Comparison

First Community CU Houston vs PayTracker Pro

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

First Community CU Houston

Manage your credit union accounts conveniently from your mobile device. View balances, review transactions, deposit checks, transfer funds, and pay bills securely anytime, anywhere. Locate nearby branches and ATMs, and even check lobby wait times.

Highlights
  • View account balances
  • Review transaction history
  • Deposit checks
  • Transfer funds
  • Pay bills
  • Find branches and ATMs
  • View lobby wait times
Read full description

Can't come to FCCU? Take First Community Credit Union with you anywhere you go! Our enhanced mobile app gives you the flexibility to manage your accounts at your fingertips – keeping you in touch 24/7! To sign in to mobile banking, use your First Community Credit Union member number and password. It's easy to do and takes seconds. The system will confirm your login information along with your device to ensure it's really you. Once you are logged in, you can view your information and make transactions safely and securely. Monitor Your Account Activity •View account balances •Review transaction and loan history •View pending transactions •Search checks Perform Account Transactions •Deposit checks •Transfer funds •Pay your bills •Pay a person (P2P) Branch/ATM Locator •Find the nearest branch •Search for a surcharge free ATM View Lobby Wait Times

About

PayTracker Pro

Features
Read full description

Stop guessing. Start planning every paycheck with confidence. PayTracker Pro is the simplest way to see exactly what's left in your checking account after every bill is paid. No spreadsheets. No complicated budgets. Just a clear picture of your money. HOW IT WORKS Tell PayTracker Pro when you get paid and what bills you have. We automatically build your pay periods and show you which bills come out of which paycheck — so you always know what's safe to spend. FEATURES YOU'LL LOVE • Smart Pay Period Forecast — See your next 6+ paychecks at a glance with bills auto-assigned to each one • Checking Balance Tracker — One tap to update your balance. We do the math from there. • Daily Update Reminders — Never forget to refresh your balance, so your forecast stays accurate • Bills with "Days Early" — Automatically pay bills a few days before they're due, just like you would in real life • Credit Card Grouping — All your CC purchases roll into one monthly payment line, so the math actually matches your statement • One-Off Expenses — Quick-add unexpected costs without messing up your recurring bills • Cushion Protection — Set a minimum balance you never want to dip below • One-Time Bill Shifts — Need to push rent a day late this month? Shift it for one period without changing anything else. • Light, Dark, and System Themes — Looks beautiful any time of day PAYTRACKER PRO PREMIUM Upgrade to unlock the cushion feature, unlimited bills, and the full forecast experience. - Monthly: $2.99 - Yearly: $24.99 (save 30%) - 7-day free trial on all new subscriptions Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. WHY PAYTRACKER PRO? Most budgeting apps want you to categorize every transaction and track every penny. We don't. PayTracker Pro answers ONE question really well: "How much money do I actually have to spend until my next paycheck?" If you've ever overdrafted, missed a bill, or felt anxious checking your account — this app is for you. PRIVACY FIRST Your financial data stays on your device. We don't link to your bank, we don't sell your data, and we never see your transactions. Period. Download PayTracker Pro today and finally feel in control of your paycheck. Visit paytrackerpro.com for tutorials and tips. Questions? Reach us at support@paytrackerpro.com Terms of Use: https://paytrackerpro.com/terms Privacy Policy: https://paytrackerpro.com/privacy

Screenshots

First Community CU Houston4 screens
PayTracker Pro4 screens

Verdict

The call

The clearest difference is in-app purchases: First Community CU Houston at none against PayTracker Pro's 2. On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. PayTracker Pro sells 2 in-app purchases, starting at $2.99 per month. First Community CU Houston asks for nothing beyond the download.

UpkeepUpdate frequency

First Community CU Houston ships an update every 4 months, PayTracker Pro every 2 months. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

Scorecard1 real difference · 9 level
First Community CU Houston versus PayTracker Pro: the parameters behind the verdict, then further details
ParameterFirst Community CU HoustonPayTracker Pro
PriceFreeFree
Rating4.6 (6.3K ratings) — better—
Positive reviews74.5% of reviews—
Number of ratings6.3K — better—
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPod
Requires iOS16.015.1 — better
Further details — not scored
Size45 MB49 MB
Age rating4+4+
DeveloperFirst Community Credit Union HoustonMichael Wachel

Bugs and requests

First Community CU Houston

Reported bugs

3 issues
  • Login screen issues and frequent log-outs
  • Mobile deposit not working consistently
  • Delayed posting of deposits and transactions

Requested features

4 requests
  • Add dark mode option
  • Improve mobile check deposit functionality
  • Enhance bill pay and external account integration
  • Provide more detailed transaction history and budgeting tools

PayTracker Pro

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

First Community CU Houston

No in-app purchases

2 purchases

PayTracker Pro

Subscriptions2
  • Monthly Premium7 Days trial$2.991 Month
  • Yearly Premium7 Days trial$24.991 Year

Questions

Is First Community CU Houston free?
First Community CU Houston is free to download, with no in-app purchases.
Is PayTracker Pro free?
PayTracker Pro is free to download, with in-app purchases available.
Do First Community CU Houston or PayTracker Pro have ads?
Neither First Community CU Houston nor PayTracker Pro shows ads.
Which is updated more often, First Community CU Houston or PayTracker Pro?
First Community CU Houston ships an update every 4 months, and PayTracker Pro every 2 months. Most recently, First Community CU Houston was updated on October 26, 2026 and PayTracker Pro on October 8, 2026.

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