Comparison

LOC Mobile vs PSCUnow Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LOC Mobile

Manage your finances on the go with this mobile banking app. Check balances, track spending, transfer funds, pay bills, and deposit checks. It also offers features like credit score monitoring and savings goal setting.

Highlights
  • Check balances and transaction history
  • Categorize and track spending
  • Transfer funds between accounts
  • Pay bills and make payments
  • Deposit checks remotely
  • Monitor credit score
  • Set up savings goals
Features
Read full description

The LOC Credit Union Mobile Banking app allows you to check balances, view account history, categorize and track spending, move money, make payments, deposit checks and more. Features: - Check balances and view transaction history - Add external accounts for a holistic view of all your finances - Transfer funds between your accounts and between other LOC members - Make payments - Pay bills - Deposit checks - Send secure messaging for support - Monitor your credit score - Set up savings goals - Apply for loans and open additional accounts - Schedule balance and transaction alerts Questions? Call our Contact Center at 800.837.4562.

About

PSCUnow Mobile Banking

Access your accounts and manage your finances securely from anywhere, anytime. Perform essential banking transactions like checking balances, viewing history, transferring funds, and making loan payments conveniently.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds between accounts
  • Make loan payments
  • 24/7 account access
Features
Read full description

With PSCUnow Free Mobile Banking Application, you can easily access your accounts 24/7. PSCU Mobile Banking allows you the convenience of managing your finances and performing financial transactions securely anywhere – anytime! FEATURES: • Check Account Balances • View Transaction History • Transfer Funds between accounts • Make Loan Payments SUPPORT: Phone Number: (734) 641-8400 or toll free @ (888) 921-7728 Email: msronline@pscunow.com

Screenshots

LOC Mobile4 screens
PSCUnow Mobile Banking4 screens

Verdict

The call

The clearest difference is review sentiment: LOC Mobile at 89% against PSCUnow Mobile Banking's 12%. LOC Mobile also leads on rating (4.8 vs 2.6) and ratings volume (4.1K vs 42). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LOC Mobile holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: LOC Mobile has 4.1K ratings behind it against 42, so its average is the more settled of the two. Written reviews point the same way: 89% of LOC Mobile's written reviews are positive against 12% of PSCUnow Mobile Banking's.

UpkeepUpdate frequency

LOC Mobile ships an update monthly, PSCUnow Mobile Banking every 3 months. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

Scorecard4 real differences · 6 level
LOC Mobile versus PSCUnow Mobile Banking: the parameters behind the verdict, then further details
ParameterLOC MobilePSCUnow Mobile Banking
PriceFreeFree
Rating4.8 (4.1K ratings) — better2.6 (42 ratings)
Positive reviews88.7% of reviews — better11.8% of reviews
Number of ratings4.1K — better42
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size130 MB27 MB
Age rating4+4+
DeveloperLOC Credit UnionPublic Service Credit Union

Customer experience

LOC Mobile

All ratings4,073 ratings
Positive97.0%
Neutral1.7%
Negative1.3%
Written reviews62 reviews
Positive88.7%
Neutral1.6%
Negative9.7%

PSCUnow Mobile Banking

All ratings42 ratings
Positive35.7%
Neutral11.9%
Negative52.4%
Written reviews17 reviews
Positive11.8%
Neutral0.0%
Negative88.2%

Bugs and requests

LOC Mobile

Reported bugs

3 issues
  • Password not autofilling
  • Forced to log in every time
  • Mobile deposit not working consistently

Requested features

3 requests
  • Customizable notification settings
  • Automatic check photo capture for mobile deposit
  • Access to all accounts with single login

PSCUnow Mobile Banking

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

LOC Mobile

No in-app purchases

None

PSCUnow Mobile Banking

No in-app purchases

Questions

Is LOC Mobile free?
LOC Mobile is free to download, with no in-app purchases.
Is PSCUnow Mobile Banking free?
PSCUnow Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, LOC Mobile or PSCUnow Mobile Banking?
LOC Mobile is rated higher. LOC Mobile averages 4.8 out of 5 from 4.1K ratings, while PSCUnow Mobile Banking averages 2.6 from 42 ratings.
Do LOC Mobile or PSCUnow Mobile Banking have ads?
Neither LOC Mobile nor PSCUnow Mobile Banking shows ads.
Which is updated more often, LOC Mobile or PSCUnow Mobile Banking?
LOC Mobile ships an update monthly, and PSCUnow Mobile Banking every 3 months. Most recently, LOC Mobile was updated on November 6, 2026 and PSCUnow Mobile Banking on November 2, 2026.

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