Debts Break vs 君子爱财
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Debts Break
This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.
- Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.)
- Visual debt tracking and progress monitoring
- Automatic balance updates
- Payment logs and extra payment options
- Loan, payoff date, and mortgage calculators
- Detailed reports and charts
- Passcode and Touch ID protection
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The mission of this app is helping you become debts free by Snowball method which is most popular used and recommended by many financial experts. There are five strategies provided, Highest Interest Rate First, Lowest Balance First. Highest Balance First, Earliest Payment Date First and Custom Order, Debts Break will show you pay off date and interest saved by each strategy. Use this app to manage your debts and track the pay off processes visually. Key Features: ⁃ Shows remaining balance, monthly payments, paid amount and percentage of each debt. ⁃ Update remaining balance automatically. ⁃ Lists payment logs, mark them as paid or unpaid. ⁃ Add extra payment for any debts. ⁃ Supports zero interest rate. ⁃ Add notification for each debt. ⁃ Send Debt payments by email. ⁃ Five Snowball Payoff plan: Highest Interest Rate First, Lowest Balance First, Highest Balance First, Earliest Payment Date First and Custom Order. ⁃ Shows pay off date and interest saving of each strategy. ⁃ Turn Snowball method ON or OFF. ⁃ Four calculators: Loan, Payoff Date and Mortgage and Affordable Loan, send amortizations out by email. ⁃ Reports for percentage and balance amount of each debt, pie chart for balance and interest. Chart view of monthly amount of each debt. Chart view of yearly total debts payment and each debt. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Supports Wifi Backup and Restore. ⁃ Supports iCloud Backup and Restore. ⁃ Supports universal version (available on both iPhone and iPad). ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. If you have any question, please email to linklinksapp@tom.com.
君子爱财
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君子爱财： 一、非单纯记账，乃个人财务管理； 二、不仅管理流水，还管理存款、借贷、投资、不动产、人情等财务活动； 三、您只需记账，一应账务处理、年报月报、图表统计皆由软件负责； 四、需日日记账、月月自省，不可倦怠，方能体会记账理财之功 五、无广告、无弹窗、无带货 六、凡金财皆身外物，取之不可枉法、用之不可奢纵、闲之用心打理，不亏蚀，善用进利，慎之； 君子爱财 十年不晚 www.junziaicai.com
Screenshots
Verdict
The clearest difference is in-app purchases: 君子爱财 at none against Debts Break's 3. 君子爱财 also leads on ads (none vs shown) and update cadence (monthly vs every 7 months). Debts Break's advantage is device support (4 vs 1) and iOS requirement (15.6 vs 18.5). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Debts Break sells 3 in-app purchases, starting at $0.99 per 6 months. 君子爱财 asks for nothing beyond the download.
Debts Break ships an update every 7 months, 君子爱财 monthly. The most recent releases landed on November 1, 2026 and November 7, 2026 respectively.
| Parameter | Debts Break | 君子爱财 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (96 ratings) — better | — |
| Positive reviews | 61.0% of reviews | — |
| Number of ratings | 96 — better | — |
| Update frequency | Every 7 months | Monthly — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Apple Watch — better | iPhone |
| Requires iOS | 15.6 — better | 18.5 |
| Further details — not scored | ||
| Size | 40 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | LINKLINKS LTD | 志刚 孔 |
Bugs and requests
Debts Break
Reported bugs
14 issues- Decimal points removed from interest rate input fields
- Cannot enter decimal interest rates (e.g., 4.75%)
- App crashes when entering debt information
- Notifications persist after deleting payments
- App freezes and becomes unresponsive
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- Data loss after crashes
- Automatic payment transfers between debts without authorization
- Cannot modify payment amounts after initial entry
- Reminders not functioning on certain iOS versions
- Error messages when entering minimum payment balances
- Slow app performance and extended load times
- Glitches when switching between payoff methods
- Payment schedule calculations appear inaccurate in some cases
- Accidental ad clicks due to poor ad placement
Requested features
15 requests- Biweekly and weekly payment options
- Ability to enter actual payment amounts made
- Extra/additional payment functionality
- Loan ending date field
- Support for recurring bills without balances (utilities, phone)
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- Asset tracking in addition to debt
- Ability to edit payment due dates
- Late fee and purchase tracking
- Additional snowball method (largest to smallest payment)
- Better help and tutorial documentation
- Ability to delete paid-off debts
- Support for multiple currencies
- Fortnightly/monthly cycle customization
- More detailed payment schedule view
- Ad removal after paid purchases
君子爱财
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Debts Break
- Premium - 6 months$0.996 Months
- Remove ads$9.99
- Snowball method$9.99
君子爱财
No in-app purchases
