Credit.com vs Credit Score Check
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credit.com
Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.
- Free credit score and report summary
- Track credit score changes
- Personalized insights for financial improvement
- Monitor for fraud and identity theft
- View credit offer eligibility
- Score history tracking
Read full descriptionHide full description
Discover the brand-new Credit.com app—now with a completely redesigned interface to make managing your credit simpler, smarter, and more secure. Check your credit score and report summary for free, track what’s impacting your credit, and get personalized insights to help you build a stronger financial future. Updates every 14 days let you see how your score changes over time, while our tools and resources give you actionable steps to improve. Best of all, using the Credit.com app won’t hurt your score, and your data is protected at every step by industry-leading security. TRACK YOUR SCORES • Get your free credit score and credit report snapshot • Monitor updates every 14 days to stay on top of changes • Spot potential fraud or identity theft early • Watch your score history to see your progress GET PERSONALIZED OFFERS • See which credit cards, loans, or other products you’re more likely to qualify for • Compare offers matched to your unique credit standing—before you apply With a refreshed design, intuitive navigation, and trusted tools, the Credit.com app makes it easier than ever to take control of your credit.
Credit Score Check
Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.
- Credit history analysis
- Track major credit bureaus
- Financial dashboard
- Educational content
- Loan analysis
- Credit change notifications
Read full descriptionHide full description
Our app is a powerful tool for analyzing and managing your credit history. It allows users to track their credit accounts across the three major bureaus — Equifax, TransUnion, and Experian — with easily editable data. On the main page, a dashboard provides an overview of your credit and related statistics, allowing for a quick assessment of your financial status. Users can also access news and educational content on credit-related topics, supporting better financial literacy. The app offers detailed analysis of various loan types — from mortgages to personal loans — including annual statistics and personalized recommendations to help improve every aspect of your credit profile. Credit change notifications keep you informed of any updates to your credit status, while the ability to enter and edit personal information during onboarding ensures a personalized and user-friendly experience. The application has auto-renewable subscriptions and in-app purchase: 1 week - $4.99, 1 month - $12.99, 1 year - $39.99, Lifetime - $59.99 Terms of Use Link: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy Link: https://docs.google.com/document/d/1PkDthqMx7J9FhVlGivahw3xv9JbRmyFiKkkaOWSK9lg/edit?usp=sharing
Screenshots
Verdict
The clearest difference is in-app purchases: Credit.com at none against Credit Score Check's 5. Credit.com also leads on review sentiment (33% vs 0%) and ratings volume (7.2K vs 223). Credit Score Check's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 2 months). On price, rating, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Credit Score Check sells 5 in-app purchases, starting at $4.99 per 7 days. Credit.com asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.7 for Credit.com against 4.6 for Credit Score Check. That said, the two scores are not equally well evidenced: Credit.com has 7.2K ratings behind it against 223, so its average is the more settled of the two. Written reviews are what separate them: 33% of Credit.com's written reviews are positive against 0% of Credit Score Check's.
Credit.com ships an update every 2 months, Credit Score Check every 3 weeks. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.
| Parameter | Credit.com | Credit Score Check |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (7.2K ratings) — better | 4.6 (223 ratings) |
| Positive reviews | 33.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 7.2K — better | 223 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13 — better | 16.0 |
| Further details — not scored | ||
| Size | 12 MB | 93 MB |
| Age rating | 4+ | 4+ |
| Developer | Credit.com | GREAT LITTLE SHOPS LIMITED |
Customer experience
Credit.com
Credit Score Check
Bugs and requests
Credit.com
Reported bugs
3 issues- Unable to login or create an account
- App freezes or stops working after updates
- Inconsistent credit score updates
Requested features
3 requests- Fingerprint/biometric login
- More detailed credit report information
- Ability to dispute inaccuracies directly in the app
Credit Score Check
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Credit.com
No in-app purchases
Credit Score Check
- Weekly$4.997 Days
- Weekly3 Days trial$4.997 Days
- Monthly$12.991 Month
Show 1 moreShow fewer
- Yearly$39.991 Year
- Lifetime$59.99
Questions
Is Credit.com free?
Is Credit Score Check free?
Which has better reviews, Credit.com or Credit Score Check?
Do Credit.com or Credit Score Check have ads?
Which is updated more often, Credit.com or Credit Score Check?
Other comparisons
