Comparison

Credit.com vs Booklet

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Credit.com

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Highlights
  • Free credit score and report summary
  • Track credit score changes
  • Personalized insights for financial improvement
  • Monitor for fraud and identity theft
  • View credit offer eligibility
  • Score history tracking
Features
Read full description

Discover the brand-new Credit.com app—now with a completely redesigned interface to make managing your credit simpler, smarter, and more secure. Check your credit score and report summary for free, track what’s impacting your credit, and get personalized insights to help you build a stronger financial future. Updates every 14 days let you see how your score changes over time, while our tools and resources give you actionable steps to improve. Best of all, using the Credit.com app won’t hurt your score, and your data is protected at every step by industry-leading security. TRACK YOUR SCORES • Get your free credit score and credit report snapshot • Monitor updates every 14 days to stay on top of changes • Spot potential fraud or identity theft early • Watch your score history to see your progress GET PERSONALIZED OFFERS • See which credit cards, loans, or other products you’re more likely to qualify for • Compare offers matched to your unique credit standing—before you apply With a refreshed design, intuitive navigation, and trusted tools, the Credit.com app makes it easier than ever to take control of your credit.

About

Booklet

This app uses AI to automatically categorize and track business expenses from receipts. It provides tax estimates and generates exportable reports for freelancers and sole proprietors.

Highlights
  • AI receipt scanning
  • Automatic expense categorization
  • Schedule C tax estimates
  • Mileage tracking
  • CSV tax export
  • Encrypted data storage
Features
Read full description

Booklet turns the shoebox of receipts into a clean Schedule C — automatically. Built for freelancers, contractors, and sole proprietors who'd rather run their business than do bookkeeping. SNAP IT Photograph a receipt or import a PDF. Booklet's AI reads the vendor, date, subtotal, tax, total, payment method, and every line item — then suggests the right IRS Schedule C category for each one. REVIEW IN SECONDS Tap to confirm or change a category. Confirmed lines roll up into deductible totals by category, so you always know where you stand. One tap confirms a whole receipt. KNOW WHAT YOU OWE See your deductible total for the year, a breakdown by Schedule C category, and a quarterly federal tax estimate based on your projected income and filing status. Track business mileage and Booklet applies the standard IRS rate. EXPORT AT TAX TIME Download a Schedule C CSV grouped by category that drops into TurboTax or hands cleanly to your CPA. WHY BOOKLET • AI extraction — no manual data entry • Schedule C categories suggested for every line • Deductible totals and quarterly tax estimate • Mileage tracking at the IRS standard rate • CSV export for taxes • Your data is encrypted and never sold or used to train public AI models Booklet Pro is an auto-renewable subscription with a 14-day free trial. After the trial it renews monthly or annually until canceled. Manage or cancel any time in your App Store subscription settings. Booklet is a bookkeeping tool, not tax advice. Estimates are for planning; consult a tax professional for filing. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.usebooklet.com/privacy

Screenshots

Credit.com4 screens
Booklet4 screens

Verdict

The call

The clearest difference is in-app purchases: Credit.com at none against Booklet's 2. Credit.com also leads on ratings volume (7.2K vs 2) and device support (3 vs 1). Booklet's advantage is ads (none vs shown) and update cadence (every 3 days vs every 2 months). On price and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Booklet sells 2 in-app purchases, starting at $19.99 per month. Credit.com asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Booklet holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Credit.com has 7.2K ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Credit.com ships an update every 2 months, Booklet every 3 days. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.

Scorecard7 real differences · 3 level
Credit.com versus Booklet: the parameters behind the verdict, then further details
ParameterCredit.comBooklet
PriceFreeFree
Rating4.7 (7.2K ratings)5.0 (2 ratings) — better
Positive reviews33.0% of reviews—
Number of ratings7.2K — better2
Update frequencyEvery 2 monthsEvery 3 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13 — better17.0
Further details — not scored
Size12 MB13 MB
Age rating4+4+
DeveloperCredit.comKirk Washam

Customer experience

Credit.com

All ratings7,239 ratings
Positive93.0%
Neutral2.8%
Negative4.2%
Written reviews100 reviews
Positive33.0%
Neutral10.0%
Negative57.0%

Booklet

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Credit.com

Reported bugs

3 issues
  • Unable to login or create an account
  • App freezes or stops working after updates
  • Inconsistent credit score updates

Requested features

3 requests
  • Fingerprint/biometric login
  • More detailed credit report information
  • Ability to dispute inaccuracies directly in the app

Booklet

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Credit.com

No in-app purchases

2 purchases

Booklet

Subscriptions2
  • Booklet Pro (Monthly)14 Days trial$19.991 Month
  • Booklet Pro (Annual)14 Days trial$190.001 Year

Questions

Is Credit.com free?
Credit.com is free to download, with no in-app purchases.
Is Booklet free?
Booklet is free to download, with in-app purchases available.
Which has better reviews, Credit.com or Booklet?
Booklet is rated higher. Credit.com averages 4.7 out of 5 from 7.2K ratings, while Booklet averages 5.0 from 2 ratings.
Do Credit.com or Booklet have ads?
Credit.com shows ads; Booklet does not.
Which is updated more often, Credit.com or Booklet?
Credit.com ships an update every 2 months, and Booklet every 3 days. Most recently, Credit.com was updated on October 22, 2026 and Booklet on October 21, 2026.

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