MichEd Mobile vs LOC Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MichEd Mobile
Manage your finances with a comprehensive banking app. Track savings, view transactions, pay bills, and transfer funds between accounts. Includes credit monitoring for enhanced financial well-being.
- Account dashboard
- Transaction tracking
- Savings goal management
- Bill payment scheduling
- Fund transfers
- Credit monitoring
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Elevate your banking experience with our user-friendly app: Dashboard: Effortlessly manage all MECU accounts, track savings goals, view transactions, and receive personal recommendations. Accounts: Digitally oversee cash accounts, check balances, review transactions, and search for specific payments or deposits. Bill Pay: Schedule and make bill payments seamlessly with our user-friendly system. Fund Transfers: Easily transfer funds between connected accounts, enhancing your financial control. Credit Sense: Your trusted credit monitoring app, empowering you with insights and control over your financial well-being Experience convenience at your fingertips with MichEd Digital!
LOC Mobile
Manage your finances on the go with this mobile banking app. Check balances, track spending, transfer funds, pay bills, and deposit checks. It also offers features like credit score monitoring and savings goal setting.
- Check balances and transaction history
- Categorize and track spending
- Transfer funds between accounts
- Pay bills and make payments
- Deposit checks remotely
- Monitor credit score
- Set up savings goals
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The LOC Credit Union Mobile Banking app allows you to check balances, view account history, categorize and track spending, move money, make payments, deposit checks and more. Features: - Check balances and view transaction history - Add external accounts for a holistic view of all your finances - Transfer funds between your accounts and between other LOC members - Make payments - Pay bills - Deposit checks - Send secure messaging for support - Monitor your credit score - Set up savings goals - Apply for loans and open additional accounts - Schedule balance and transaction alerts Questions? Call our Contact Center at 800.837.4562.
Screenshots
Verdict
MichEd Mobile and LOC Mobile both sit at 4.9 stars, but that hides the real split: 89% of LOC Mobile's written reviews are positive against 60% of MichEd Mobile's. LOC Mobile also leads on update cadence (monthly vs every 4 months). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for MichEd Mobile against 4.8 for LOC Mobile. Both are backed by a comparable volume of ratings — 1.4K and 4.1K respectively. Written reviews are what separate them: 60% of MichEd Mobile's written reviews are positive against 89% of LOC Mobile's.
MichEd Mobile ships an update every 4 months, LOC Mobile monthly. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | MichEd Mobile | LOC Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (1.4K ratings) — better | 4.8 (4.1K ratings) |
| Positive reviews | 59.5% of reviews | 88.7% of reviews — better |
| Number of ratings | 1.4K | 4.1K — better |
| Update frequency | Every 4 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 33 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Michigan Educational Credit Union | LOC Credit Union |
Customer experience
MichEd Mobile
LOC Mobile
User reviews
MichEd Mobile
From 1.4K App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Seamless navigation
- 💡 Integrates with password manager
- 👍 User-friendly upgrade
- 👍 Accounts all in one place
Room to improve
- 🐛 Frequent error messages
- 🐛 Connectivity issues
- 🐛 Photo deposit problems
- 🐛 Touch ID login not working
- 🐛 Outdated version issues
LOC Mobile
From 4.1K App Store ratingsWhat we love
- 👍 Intuitive interface
- 🚀 Instant transaction updates
- 💡 Convenient mobile banking features
- 🔒 Secure login options
- 👍 Easy to use
Room to improve
- 🐛 Frequent crashes and bugs
- 🐛 Mobile deposit issues
- 🐛 Unreliable app performance
- 👎 Confusing UI changes with recent updates
Bugs and requests
MichEd Mobile
Reported bugs
3 issues- Frequent app crashes
- Login issues
- Compatibility problems with newer iOS versions
Requested features
3 requests- Face ID support
- Improved check deposit process
- Ability to transfer funds not available on website
LOC Mobile
Reported bugs
3 issues- Password not autofilling
- Forced to log in every time
- Mobile deposit not working consistently
Requested features
3 requests- Customizable notification settings
- Automatic check photo capture for mobile deposit
- Access to all accounts with single login
In-app purchases
MichEd Mobile
No in-app purchases
LOC Mobile
No in-app purchases
Questions
Is MichEd Mobile free?
Is LOC Mobile free?
Which has better reviews, MichEd Mobile or LOC Mobile?
Do MichEd Mobile or LOC Mobile have ads?
Which is updated more often, MichEd Mobile or LOC Mobile?
Other comparisons
