Comparison

Pacific Horizon Credit Union vs Altabank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pacific Horizon Credit Union

Manage your finances conveniently on your mobile device. Check balances, transfer funds, view transaction history, and deposit checks remotely by taking a picture. Access your accounts anytime, anywhere.

Highlights
  • Check account balances
  • Make fund transfers
  • View account history
  • Mobile check deposit
  • 24/7 account access
Features
Read full description

PHCU is now at your fingertips 24/7 on your phone. Check balances, make transfers, and view account history with our Member friendly app. We also offer Mobile Check Deposit which allows members to take a picture of a check and have it automatically deposited into their account. For more information visit www.pacifichorizoncu.com

About

Altabank

Manage your finances with this secure app. Organize transactions with tags and photos, set balance alerts, and make payments. Deposit checks, transfer funds, and manage your debit card. Access statements and find nearby branches and ATMs.

Highlights
  • Organize transactions with tags, notes, and photos
  • Set balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • Manage debit card (reorder/turn off)
  • View and save monthly statements
Features
Read full description

Altabank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances: Here’s what you can do with Altabank: -Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. -Set up alerts so you know when your balance drops below a certain amount -Make payments, whether you’re paying a company or a friend -Transfer money between your accounts -Deposit checks in a snap by taking a picture of the front and back -Reorder your debit card or turn it off if you’ve misplaced it -View and save your monthly statements -Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

Pacific Horizon Credit Union4 screens
Altabank4 screens

Verdict

The call

The clearest difference is review sentiment: Pacific Horizon Credit Union at 100% against Altabank's 64%. Pacific Horizon Credit Union also leads on rating (5.0 vs 4.8) and monetization model (free vs ad-supported). Altabank's advantage is ratings volume (2.2K vs 4) and update cadence (monthly vs every 5 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Pacific Horizon Credit Union holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Altabank has 2.2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 100% of Pacific Horizon Credit Union's written reviews are positive against 64% of Altabank's.

UpkeepUpdate frequency

Pacific Horizon Credit Union ships an update every 5 months, Altabank monthly. The most recent releases landed on November 1, 2026 and November 4, 2026 respectively.

Scorecard6 real differences · 4 level
Pacific Horizon Credit Union versus Altabank: the parameters behind the verdict, then further details
ParameterPacific Horizon Credit UnionAltabank
PriceFreeFree
Rating5.0 (4 ratings) — better4.8 (2.2K ratings)
Positive reviews100.0% of reviews — better63.6% of reviews
Number of ratings42.2K — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better18.4
Further details — not scored
Size33 MB197 MB
Age rating4+4+
DeveloperPACIFIC HORIZON CREDIT UNIONGlacier Bank

Customer experience

Pacific Horizon Credit Union

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Altabank

All ratings2,139 ratings
Positive95.0%
Neutral2.2%
Negative2.8%
Written reviews22 reviews
Positive63.6%
Neutral4.5%
Negative31.8%

Bugs and requests

Pacific Horizon Credit Union

Not enough reviews yet to summarise bugs or requests.

Altabank

Reported bugs

3 issues
  • Fails to load recent transactions
  • Mobile deposit issues after updates
  • Login issues causing account lockouts

Requested features

3 requests
  • Link Visa credit card to app
  • Improve mobile deposit functionality
  • Offer banking on Saturdays

In-app purchases

None

Pacific Horizon Credit Union

No in-app purchases

None

Altabank

No in-app purchases

Questions

Is Pacific Horizon Credit Union free?
Pacific Horizon Credit Union is free to download, with no in-app purchases.
Is Altabank free?
Altabank is free to download, with no in-app purchases.
Which has better reviews, Pacific Horizon Credit Union or Altabank?
Pacific Horizon Credit Union is rated higher. Pacific Horizon Credit Union averages 5.0 out of 5 from 4 ratings, while Altabank averages 4.8 from 2.2K ratings.
Do Pacific Horizon Credit Union or Altabank have ads?
Neither Pacific Horizon Credit Union nor Altabank shows ads.
Which is updated more often, Pacific Horizon Credit Union or Altabank?
Pacific Horizon Credit Union ships an update every 5 months, and Altabank monthly. Most recently, Pacific Horizon Credit Union was updated on November 1, 2026 and Altabank on November 4, 2026.

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