Comparison

EBL Access vs midland online

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBL Access

This app generates One-Time Passwords (OTPs) for secure authentication of financial transactions within EBL Internet Banking. It ensures your online banking activities are protected with an extra layer of security.

Highlights
  • One-Time Password (OTP) generation
  • Secure financial transaction authentication
  • EBL Internet Banking integration
  • Enhanced online banking security
Read full description

EBL Access is a mobile application which generates One-Time Password (OTP) for authenticating financial transactions in the EBL Internet Banking.

About

midland online

Manage your finances on the go with this mobile banking application. Access account summaries, transfer funds between accounts and mobile wallets, and pay utility bills. It also allows for credit card management and self-registration for banking services.

Highlights
  • Account summary and transaction history
  • Fund transfers to Midland accounts
  • Interbank and mobile wallet transfers
  • Utility bill payments
  • Credit and prepaid card management
  • Self-registration for online banking
Features
Read full description

Midland Mobile app for Apple iOS brings you a world-class banking experience, giving you the tools to manage your money now and into the future. Whether it is quick access to balances and transfers, or utility bill payment, the Midland Online Mobile app for iPhone allows you to be in control of your finances in a way that works for you. Fast and simple access • Quickly check your account summary, last 50 transaction and balance • Open Fixed Deposit & Monthly Saving Scheme Account Transfer money • Pay anyone having a Midland Bank account • Transfer to other bank account using NPSB & BEFTN • Transfer to bKash wallet  • Transfer to Rocket wallet • Transfer to Nagad wallet • Transfer to Upay wallet Bill Payment • You can top-up any mobile in Bangladesh • Payment of DESCO, DPDC bill • Pay MDB Credit Card Bill Self-Register for midland online & manage your Prepaid Card & Credit Card • Now on, MDB Credit Card and Prepaid Card holders, who has no other account with MDB, can also use "midland online" to avail banking facilities. To access the full suite of midland online Mobile app, you'll need to have a Bangladeshi mobile number and be registered for MDB SMS Banking. Anyone who is an active registered user of Midland Bank’s Internet Banking Service, midland online, is eligible for midland mobile app. However, the app can be downloaded by anyone to use location services of the app, without registration. If not registered to our Internet Banking system midland online, please visit MDB’s nearest branch Things you should know The midland online Mobile app is compatible with iOS 9 and later. Ensure your device language is set to English.

Screenshots

EBL Access4 screens
midland online3 screens

Verdict

The call

The clearest difference is rating: EBL Access at 4.8 against midland online's 3.7. EBL Access also leads on iOS requirement (7.1 vs 15.0). midland online's advantage is update cadence (every 11 days vs every 19 months) and ratings volume (105 vs 6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

EBL Access holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: midland online has 105 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 50% of EBL Access's written reviews are positive against 45% of midland online's.

UpkeepUpdate frequency

EBL Access ships an update every 19 months, midland online every 11 days. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
EBL Access versus midland online: the parameters behind the verdict, then further details
ParameterEBL Accessmidland online
PriceFreeFree
Rating4.8 (6 ratings) — better3.7 (105 ratings)
Positive reviews50.0% of reviews — better44.8% of reviews
Number of ratings6105 — better
Update frequencyEvery 19 monthsEvery 11 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS7.1 — better15.0
Further details — not scored
Size11 MB124 MB
Age rating4+4+
DeveloperEastern Bank PLC.Midland Bank ltd.

Customer experience

EBL Access

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews6 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

midland online

All ratings104 ratings
Positive60.6%
Neutral12.5%
Negative26.9%
Written reviews67 reviews
Positive44.8%
Neutral13.4%
Negative41.8%

Bugs and requests

EBL Access

Not enough reviews yet to summarise bugs or requests.

midland online

Reported bugs

27 issues
  • App does not show proper transaction statement
  • App frequently stops working
  • Biometric not working
  • App not opening
  • App full of bugs
Show 22 more
  • Fund transfer problem
  • Biometric login doesn't work
  • Account service button doesn't work
  • No account showing while fund transferring
  • Cannot login after update
  • NBSP, BEFT, MSF Transfer not working
  • NPSB and fund transfer to bKash, Nagad, Rocket not working
  • PIN setup and biometric setup not working
  • Fund transfer 'Transfer from' is always blank
  • Cannot register, app closes automatically
  • Cannot set up biometrics, invalid request on OTP
  • Cannot register, app closes when setting password
  • Credit card transaction details not shown
  • Problem during NPSB and bill pay
  • Cannot add Credit Card to App
  • Bug in currency conversion, keyboard doesn't close
  • Keyboard auto hide doesn't work in dollar conversion
  • Dollar conversion request not working, keypad not disappearing
  • Keyboard does not move away after filling details
  • App crashes when using BEFTN or NPSB
  • No submit button for registration on iPhone SE (1st gen)
  • Spelling mistakes (e.g., 'Deposit' as 'Depoisit')

Requested features

8 requests
  • Generate account statement
  • Improve UI for small screens
  • Add fingerprint and Face ID login
  • Option to change name on debit card
  • Add beneficiary delete option
Show 3 more
  • Customer information update feature
  • Show interest rate while opening FDR AC
  • Internet and D2H bill payment

In-app purchases

None

EBL Access

No in-app purchases

None

midland online

No in-app purchases

Questions

Is EBL Access free?
EBL Access is free to download, with no in-app purchases.
Is midland online free?
midland online is free to download, with no in-app purchases.
Which has better reviews, EBL Access or midland online?
EBL Access is rated higher. EBL Access averages 4.8 out of 5 from 6 ratings, while midland online averages 3.7 from 105 ratings.
Do EBL Access or midland online have ads?
Neither EBL Access nor midland online shows ads.
Which is updated more often, EBL Access or midland online?
EBL Access ships an update every 19 months, and midland online every 11 days. Most recently, EBL Access was updated on October 23, 2026 and midland online on October 26, 2026.

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