending month-over-month Understand what changed and why Identify meaningful financial trends automatically Complete Account Overview View all connected accounts in one place Monitor balances across institutions Track cash flow over time Secure bank connectivity powered by Plaid Transaction Transparency Rich transaction details on every purchase Merchant information and categorized spending Compare transactions against previous periods Instantly understand spending patterns Recurring Income & Expenses Automatically detect subscriptions and recurring payments Track recurring income Monitor upcoming financial commitments Spot changes in recurring charges Smart Notifications Stay informed about important account activity Receive meaningful financial insights—not noise Get notified when spending trends shift Surface unusual changes automatically Designed for Clarity Trace isn't about telling you to spend less. It's about giving you complete visibility into your finances so every dollar has context. Know where your money went. Understand what's changing. Make decisions with confidence. Please see below for our user agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Fixed costs and subscriptions creep. Rent, insurance, phone, utilities. Streaming, music, cloud storage, work tools you pay for every month. Each one is small. Together, they quietly erase your sense of what you can actually spend this month. Amaru brings your fixed costs and subscriptions into one place and turns them into a single number: what you can safely spend. ONE NUMBER Enter your monthly income, fixed costs, savings goal, and any yearly payments. Amaru calculates your Safe to Spend amount — the number that matters. Yearly charges like car insurance or an annual subscription are automatically converted into a monthly reserve, so one heavy month never comes as a surprise. PLANNED COSTS AND CHECK-IN See upcoming fixed costs and annual charges on a calendar. Planned dates advance automatically, so payment confirmation is never required. A short weekly check-in keeps your forecast current without daily tracking. If you want it, optional due-date tracking adds paid, overdue, and per-payment reminders from Settings. REVIEW YOUR SUBSCRIPTIONS Sort each subscription into Keep, Review later, or Cancelled. Save a cancellation link if you have one, so future you doesn't have to search for it. See how much monthly room you'd free up by cancelling what you're not sure about. Insights — the tab that shows these patterns, including how much of your income is fixed costs and which month carries the heaviest yearly payments — is free to view. Opening the Review list to sort items one by one is a Pro feature. QUIET NOTIFICATIONS Monthly forecast and weekly check-in reminders arrive quietly and never at night. Per-payment reminders appear only when optional due-date tracking is enabled in Settings. PRIVACY BY DESIGN No bank or credit card linking, ever. Everything is entered by hand and stored only on your device — nothing is sent to a server, nothing is used for analytics. Because you enter it yourself, you always know exactly what's being tracked. FREE Track up to 6 fixed costs and subscriptions with the full forecast and calendar. If you enable optional due-date tracking, set up to 2 payment reminders. AMARU PRO Unlimited fixed costs and subscriptions, a yearly view that smooths irregular payments across the year, the full Review list, CSV export, more payment reminders, and home screen widgets. Pro is available as a monthly or yearly subscription, or as a one-time purchase. Prices are shown for your App Store storefront. Subscriptions can be managed or cancelled in your App Store account settings. Amaru isn't a daily expense tracker. It's a quiet, occasional check on the money that's supposed to be fixed — but somehow keeps growing. AMARU · PRIVATE BY DESIGN · MADE QUIETLY IN JAPAN Privacy Policy: https://pomeranianstudio.com/privacy Terms of Use (EULA): https://pomeranianstudio.com/terms