하나Pay(하나카드) vs MobileTmoney
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
하나Pay(하나카드)
Manage your finances with a single card app. Make faster payments via QR/barcode or widgets, view all your financial information at a glance, and receive personalized benefits and event notifications. It also offers expense management and fund transfers.
- QR/barcode payments without password/fingerprint
- Widget and home screen shortcuts for quick payments
- AI-powered personalized menu suggestions
- All financial information at a glance
- Expense management and spending analysis
- Account inquiry and fund transfers
- Personalized benefits and event notifications
Read full descriptionHide full description
'하나카드' 하나로 한번에 해결하는 나의 금융생활. 결제, 조회, 송금, 자산관리... 이 모든건 하나카드 하나로. ● 더 빠른 결제 · 비밀번호/지문인증 필요없이 QR/바코드 결제가 가능해요. · 위젯/홈화면 바로가기로 앱을 켜지 않고도 휴대폰 첫화면에서 바로 결제할 수 있어요. · 앱에서 흔들기만 하면 내가 설정한 결제 기능이 짠! 나타나요. ● 더 편한 사용 · 자주 쓰는 메뉴는 마치 AI처럼 알아서 똑똑하게 알려줘요. · 카드값, 남은 한도, 이달의 혜택.. 내가 원하던 모든 금융정보를 한눈에 볼 수 있어요. · 데이터로 꼼꼼하게, 나도 몰랐던 지출을 관리해줘요. · 계좌 조회, 송금도 하나카드 앱 하나만 있으면 돼요. ● 더 많은 혜택 · 손님의 카드사용 패턴을 바탕으로 맞춤형 혜택을 드려요. · 매달 손님을 위한 다양한 이벤트를 준비하고 있어요 ---------------------------------------------------------- ● 앱 접근 권한 안내 하나Pay를 이용하기 위해 다음의 접근 권한 허용이 필요합니다. - 필수 전화 : 단말정보 확인 및 고객센터 자동연결 저장소: 공동인증서 및 앱 실행에 필요한 파일 및 저장 - 선택 SMS : 소비·자산 분석 및 가계부 서비스 제공 카메라 : QR/바코드 결제 및 얼굴인증 서비스 제공 위치 : 쿠폰, 혜택 알림 등 실시간 서비스 제공 주소록 : 연락처를 이용한 송금서비스 제공 * 선택 접근 권한은 허용하지 않아도 해당 기능 외 모든 서비스를 이용하실 수 있습니다. * 휴대폰 설정 > 애플리케이션 > 하나카드 > 권한 메뉴에서도 설정을 하실 수 있습니다. ● 고객상담 대표전화 : 1800-1111 이메일 : hanapay.hanacard@gmail.com
MobileTmoney
This app provides a convenient digital transit card for buses and subways throughout Korea. Users can easily tap their iPhone or Apple Watch to pay for rides without needing a physical card or signing up. Top-ups are simple using Apple Pay.
- Digital transit card for Korea
- Tap to pay with iPhone/Apple Watch
- No physical card needed
- No sign-up required
- Top up with Apple Pay
- Check balance and top up in-app
Read full descriptionHide full description
MobileTmoney – The Smart Way to Travel Korea Your all-in-one transit card for buses and subways across Korea. Just tap your iPhone or Apple Watch and ride instantly. ■ Made for Travelers - Use public transportation across Korea with ease - No need to buy or carry a physical transit card - No sign-up required—start using it right away - Top up in the app using Apple Pay ■ Tap & Ride Anywhere - Ride buses and subways using your iPhone or Apple Watch - Simply tap your device—no need to open the app or wake your screen - Fast, secure, and contactless ■ Designed for Quick Access - Skip ticket machines and long lines - Works instantly when you're on the move - Check your balance and top up anytime in the app ■ Requirements - iPhone XS / XR or later with iOS 17.2 or later - Apple Watch Series 6 / SE (2nd gen) or later with watchOS 10.2 or later - A credit or debit card added to Apple Pay is required for top-up ■ Permissions To provide a smooth experience, the app may request: Optional Permissions - Phone: Account verification & customer support - Contacts: Recipient search for Send Balance - Location: Tracking for departure & arrival points - Camera: Card registration & QR code scanning Granting these permissions is optional—the app works without them, though some features won't be available. ■ Support - Customer Center: +82-1644-0088 (Weekdays 09:00–18:00, KST) - Email: mobileteam@tmoney.co.kr
Screenshots
Verdict
The clearest difference is rating: 하나Pay(하나카드) at 4.4 against MobileTmoney's 3.1. 하나Pay(하나카드) also leads on ratings volume (699 vs 176). MobileTmoney's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
하나Pay(하나카드) holds the better App Store score, 4.4 against 3.1. Both are backed by a comparable volume of ratings — 699 and 176 respectively. Written reviews point the same way: 23% of 하나Pay(하나카드)'s written reviews are positive against 18% of MobileTmoney's.
하나Pay(하나카드) ships an update every 5 weeks, MobileTmoney monthly. The most recent releases landed on October 18, 2026 and October 20, 2026 respectively.
| Parameter | 하나Pay(하나카드) | MobileTmoney |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (699 ratings) — better | 3.1 (176 ratings) |
| Positive reviews | 23.2% of reviews — better | 17.7% of reviews |
| Number of ratings | 699 — better | 176 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 228 MB | 131 MB |
| Age rating | 4+ | 4+ |
| Developer | Hana Card Co., Ltd. | Tmoney Co., Ltd |
Customer experience
하나Pay(하나카드)
MobileTmoney
Bugs and requests
하나Pay(하나카드)
Reported bugs
3 issues- Frequent crashes and freezes
- Issues with account registration and authentication
- Incompatibility with certain devices and operating systems
Requested features
4 requests- Add English language support
- Improve app speed and responsiveness
- Simplify and streamline the UI
- Provide better support for overseas users
MobileTmoney
Not enough reviews yet to summarise bugs or requests.
In-app purchases
하나Pay(하나카드)
No in-app purchases
MobileTmoney
No in-app purchases
