owed vs DebtSprint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
owed
Easily track money lent and borrowed among friends and family. Manage multiple debts per person, add contacts directly, and set reminders. Send email or SMS notifications to ensure you get paid back.
- Track multiple debts per person
- Use contacts to add people
- Set notifications
- Send email/SMS reminders
- Update contact information
- View transaction history
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Version 2 is here! What is new in this version? In a nutshell, everything! Do you borrow money? Do you lend money to your friends? Maybe your family is on your mobile family plan ( you know that mobile plan that no one actually knows what they owe the plan owner each month). If one or all of these fits you, then you're going to love owed! Here is just a sample of some key features: • FREE to use and no sign-up requirement. Seriously who doesn't like free? This also means you should limit your list of demands on what the app needs to do. Remember, it's FREE. • Keep track of multiple entries for each person. If you're like me, you have that one friend (Carl) that is constantly borrowing something. Now you can keep tabs on Carl and what he owes you. • Use your contacts to create new people. Now it's super easy to add Carl's information to the owed app. (Thanks Apple Contacts) • Set Notifications. I promise this time they work! • Send email or SMS reminders. Email not your thing? No worries. Send that person a text message directly from the owed app! • 3D touch enabled Maybe you have it, maybe you don't. But if you do, good for you, as owed is now using 3D touch! • Update person's information. You know, like if Carl tries to change his legal name to Chuck. Well bad news, Chuck. Owed makes it really easy to update a contact's name. • View the history of your statements. If Chuck tries to argue that he didn't borrow more money on top of what he already owes you for lunch, now you can show him the exact day he borrowed money for that Happy Meal. If you like what you see, please rate the app! Thanks for checking out the app, we hope you enjoy it as much as we do!
DebtSprint
This app helps you visualize your debt payoff journey. Enter your debts and payment plan to see your exact debt-free date and track your progress towards financial freedom.
- Enter debts quickly
- Choose monthly payment plan
- Compare Avalanche/Snowball strategies
- See exact debt-free date
- Track progress visually
- Stay motivated
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You know you're in debt. What you don't know is when it ends. DebtSprint changes that. Enter your debts, choose a monthly payment plan, and instantly see your exact debt-free date, the day your final payment is scheduled. Not someday. Not eventually. A real date. Most debt apps show balances. DebtSprint shows your finish line. How DebtSprint works: • Add your debts in minutes • Choose your monthly payoff plan • Compare Avalanche or Snowball strategies • Watch your freedom date update as you make progress • Track momentum with simple visual progress indicators Built for people who are ready to move forward. DebtSprint isn’t designed for endless tracking. It’s designed to help you understand your path and stay motivated as you work toward becoming debt-free. Your freedom date is waiting. Start your sprint. DebtSprint does not provide financial advice. It is a planning and tracking tool for informational purposes only.
Screenshots
Verdict
The clearest difference is review sentiment: DebtSprint at 100% against owed's 69%. DebtSprint also leads on rating (5.0 vs 4.6). owed's advantage is ratings volume (52 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DebtSprint holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: owed has 52 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 69% of owed's written reviews are positive against 100% of DebtSprint's.
| Parameter | owed | DebtSprint |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (52 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 68.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 52 — better | 2 |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 12.4 — better | 13.0 |
| Further details — not scored | ||
| Size | 2 MB | 25 MB |
| Age rating | 4+ | 4+ |
| Developer | Josh Gdovin | TIMOTHY IAN WORDEN |
Customer experience
owed
DebtSprint
Bugs and requests
owed
Reported bugs
17 issues- Debit/credit history not ordered
- Cannot edit notes
- Editing a debit brings up another debit
- App crashes when adding new person/money
- Glitch showing 'NaN' for amounts
Show 12 moreShow fewer
- Cannot save entry after editing
- Settings descriptions trail off screen
- Cannot input values on new iOS
- Cannot change owing/owed direction
- Crashed after adding data
- Message 'No changes were made' when saving notes
- App crashes when trying to add money
- App crashes when adding a new person
- Update removed totals by person
- Update made app useless for some
- Writing $20 shows $2,000.00
- New update has no total display
Requested features
20 requests- Add date & time field for debts
- Display 'total' within 'person' view
- Summary of money owed/owing on home page
- Support for multiple currencies
- Debit/credit history in date order
Show 15 moreShow fewer
- Ability to save data backups
- Ability to share lists with others
- Ability to change notes in history
- Ability to delete entries in history
- Ability to share each debt/loan with someone
- Ability to mark debt as paid
- Ability to reorder payments via drag and drop
- Option for recurring payments
- iCloud sync for cross-device totals
- Split an expense between all people
- Ability to change currency symbol
- Partial payment option to reduce total balance
- Backdate entries
- Edit debtor name
- Add date to loan name
DebtSprint
Not enough reviews yet to summarise bugs or requests.
In-app purchases
owed
No in-app purchases
DebtSprint
No in-app purchases









