CardValet vs UniTerm

NOTE: This application is powered by Fiserv, Inc. but is activated through specific financial institutions. Check with your financial institution to ensure they participate in CardValet prior to downloading. CardValet helps you efficiently manage your cards digitally. TAKE CONTROL Stay in control of your card. Turn your card ON/OFF, set spending limits, decide where, when and how your card can be used. - Set card to be on or off in an instant, restricting whether it can be used or not - Restrict your card purchases to specific locations (merchants located within a certain range of your phone or select city, state, country or zip code on an expandable interactive map - Select merchant categories (Restaurant, Travel, Entertainment etc.) and transaction types (Instore, eCommerce, ATM etc.) to control purchases on your card - Enable or disable international transactions - Establish spending limits to allow transactions up to a certain dollar value and decline transactions when amounts exceed the thresholds set by you BE ALERT Receive real time alerts on all purchases, select purchases or when a card transaction is attempted but declined. Customize your alert preferences and get notified as per your choice. Alerts are sent in real time, immediately after a transaction has taken place, and help you quickly detect unauthorized activity on your card. VIEW YOUR CARD PURCHASE View your purchases, add memos and tag your purchases for easy tracking. DO IT YOURSELF Mange your card at your fingertips. Activate your card, set card PIN or report your lost/stolen cards seamlessly by making a call from the App. Key Benefits - Receive alerts to monitor transactions and help protect from fraud Actively manage your money and take charge of your card usage - Remotely control and monitor children’s spending - Helps ensure business spending policy compliance

UniTerm® is a small, sophisticated, EMV certified and PA-DSS validated software application that facilitates software integrations for performing EMV (chip and pin) card transactions with the Monetra® payment server software. UniTerm® provides a simple application interface and securely manages the EMV transaction process. The POS application software simply sends a transaction request to the UniTerm component. UniTerm then interacts with the terminal and the Monetra server software as required to perform the requested transaction, and returns the results to the POS app. UniTerm® is designed to securely handle all sensitive card data, keeping POS application software “out-of-scope” for PCI PA-DSS validation requirements. https://www.monetra.com/ https://www.monetra.com/emv https://www.monetra.com/uniterm