Kumari Smart vs NMC Smart
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kumari Smart
Manage your bank account securely from your mobile device anytime, anywhere. Perform transactions like bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.
- Banking on the go
- Bill payments
- Fund transfers
- QR code payments
- Account information access
- Secure transactions
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Kumari Smart is Kumari Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Kumari Bank. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features Kumari Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Kumari Bank, and you need to subscribe to the Kumari Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Kumari Smart is a Member of Fonepay Network. Smart Banking for Smart People.
NMC Smart
Manage your bank account conveniently from your mobile device. Perform transactions, pay bills, and transfer funds securely anytime, anywhere. Enjoy easy access to your account information and make payments using QR codes.
- Banking on the go
- Bill payments
- Top-ups
- Fund transfers
- QR code payments
- Account information access
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NMC Smart is Nepal Multipurpose Co-operative's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Nepal Multipurpose Co-operative. This App will be regularly updated with additional new features. Key Features: Banking On the Go Bill Payments Made Easier Top Up Made Easier Fund Transfers Made Easier QR Code: Scan and Pay Instant Online and Retail Payment with Fonepay Network Accessing your Account Informations Made Easier User Friendly, Safe and Secure And Many More Exciting Features NMC Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Nepal Multipurpose Co-operative, and you need to subscribe to the Nepal Multipurpose Co-operative's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. NMC Smart is a Member of Fonepay Network. Smart Banking for Smart People.
Screenshots
Verdict
The clearest difference is rating: Kumari Smart at 2.9 against NMC Smart's 1.0. Kumari Smart also leads on review sentiment (33% vs 0%) and update cadence (every 3 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Kumari Smart holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: Kumari Smart has 51 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 33% of Kumari Smart's written reviews are positive against 0% of NMC Smart's.
Kumari Smart ships an update every 3 weeks, NMC Smart every 4 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | Kumari Smart | NMC Smart |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (51 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 33.3% of reviews — better | 0.0% of reviews |
| Number of ratings | 51 — better | 1 |
| Update frequency | Every 3 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.1 — better |
| Further details — not scored | ||
| Size | 195 MB | 73 MB |
| Age rating | 17+ | 4+ |
| Developer | Kumari Bank Limited | NMC Multipurpose Cooperative Ltd. |
Customer experience
Kumari Smart
NMC Smart
In-app purchases
Kumari Smart
No in-app purchases
NMC Smart
No in-app purchases
