Comparison

Debts Break vs Mortgage Calculator Plus

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debts Break

This app helps you become debt-free using popular payoff strategies like the Snowball method. It offers visual tracking, detailed reports, and multiple payoff plans to manage your debts effectively and save on interest.

Highlights
  • Debt payoff strategies (Snowball, Highest Interest, Lowest Balance, etc.)
  • Visual debt tracking and progress monitoring
  • Automatic balance updates
  • Payment logs and extra payment options
  • Loan, payoff date, and mortgage calculators
  • Detailed reports and charts
  • Passcode and Touch ID protection
Features
Read full description

The mission of this app is helping you become debts free by Snowball method which is most popular used and recommended by many financial experts. There are five strategies provided, Highest Interest Rate First, Lowest Balance First. Highest Balance First, Earliest Payment Date First and Custom Order, Debts Break will show you pay off date and interest saved by each strategy. Use this app to manage your debts and track the pay off processes visually. Key Features: ⁃ Shows remaining balance, monthly payments, paid amount and percentage of each debt. ⁃ Update remaining balance automatically. ⁃ Lists payment logs, mark them as paid or unpaid. ⁃ Add extra payment for any debts. ⁃ Supports zero interest rate. ⁃ Add notification for each debt. ⁃ Send Debt payments by email. ⁃ Five Snowball Payoff plan: Highest Interest Rate First, Lowest Balance First, Highest Balance First, Earliest Payment Date First and Custom Order. ⁃ Shows pay off date and interest saving of each strategy. ⁃ Turn Snowball method ON or OFF. ⁃ Four calculators: Loan, Payoff Date and Mortgage and Affordable Loan, send amortizations out by email. ⁃ Reports for percentage and balance amount of each debt, pie chart for balance and interest. Chart view of monthly amount of each debt. Chart view of yearly total debts payment and each debt. ⁃ Passcode protection. ⁃ Supports Touch ID as passcode. ⁃ Supports Wifi Backup and Restore. ⁃ Supports iCloud Backup and Restore. ⁃ Supports universal version (available on both iPhone and iPad). ⁃ Adds 3D Touch function. ⁃ Supports Apple Watch. If you have any question, please email to linklinksapp@tom.com.

About

Mortgage Calculator Plus

Features
Read full description

Mortgage Calculator Plus – Smart Loan & Mortgage Planner Take control of your home loan, mortgage, or personal financing with Mortgage Calculator Plus – the ultimate loan planning tool designed to help you make smarter financial decisions. Key Features: Easy Loan Calculation – Quickly calculate monthly payments, total interest, and overall repayment for any loan. Interactive Charts & Graphs – Visualize your loan breakdown with bar and pie charts for a clear financial overview. Amortisation Schedule – View a full repayment plan to track principal vs. interest payments over time. Early Repayment Options – Save on interest or shorten your loan term with prepayment calculations. Compare Loan Scenarios – Adjust interest rates, loan duration, and payment types to find the best option for you. User-Friendly Interface – Clean, intuitive, and easy to navigate for seamless loan management. Who is this app for? Home Buyers – Estimate your mortgage payments before purchasing. Personal Loan Seekers – Plan your loan repayments efficiently. Investors & Financial Planners – Analyze loan options with interactive tools. Take charge of your financial future today. Download Mortgage Calculator Plus and make informed loan decisions with confidence.

Screenshots

Debts Break4 screens
Mortgage Calculator Plus4 screens

Verdict

The call

The clearest difference is in-app purchases: Mortgage Calculator Plus at none against Debts Break's 3. Mortgage Calculator Plus also leads on ads (none vs shown) and update cadence (weekly vs every 7 months). Debts Break's advantage is device support (4 vs 2) and iOS requirement (15.6 vs 17). On price there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debts Break sells 3 in-app purchases, starting at $0.99 per 6 months. Mortgage Calculator Plus asks for nothing beyond the download.

UpkeepUpdate frequency

Debts Break ships an update every 7 months, Mortgage Calculator Plus weekly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

Scorecard5 real differences · 5 level
Debts Break versus Mortgage Calculator Plus: the parameters behind the verdict, then further details
ParameterDebts BreakMortgage Calculator Plus
PriceFreeFree
Rating4.1 (96 ratings) — better—
Positive reviews61.0% of reviews—
Number of ratings96 — better—
Update frequencyEvery 7 monthsWeekly — better
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch — betteriPhone, iPad
Requires iOS15.6 — better17
Further details — not scored
Size40 MB1 MB
Age rating4+4+
DeveloperLINKLINKS LTDOrange Computing Pty Ltd.

Bugs and requests

Debts Break

Reported bugs

14 issues
  • Decimal points removed from interest rate input fields
  • Cannot enter decimal interest rates (e.g., 4.75%)
  • App crashes when entering debt information
  • Notifications persist after deleting payments
  • App freezes and becomes unresponsive
Show 9 more
  • Data loss after crashes
  • Automatic payment transfers between debts without authorization
  • Cannot modify payment amounts after initial entry
  • Reminders not functioning on certain iOS versions
  • Error messages when entering minimum payment balances
  • Slow app performance and extended load times
  • Glitches when switching between payoff methods
  • Payment schedule calculations appear inaccurate in some cases
  • Accidental ad clicks due to poor ad placement

Requested features

15 requests
  • Biweekly and weekly payment options
  • Ability to enter actual payment amounts made
  • Extra/additional payment functionality
  • Loan ending date field
  • Support for recurring bills without balances (utilities, phone)
Show 10 more
  • Asset tracking in addition to debt
  • Ability to edit payment due dates
  • Late fee and purchase tracking
  • Additional snowball method (largest to smallest payment)
  • Better help and tutorial documentation
  • Ability to delete paid-off debts
  • Support for multiple currencies
  • Fortnightly/monthly cycle customization
  • More detailed payment schedule view
  • Ad removal after paid purchases

Mortgage Calculator Plus

Not enough reviews yet to summarise bugs or requests.

In-app purchases

3 purchases

Debts Break

Subscriptions1
  • Premium - 6 months$0.996 Months
One-time2
  • Remove ads$9.99
  • Snowball method$9.99
None

Mortgage Calculator Plus

No in-app purchases

Questions

Is Debts Break free?
Debts Break is free to download, with in-app purchases available.
Is Mortgage Calculator Plus free?
Mortgage Calculator Plus is free to download, with no in-app purchases.
Do Debts Break or Mortgage Calculator Plus have ads?
Debts Break shows ads; Mortgage Calculator Plus does not.
Which is updated more often, Debts Break or Mortgage Calculator Plus?
Debts Break ships an update every 7 months, and Mortgage Calculator Plus weekly. Most recently, Debts Break was updated on November 1, 2026 and Mortgage Calculator Plus on October 30, 2026.

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