Comparison

SeAMobile vs MyVIB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SeAMobile

This mobile banking app offers a comprehensive suite of financial management tools. Users can manage accounts, apply for loans and cards online, transfer funds, and pay bills. It also provides features for savings, insurance, and loyalty rewards.

Highlights
  • Personal finance management
  • Online account and card registration
  • Online loan application and tracking
  • Fund transfers
  • Online savings
  • Bill payments
  • Loyalty rewards redemption
Features
Read full description

SEAMOBILE – TRỢ LÝ TÀI CHÍNH CÁ NHÂN TIN CẬY SeAMobile là ứng dụng ngân hàng điện tử phát triển bởi Ngân hàng TMCP Đông Nam Á – SeABank và hỗ trợ trên các thiết bị và hệ điều hành sau: - Thiết bị di động (Điện thoại, máy tính bảng,…) có cài đặt hệ điều hành IOS từ phiên bản 11.0 trở lên Ứng dụng SeAMobile được đồng nhất trải nghiệm, giao dịch trên các nền tảng máy tính, thiết bị di động và đa dạng tính năng, đáp ứng đầy đủ nhu cầu sử dụng của Khách hàng. Các tính năng nổi bật như sau: - Sức khỏe tài chính (quản lý tài chính cá nhân) - Đăng ký Tài khoản thanh toán và eBank online thông qua công cụ EKYC - Đăng ký phát hành Thẻ online - Đăng ký vay online và tra cứu thông tin khoản vay - Chuyển tiền trong và ngoài hệ thống SeABank - Gửi tiết kiệm online - Mua và thanh toán phí Bảo hiểm - Thanh toán đơn (điện, nước, internet, bảo hiểm, học phí, …) - Nạp tiền, Mua sắm - Đổi quà tặng từ điểm loyalty - Các tiện ích khác như: Tra cứu thông tin, thay đổi thông tin cá nhân, cài đặt sinh trắc học, đăng ký dịch vụ thông báo,… SeABank sẽ không ngừng nghiên cứu và phát triển để nâng cấp ứng dụng SeAMobile ngày càng hoàn thiện và tối ưu trải nghiệm. Từ đó, giúp Khách hàng hài lòng, yêu thích và giới thiệu ứng dụng SeAMobile nhiều hơn tới gia đình, bạn bè và đồng nghiệp Tải ứng dụng SeAMobile ngay hôm nay để trải nghiệm ngân hàng số 24/7 và tận hưởng nhiều ưu đãi nhé! Thông tin liên hệ: - Các Chi nhánh/ PGD SeABank - Website: https://www.seabank.com.vn/ - Hotline: 1900 555 587

About

MyVIB

This digital banking app offers a simplified and optimized financial experience. It features a high-interest Super Account, AI-driven personalized financial management, and a comprehensive payment ecosystem with over 100 integrated services. Users can also access an AI financial assistant and exclusive rewards.

Highlights
  • Super Account with high daily interest
  • AI-powered personalized financial management
  • Over 100 integrated financial services
  • AI financial assistant (ViePro GenAI)
  • Exclusive rewards and vouchers
  • Online account opening in 3 minutes
Features
Read full description

MyVIB is the Digital Banking app of the Vietnam International Bank (VIB), developed with the philosophy of "Simplicity in Banking," providing a simple, optimized financial experience that helps you maximize your benefits. Super Account – Maximize Your Benefits Enjoy the exclusive benefits of the Super Account, which offers up to 4.3% annual interest per day. It helps awaken idle funds while ensuring the flexibility to withdraw, transfer, and make payments at any time without affecting accumulated profits. Smart, Personalized Financial Management AI Financial Management technology elevates your personalized experience, enabling smart financial planning, automatic analysis, and accurate suggestions that optimize your financial decisions. Comprehensive Digital Payment Ecosystem – Maximizing Your Experience Explore the ecosystem with over 100 financial services integrated into a single app, offering unmatched convenience: from transfers, deposits, credit card management, bill payments (electricity, water, ADSL) to booking flights, hotels, and buses. Your Exclusive Rewards World – MyVIB Rewards Unlock an exclusive world of offers with attractive promotions and a diverse range of vouchers, personalized to your preferences, helping you spend smarter and save more. Your 24/7 AI Financial Assistant ViePro GenAI, your AI-powered financial assistant, always by your side, providing precise and timely insights to address a wide range of financial information, delivering an unparalleled and transformative experience. Download the app, open your account online in just 3 minutes without visiting a branch. Explore MyVIB today! Head Office: Sailing Tower Building, 111A Pasteur, Ben Nghe, District 1, Ho Chi Minh City.

Screenshots

SeAMobile4 screens
MyVIB4 screens

Verdict

The call

The clearest difference is rating: MyVIB at 3.5 against SeAMobile's 2.9. MyVIB also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MyVIB holds the better App Store score, 3.5 against 2.9. Both are backed by a comparable volume of ratings — 74 and 193 respectively. Written reviews point the same way: 28% of SeAMobile's written reviews are positive against 32% of MyVIB's.

UpkeepUpdate frequency

SeAMobile ships an update monthly, MyVIB every 2 weeks. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.

Scorecard5 real differences · 5 level
SeAMobile versus MyVIB: the parameters behind the verdict, then further details
ParameterSeAMobileMyVIB
PriceFreeFree
Rating2.9 (74 ratings)3.5 (193 ratings) — better
Positive reviews27.9% of reviews31.9% of reviews — better
Number of ratings74193 — better
Update frequencyMonthlyEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size361 MB450 MB
Age rating12+17+
DeveloperSeABankVIETNAM INTERNATIONAL COMMERCIAL JOINT STOCK BANK

Customer experience

SeAMobile

All ratings72 ratings
Positive47.2%
Neutral2.8%
Negative50.0%
Written reviews86 reviews
Positive27.9%
Neutral5.8%
Negative66.3%

MyVIB

All ratings190 ratings
Positive61.6%
Neutral2.6%
Negative35.8%
Written reviews69 reviews
Positive31.9%
Neutral4.3%
Negative63.8%

Bugs and requests

SeAMobile

Not enough reviews yet to summarise bugs or requests.

MyVIB

Reported bugs

10 issues
  • App crashes and won't open
  • OTP verification fails repeatedly
  • Transferred money not reflecting in account
  • Transaction timestamps incorrect
  • Login failures after app upgrade
Show 5 more
  • Account locked after forced update
  • Payment processing shows success but money not received
  • App freezes during transactions
  • SmartOTP malfunction
  • Unable to access account after version 2.0 upgrade

Requested features

8 requests
  • Search function for transaction history
  • English language support
  • Save recipient account numbers
  • Promo code input field
  • Apple Pay integration
Show 3 more
  • Transaction history in Apple Wallet
  • Rollback to previous app version
  • More QR code payment options

In-app purchases

None

SeAMobile

No in-app purchases

None

MyVIB

No in-app purchases

Questions

Is SeAMobile free?
SeAMobile is free to download, with no in-app purchases.
Is MyVIB free?
MyVIB is free to download, with no in-app purchases.
Which has better reviews, SeAMobile or MyVIB?
MyVIB is rated higher. SeAMobile averages 2.9 out of 5 from 74 ratings, while MyVIB averages 3.5 from 193 ratings.
Do SeAMobile or MyVIB have ads?
SeAMobile shows ads; MyVIB does not.
Which is updated more often, SeAMobile or MyVIB?
SeAMobile ships an update monthly, and MyVIB every 2 weeks. Most recently, SeAMobile was updated on November 1, 2026 and MyVIB on November 7, 2026.

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