Credit.com vs Steps Budget Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credit.com
Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.
- Free credit score and report summary
- Track credit score changes
- Personalized insights for financial improvement
- Monitor for fraud and identity theft
- View credit offer eligibility
- Score history tracking
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Discover the brand-new Credit.com app—now with a completely redesigned interface to make managing your credit simpler, smarter, and more secure. Check your credit score and report summary for free, track what’s impacting your credit, and get personalized insights to help you build a stronger financial future. Updates every 14 days let you see how your score changes over time, while our tools and resources give you actionable steps to improve. Best of all, using the Credit.com app won’t hurt your score, and your data is protected at every step by industry-leading security. TRACK YOUR SCORES • Get your free credit score and credit report snapshot • Monitor updates every 14 days to stay on top of changes • Spot potential fraud or identity theft early • Watch your score history to see your progress GET PERSONALIZED OFFERS • See which credit cards, loans, or other products you’re more likely to qualify for • Compare offers matched to your unique credit standing—before you apply With a refreshed design, intuitive navigation, and trusted tools, the Credit.com app makes it easier than ever to take control of your credit.
Steps Budget Tracker
Manage your money effortlessly with this intuitive personal budget app. Log income and expenses, scan receipts with AI, and visualize spending patterns with powerful analytics. Set budget goals and receive personalized financial advice.
- Transaction logging
- AI receipt scanning
- Spending analytics
- Multiple account management
- Budget goal setting
- AI financial advisor
- Data export
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Take control of your finances with Steps Budget Tracker, the beautifully designed personal budget app that makes money management simple and intuitive. Track Every Transaction Easily log your income and expenses with our streamlined interface. Categorize spending, add notes, and attach receipt photos for complete financial records. Smart Receipt Scanning Snap a photo of any receipt and let our AI automatically extract the merchant, amount, and date. No more manual data entry. Powerful Analytics Visualize your spending patterns with interactive charts. See where your money goes each month and identify opportunities to save. Multiple Accounts Manage all your financial accounts in one place - checking, savings, credit cards, and cash. Budget Goals Set monthly budgets for each spending category and track your progress. AI Financial Advisor Get personalized insights and recommendations from our built-in AI advisor. Export Your Data Download your transaction history as CSV files anytime.
Screenshots
Verdict
The clearest difference is review sentiment: Steps Budget Tracker at 100% against Credit.com's 33%. Steps Budget Tracker also leads on ads (none vs shown) and rating (5.0 vs 4.7). Credit.com's advantage is price (Free vs $4.99) and ratings volume (7.2K vs 1). On in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Credit.com is free to download; Steps Budget Tracker costs $4.99 up front. Neither carries in-app purchases, so what you see is what you pay.
Steps Budget Tracker holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Credit.com has 7.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of Credit.com's written reviews are positive against 100% of Steps Budget Tracker's.
| Parameter | Credit.com | Steps Budget Tracker |
|---|---|---|
| Price | Free — better | $4.99 |
| Rating | 4.7 (7.2K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 7.2K — better | 1 |
| Update frequency | Every 2 months | — |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases — better | Paid |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13 — better | 15.1 |
| Further details — not scored | ||
| Size | 12 MB | 36 MB |
| Age rating | 4+ | 4+ |
| Developer | Credit.com | MICHAEL OLAITAN ADEBAYO |
Customer experience
Credit.com
Steps Budget Tracker
Bugs and requests
Credit.com
Reported bugs
3 issues- Unable to login or create an account
- App freezes or stops working after updates
- Inconsistent credit score updates
Requested features
3 requests- Fingerprint/biometric login
- More detailed credit report information
- Ability to dispute inaccuracies directly in the app
Steps Budget Tracker
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Credit.com
No in-app purchases
Steps Budget Tracker
No in-app purchases
Questions
Is Credit.com free?
Is Steps Budget Tracker free?
Which has better reviews, Credit.com or Steps Budget Tracker?
Do Credit.com or Steps Budget Tracker have ads?
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