Comparison

Debts Break vs 房贷计算器

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debts Break

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

Highlights
  • Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.)
  • Visual debt tracking and progress monitoring
  • Automatic balance updates
  • Payment logs and extra payment options
  • Loan, payoff date, and mortgage calculators
  • Detailed reports and charts
  • Passcode and Touch ID protection
Features
Read full description

The mission of this app is helping you become debts free by Snowball method which is most popular used and recommended by many financial experts. There are five strategies provided, Highest Interest Rate First, Lowest Balance First. Highest Balance First, Earliest Payment Date First and Custom Order, Debts Break will show you pay off date and interest saved by each strategy. Use this app to manage your debts and track the pay off processes visually. Key Features: ⁃ Shows remaining balance, monthly payments, paid amount and percentage of each debt. ⁃ Update remaining balance automatically. ⁃ Lists payment logs, mark them as paid or unpaid. ⁃ Add extra payment for any debts. ⁃ Supports zero interest rate. ⁃ Add notification for each debt. ⁃ Send Debt payments by email. ⁃ Five Snowball Payoff plan: Highest Interest Rate First, Lowest Balance First, Highest Balance First, Earliest Payment Date First and Custom Order. ⁃ Shows pay off date and interest saving of each strategy. ⁃ Turn Snowball method ON or OFF. ⁃ Four calculators: Loan, Payoff Date and Mortgage and Affordable Loan, send amortizations out by email. ⁃ Reports for percentage and balance amount of each debt, pie chart for balance and interest. Chart view of monthly amount of each debt. Chart view of yearly total debts payment and each debt. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Supports Wifi Backup and Restore. ⁃ Supports iCloud Backup and Restore. ⁃ Supports universal version (available on both iPhone and iPad). ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. If you have any question, please email to linklinksapp@tom.com.

About

房贷计算器

Features
Read full description

追踪最新LPR,房贷轻松算,购房无忧虑 ——房贷计算器 还在为房贷计算发愁?[房贷计算器名称] 来帮您!这是一款精心打造的专业房贷计算工具,现已登陆 App Store,让您的房贷规划变得轻松又准确。 精准计算,一应俱全 商业贷款:输入贷款金额、利率、贷款期限等关键信息,瞬间得出每月还款额、总利息等详细数据,精准到每一分钱,为您的商业房贷决策提供有力支持。 公积金贷款:轻松应对公积金贷款复杂的计算规则,根据各地公积金政策,精准计算您的还款计划,让您充分享受公积金贷款的优惠,规划无忧。 组合贷款:当商贷和公积金贷结合时,计算不再复杂。贷款计算器 能快速整合两者数据,清晰呈现组合贷款的还款详情,助您合理安排资金,实现购房梦想。 提前还贷,贴心规划 提前还贷功能更是贴心实用。无论您是想部分提前还款还是一次性还清,只需输入提前还款的金额和时间,就能立即看到新的还款计划和节省的利息支出,让您灵活掌控房贷,节省资金成本。 界面简洁,操作便捷 我们注重用户体验,简洁直观的界面设计,让您无需复杂操作,轻松输入数据,快速获取结果。无论是首次购房者还是房产投资专家,都能迅速上手,随时随地进行房贷计算。 数据安全,可靠保障 深知您对个人信息和财务数据的重视,我们采用先进的加密技术,确保您在使用过程中的所有数据安全无虞,让您放心计算,没有后顾之忧。 立即下载 [房贷计算器名称],开启您的轻松房贷之旅,让购房之路更加清晰、从容!

Screenshots

Debts Break4 screens
房贷计算器4 screens

Verdict

The call

The clearest difference is in-app purchases: 房贷计算器 at none against Debts Break's 3. Debts Break's advantage is update cadence (every 7 months vs every 53 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debts Break sells 3 in-app purchases, starting at $0.99 per 6 months. 房贷计算器 asks for nothing beyond the download.

UpkeepUpdate frequency

Debts Break ships an update every 7 months, 房贷计算器 every 53 months. The most recent releases landed on October 12, 2026 and October 11, 2026 respectively.

Scorecard2 real differences · 8 level
Debts Break versus 房贷计算器: the parameters behind the verdict, then further details
ParameterDebts Break房贷计算器
PriceFreeFree
Rating4.1 (96 ratings) — better—
Positive reviews61.0% of reviews—
Number of ratings96 — better—
Update frequencyEvery 7 months — betterEvery 53 months
AdsYesYes
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad, iPod
Requires iOS15.615.6
Further details — not scored
Size40 MB6 MB
Age rating4+4+
DeveloperLINKLINKS LTD吉慧 姜

Bugs and requests

Debts Break

Reported bugs

14 issues
  • Decimal points removed from interest rate input fields
  • Cannot enter decimal interest rates (e.g., 4.75%)
  • App crashes when entering debt information
  • Notifications persist after deleting payments
  • App freezes and becomes unresponsive
Show 9 more
  • Data loss after crashes
  • Automatic payment transfers between debts without authorization
  • Cannot modify payment amounts after initial entry
  • Reminders not functioning on certain iOS versions
  • Error messages when entering minimum payment balances
  • Slow app performance and extended load times
  • Glitches when switching between payoff methods
  • Payment schedule calculations appear inaccurate in some cases
  • Accidental ad clicks due to poor ad placement

Requested features

15 requests
  • Biweekly and weekly payment options
  • Ability to enter actual payment amounts made
  • Extra/additional payment functionality
  • Loan ending date field
  • Support for recurring bills without balances (utilities, phone)
Show 10 more
  • Asset tracking in addition to debt
  • Ability to edit payment due dates
  • Late fee and purchase tracking
  • Additional snowball method (largest to smallest payment)
  • Better help and tutorial documentation
  • Ability to delete paid-off debts
  • Support for multiple currencies
  • Fortnightly/monthly cycle customization
  • More detailed payment schedule view
  • Ad removal after paid purchases

房贷计算器

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Debts Break

Subscriptions1
  • Premium - 6 months$0.996 Months
One-time2
  • Remove ads$9.99
  • Snowball method$9.99
None

房贷计算器

No in-app purchases

Questions

Is Debts Break free?
Debts Break is free to download, with in-app purchases available.
Is 房贷计算器 free?
房贷计算器 is free to download, with no in-app purchases.
Do Debts Break or 房贷计算器 have ads?
Both Debts Break and 房贷计算器 show ads.
Which is updated more often, Debts Break or 房贷计算器?
Debts Break ships an update every 7 months, and 房贷计算器 every 53 months. Most recently, Debts Break was updated on October 12, 2026 and 房贷计算器 on October 11, 2026.

Other comparisons