Credit.com vs Booklet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Credit.com
Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.
- Free credit score and report summary
- Track credit score changes
- Personalized insights for financial improvement
- Monitor for fraud and identity theft
- View credit offer eligibility
- Score history tracking
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Discover the brand-new Credit.com app—now with a completely redesigned interface to make managing your credit simpler, smarter, and more secure. Check your credit score and report summary for free, track what’s impacting your credit, and get personalized insights to help you build a stronger financial future. Updates every 14 days let you see how your score changes over time, while our tools and resources give you actionable steps to improve. Best of all, using the Credit.com app won’t hurt your score, and your data is protected at every step by industry-leading security. TRACK YOUR SCORES • Get your free credit score and credit report snapshot • Monitor updates every 14 days to stay on top of changes • Spot potential fraud or identity theft early • Watch your score history to see your progress GET PERSONALIZED OFFERS • See which credit cards, loans, or other products you’re more likely to qualify for • Compare offers matched to your unique credit standing—before you apply With a refreshed design, intuitive navigation, and trusted tools, the Credit.com app makes it easier than ever to take control of your credit.
Booklet
This app uses AI to automatically categorize and track business expenses from receipts. It provides tax estimates and generates exportable reports for freelancers and sole proprietors.
- AI receipt scanning
- Automatic expense categorization
- Schedule C tax estimates
- Mileage tracking
- CSV tax export
- Encrypted data storage
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Booklet turns the shoebox of receipts into a clean Schedule C — automatically. Built for freelancers, contractors, and sole proprietors who'd rather run their business than do bookkeeping. SNAP IT Photograph a receipt or import a PDF. Booklet's AI reads the vendor, date, subtotal, tax, total, payment method, and every line item — then suggests the right IRS Schedule C category for each one. REVIEW IN SECONDS Tap to confirm or change a category. Confirmed lines roll up into deductible totals by category, so you always know where you stand. One tap confirms a whole receipt. KNOW WHAT YOU OWE See your deductible total for the year, a breakdown by Schedule C category, and a quarterly federal tax estimate based on your projected income and filing status. Track business mileage and Booklet applies the standard IRS rate. EXPORT AT TAX TIME Download a Schedule C CSV grouped by category that drops into TurboTax or hands cleanly to your CPA. WHY BOOKLET • AI extraction — no manual data entry • Schedule C categories suggested for every line • Deductible totals and quarterly tax estimate • Mileage tracking at the IRS standard rate • CSV export for taxes • Your data is encrypted and never sold or used to train public AI models Booklet Pro is an auto-renewable subscription with a 14-day free trial. After the trial it renews monthly or annually until canceled. Manage or cancel any time in your App Store subscription settings. Booklet is a bookkeeping tool, not tax advice. Estimates are for planning; consult a tax professional for filing. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.usebooklet.com/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: Credit.com at none against Booklet's 2. Credit.com also leads on ratings volume (7.2K vs 2) and device support (3 vs 1). Booklet's advantage is ads (none vs shown) and update cadence (every 3 days vs every 2 months). On price and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Booklet sells 2 in-app purchases, starting at $19.99 per month. Credit.com asks for nothing beyond the download.
Booklet holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Credit.com has 7.2K ratings behind it against 2, so its average is the more settled of the two.
Credit.com ships an update every 2 months, Booklet every 3 days. The most recent releases landed on October 22, 2026 and October 21, 2026 respectively.
| Parameter | Credit.com | Booklet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (7.2K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 33.0% of reviews | — |
| Number of ratings | 7.2K — better | 2 |
| Update frequency | Every 2 months | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 13 — better | 17.0 |
| Further details — not scored | ||
| Size | 12 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | Credit.com | Kirk Washam |
Customer experience
Credit.com
Booklet
Bugs and requests
Credit.com
Reported bugs
3 issues- Unable to login or create an account
- App freezes or stops working after updates
- Inconsistent credit score updates
Requested features
3 requests- Fingerprint/biometric login
- More detailed credit report information
- Ability to dispute inaccuracies directly in the app
Booklet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Credit.com
No in-app purchases
Booklet
- Booklet Pro (Monthly)14 Days trial$19.991 Month
- Booklet Pro (Annual)14 Days trial$190.001 Year









