Comparison

CBT vs accessDEPOSIT® Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBT

Manage your finances on the go with this mobile banking application. Check account balances, review recent transactions, and easily transfer funds between your accounts. You can also deposit checks directly from your device.

Highlights
  • Check account balances
  • Search recent transactions
  • Transfer funds between accounts
  • Deposit checks on the go
Features
Read full description

Start banking wherever you are with CBT-Mobile Banking! Available to all Citizens Bank & Trust Company mobile banking end users. CBT-Mobile Banking allows you to check balances and make transfers. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Make Deposits - Deposit checks while on the go.

About

accessDEPOSIT® Mobile

This app allows business users to make secure mobile deposits, capture payment information, and access historical transaction data. It complements a web-based Remote Deposit Capture application, enabling financial management from any location.

Highlights
  • Secure mobile deposits
  • Capture multiple checks
  • Key payment information
  • Capture remittance/invoice images
  • Access historical data
  • Tutorial and image capture test
Features
Read full description

accessDEPOSIT® Mobile by Citizens Commercial Banking® for users of Remote Deposit Capture In today’s fast-paced world, corporate and small business users need instant access to their business accounts and financial information from any location. That’s why Citizens Commercial Banking is pleased to offer accessDEPOSIT Mobile, an easy-to-use mobile app that delivers functionality that complements your Remote Deposit Capture web application. With accessDEPOSIT Mobile, you can bring your office to the virtual world, with the ability to make decisions and conduct critical business at any time - so you’re never out of touch, and always in control. FEATURES: accessDEPOSIT Mobile is a clean, intuitive application from which you can quickly and easily: • Make deposits, safely and securely from your mobile device • Capture multiple checks in one deposit • Key associated payment information with your check deposits • Capture Remittance or Invoice images • Access a tutorial at any time • Test image capture at any time • Review up to 14 days of historical data SECURITY and PRIVACY: Using state-of-the-art security protocols, accessDEPOSIT Mobile provides a secure channel through which your company’s encrypted data and transactions can be safely and reliably transmitted. Additionally, accessDEPOSIT Mobile’s multi-factor authentication process guards against unauthorized use, providing further protection of your accounts and data. *You must subscribe to a web application (accessDEPOSIT or E-Z Deposit) in order to use accessDEPOSIT Mobile. accessDEPOSIT Mobile is a registered trademark of Citizens Financial Group, Inc. All rights reserved. Citizens Commercial Banking is a brand name of Citizens Bank, N.A. and Citizens Bank of Pennsylvania. Member FDIC. Connectivity to accessDEPOSIT Mobile is provided by your mobile operator or wireless provider.

Screenshots

CBT4 screens
accessDEPOSIT® Mobile4 screens

Verdict

The call

The clearest difference is rating: CBT at 4.4 against accessDEPOSIT® Mobile's 1.9. CBT also leads on update cadence (monthly vs every 16 months) and review sentiment (22% vs 0%). accessDEPOSIT® Mobile's advantage is iOS requirement (10.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBT holds the better App Store score, 4.4 against 1.9. That said, the two scores are not equally well evidenced: CBT has 178 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 22% of CBT's written reviews are positive against 0% of accessDEPOSIT® Mobile's.

UpkeepUpdate frequency

CBT ships an update monthly, accessDEPOSIT® Mobile every 16 months. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard5 real differences · 5 level
CBT versus accessDEPOSIT® Mobile: the parameters behind the verdict, then further details
ParameterCBTaccessDEPOSIT® Mobile
PriceFreeFree
Rating4.4 (178 ratings) — better1.9 (8 ratings)
Positive reviews22.2% of reviews — better0.0% of reviews
Number of ratings178 — better8
Update frequencyMonthly — betterEvery 16 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.010.0 — better
Further details — not scored
Size156 MB97 MB
Age rating4+4+
DeveloperCitizens Bank & Trust Co.Citizens Bank, N.A.

Customer experience

CBT

All ratings154 ratings
Positive82.5%
Neutral3.2%
Negative14.3%
Written reviews9 reviews
Positive22.2%
Neutral11.1%
Negative66.7%

accessDEPOSIT® Mobile

All ratings8 ratings
Positive25.0%
Neutral0.0%
Negative75.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

CBT

No in-app purchases

None

accessDEPOSIT® Mobile

No in-app purchases

Questions

Is CBT free?
CBT is free to download, with no in-app purchases.
Is accessDEPOSIT® Mobile free?
accessDEPOSIT® Mobile is free to download, with no in-app purchases.
Which has better reviews, CBT or accessDEPOSIT® Mobile?
CBT is rated higher. CBT averages 4.4 out of 5 from 178 ratings, while accessDEPOSIT® Mobile averages 1.9 from 8 ratings.
Do CBT or accessDEPOSIT® Mobile have ads?
Neither CBT nor accessDEPOSIT® Mobile shows ads.
Which is updated more often, CBT or accessDEPOSIT® Mobile?
CBT ships an update monthly, and accessDEPOSIT® Mobile every 16 months. Most recently, CBT was updated on October 24, 2026 and accessDEPOSIT® Mobile on October 20, 2026.

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