Comparison

Tesco Bank vs Cuvva

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tesco Bank

Manage your Tesco Bank accounts and Clubcard spending on the go. Track transactions, make repayments, and transfer money securely. Activate new cards or block lost ones with ease.

Highlights
  • Secure login with Face ID/Touch ID
  • Detailed transaction viewing
  • Searchable transaction history
  • Credit card repayment management
  • Money transfers between accounts
  • Card activation and blocking
Features
Read full description

Join our 2.4 million customers managing their money on the go with our Mobile Banking App. Register in minutes using your Tesco Bank account details and start managing your money on the go. With the app, you can: - View your card PIN securely in the app whenever you need it. - Log in quickly and securely using Face ID, Touch ID, a 5-digit passcode, or your security number and password. - View your transactions in detail — see what’s pending and what’s settled, so you always know what’s happening with your money. - Search and sort your transaction history to find what you need fast. - Set up and manage your credit card repayments by Pay by Bank, Direct Debit, or debit card. - Transfer money between your Tesco Bank accounts and complete balance or money transfers in seconds. - Activate your new cards or block a credit card that’s been lost or stolen. - Easily check your interest rate to make sure you’re getting the most from your savings. - Compare new rates and reinvest your Fixed Rate Saver in a few simple steps.

About

Cuvva

Get temporary car, van, or learner insurance for as little as one hour up to 28 days. Easily borrow or lend vehicles, insure your own car short-term, or get cover to practice driving. Manage your policies entirely through the app.

Highlights
  • Temporary car insurance
  • Van insurance
  • Learner driver insurance
  • Borrow or lend vehicles
  • Flexible policy durations (1 hour to 28 days)
  • In-app policy management
Features
Read full description

Join the 1 million+ drivers enjoying quick and easy, temporary car, van and learner insurance with Cuvva. Download the Cuvva app, get a quote and be covered in minutes. Lend or borrow a car whenever you need to, or insure your own car until you sort out longer-term cover. Our fully comprehensive policies last from 1 hour to 28 days, so you can: - Drive your new wheels home from the dealership - Share the drive with friends on your next road trip - Borrow a car from your family or friends - Save on a removals van when you’re moving house by borrowing one yourself - Learn to drive for up to 6 hours a day with a provisional licence Whenever you need to get behind the wheel, we’ve got you covered. Once you’re insured, you can manage everything within the app. So, whether you need to book a policy in advance or extend your cover, you can sort it all from your phone. The best part is you don’t have to own a car to drive one. With Cuvva, it’s just as easy to get affordable insurance on someone else’s car as it is to insure your own. That’s why we’ve sold over 10m policies (and counting). Cuvva is authorised and regulated by the UK Financial Conduct Authority. Our FCA reference number is 690273. You can check our details on register.fca.org.uk.

Screenshots

Tesco Bank4 screens
Cuvva4 screens

Verdict

The call

The clearest difference is update cadence: Cuvva at weekly against Tesco Bank's monthly. Cuvva also leads on review sentiment (48% vs 28%). Tesco Bank's advantage is monetization model (free vs ad-supported) and ratings volume (211 vs 52). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Tesco Bank against 4.7 for Cuvva. Both are backed by a comparable volume of ratings — 211 and 52 respectively. Written reviews are what separate them: 28% of Tesco Bank's written reviews are positive against 48% of Cuvva's.

UpkeepUpdate frequency

Tesco Bank ships an update monthly, Cuvva weekly. Both last shipped on November 1, 2026.

Scorecard4 real differences · 6 level
Tesco Bank versus Cuvva: the parameters behind the verdict, then further details
ParameterTesco BankCuvva
PriceFreeFree
Rating4.7 (211 ratings) — better4.7 (52 ratings)
Positive reviews27.8% of reviews48.2% of reviews — better
Number of ratings211 — better52
Update frequencyMonthlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone
Requires iOS16.616.0 — better
Further details — not scored
Size295 MB111 MB
Age rating4+4+
DeveloperTesco BankCuvva Limited

Customer experience

Tesco Bank

All ratings211 ratings
Positive91.5%
Neutral4.7%
Negative3.8%
Written reviews209 reviews
Positive27.8%
Neutral9.1%
Negative63.2%

Cuvva

All ratings52 ratings
Positive90.4%
Neutral5.8%
Negative3.8%
Written reviews226 reviews
Positive48.2%
Neutral4.0%
Negative47.8%

User reviews

Tesco Bank

From 211 App Store ratings

What we love

  • 👍 Easy to use app
  • 🚀 Great credit card banking experience
  • 💡 Useful features like roundup savings
  • 👍 User-friendly interface
  • 👍 Simple and informative app design

Room to improve

  • 🐛 Frequent app crashes
  • 🐛 Issues with authorizing payments
  • 🐛 Inconsistent transaction tracking
  • 🐛 Unreliable balance updates
  • 🐛 Forced paperless option

Cuvva

From 52 App Store ratings

What we love

  • 💯 Excellent service
  • ⚡ Quick and easy to use
  • 💰 Affordable prices
  • 🤝 Great customer support
  • 🚗 Convenient for temporary insurance needs

Room to improve

  • 🚫 Difficulty getting insured
  • 💰 Expensive pricing
  • 📢 Excessive notifications/ads
  • 🤖 Issues with AI/facial recognition
  • 🔒 Concerns about legitimacy and coverage

Bugs and requests

Tesco Bank

Reported bugs

4 issues
  • App crashing when authorizing payments
  • Inability to view PIN
  • Disappearing account data after updates
  • Inconsistent login and registration process

Requested features

4 requests
  • Dark mode option
  • Biometric login support for iPad
  • Improved transaction history and balance tracking
  • Faster payment processing and updates

Cuvva

Reported bugs

3 issues
  • App freezing or crashing
  • Issues with photo uploads and verification
  • Inconsistent or incorrect quotes

Requested features

3 requests
  • Expand coverage to more vehicle types
  • Improve account management and cancellation options
  • Provide more transparency on pricing and policies

In-app purchases

None

Tesco Bank

No in-app purchases

None

Cuvva

No in-app purchases

Questions

Is Tesco Bank free?
Tesco Bank is free to download, with no in-app purchases.
Is Cuvva free?
Cuvva is free to download, with no in-app purchases.
Which has better reviews, Tesco Bank or Cuvva?
Tesco Bank is rated higher. Tesco Bank averages 4.7 out of 5 from 211 ratings, while Cuvva averages 4.7 from 52 ratings.
Do Tesco Bank or Cuvva have ads?
Neither Tesco Bank nor Cuvva shows ads.
Which is updated more often, Tesco Bank or Cuvva?
Tesco Bank ships an update monthly, and Cuvva weekly. Most recently, Tesco Bank was updated on November 1, 2026 and Cuvva on November 1, 2026.

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