VetCalc vs VA Ready
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VetCalc
This app helps veterans understand how the Department of Veterans Affairs calculates disability percentages and monthly benefit payments. It accurately applies the Bilateral Factor, which is often missed by other calculators, potentially increasing your overall disability rating and monthly compensation.
- Combined disability percentage calculation
- Monthly benefit payment calculation
- Accurate Bilateral Factor application
- Addresses 'VA Math' complexities
- Provides correct combined disability percentages
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VetCalc, short for “VETeran Combined Disability CALCulator,” is the solution to all of your questions relating to 1) “How” the Department of Veterans Affairs calculates disability percentages pursuant to the Combined Ratings Table (See 38 CFR 4.25 and 4.26) and 2) “How” the Department of Veterans Affairs calculates your monthly disability benefit payment using the Veterans Affairs Compensation Benefits Rate Table. Often times the process the Department of Veterans Affairs uses to combine these disability percentages and calculate monthly benefit payments is referred to as “Veterans Affairs Math” or “VA Math.” You can rest assured that VetCalc addresses ALL of your questions relating to calculating disability benefit percentages and payments in seconds. During the several years I worked for the Department of Veterans Affairs as a Rating Specialist, I would quite frequently discover that the Bilateral Factor was not properly entered into disabilities that REQUIRED it, pursuant to 38 CFR 4.26. After correcting this error by properly including the Bilateral Factor, the Veteran’s overall disability percentage would, quite frequently, increase to the next higher level! Please check out the “Examples” page above for hypotheticals exposing the effect of this Bilateral Factor error on the overall monthly payment! You may have noticed that several websites offer free calculators that similarly attempt to provide you with solutions to VA Math problems. Although these calculators bear many different names, for instance: “Veterans Affairs Disability Calculator,” “Veteran Combined Calculator” and “Disability Percentage Calculator” they all seem to have 3 things in common: 1) They are not easy to use 2) They do not include Bilateral Factor calculations and 3) THEY DO NOT PROVIDE THE CORRECT COMBINED DISABILITY PERCENTAGES. Trust my experience; don’t expect the Department of Veterans Affairs to correct the problem for you. Double check the VA Math today by purchasing VetCalc and take the necessary steps to force the Department of Veterans Affairs to correct the error in YOUR claim. Isn’t your peace of mind worth 99¢? After all, VetCalc could literally save you THOUSANDS!!!
VA Ready
This tool helps veterans understand their potential disability ratings and navigate the claims process. It calculates combined ratings using VA math, provides access to accredited representatives, and offers research to support claims. Features include exposure calculators and detailed filing guides.
- Disability rating calculation with VA math
- Find accredited VSOs by location
- Access 2,300+ medical studies for claims
- Exposure calculator for PACT Act and more
- Detailed filing guides for conditions
- Symptom logging and PDF export
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VA Ready: Know Your Rating. Claim What You've Earned. Tell us your MOS, service dates, deployments, and exposures. VA Ready is a free VA disability calculator that shows your combined rating using real federal math, maps your conditions to supporting evidence, and guides your VA claim from Intent to File through appeal. CFR-sourced. Privacy-first. Nothing leaves your device. CLAIM JOURNAL: YOUR FULL CLAIM RECORD IN ONE PLACE Evidence in a drawer can't help your claim. The new Claim Journal keeps every document dated, every deadline tracked, and every condition reviewed in one place. Auto-filled entries for decisions, HLRs, and VSO visits. Deadline-aware reminders that show their reasoning. A C&P exam questionnaire you fill out in your own words and export as a PDF. FIND HELP: 8,949 ACCREDITED REPS, NEAR YOU Every VA-accredited VSO representative across all 50 states, pulled from the VA's official accreditation API. Search by name, county, city, or ZIP. Sort by distance. Read veteran reviews before you call. MEDICAL EVIDENCE: 2,300+ PEER-REVIEWED STUDIES Studies mapped to your conditions supporting service connection and secondary connection. Export directly to your VSO or provider. Every source is real and verifiable. EXPOSURE CALCULATOR Cross-references your bases, airframes, and deployments against the PACT Act, Camp Lejeune, AFFF/PFAS, K2, Agent Orange, and 30+ registries. Presumptive conditions flagged automatically. APPEALS: THREE LANES, TRACKED SEPARATELY Supplemental Claim, Higher-Level Review, and Board Appeal. Each lane tracked separately with its own timeline and deadlines. WHAT YOU CAN DO My Claim: 749 conditions with combined-rating math, not addition. Bilateral factor auto-detected. Back pay estimation from your Intent to File date. Live monthly pay at 2026 rates with dependents. SMC-K through SMC-T. Symptom log with PDF export. Benefits: Every federal and state benefit by rating, TDIU-aware across all 50 states, DC, and territories. Claim Intel: 1,044 MOS, AFSC, and rating profiles. Airborne, Ranger, Diver, and additional duty qualifications. 17 exposure profiles. PACT Act presumptive matching. Filing: 741 condition-specific DBQ playbooks. 20 strategy guides covering Secondary Connection, TDIU, MST, Buddy Statements, Nexus Letters, and more. FREE VS PRO Free: Combined rating calculator with TDIU and P&T math. 34 federal benefits. Filing guide previews. Persistent claim list. Daily symptom log. Up to 3 reminders. VSO directory. Pro ($4.99/mo, $39.99/yr, $59.99 lifetime): All 741 filing guides. Full medical evidence library. Unlimited symptom history and PDF export. Unlimited reminders. All 211 state benefits. Full CFR rating criteria. All 1,044 MOS profiles. Full Exposure Calculator. Claim Journal evidence record, condition reviews, and C&P questionnaire. Back pay estimator. Lifetime Pro is a one-time purchase. Own it forever. PRIVACY FIRST No accounts. No logins. No cloud sync. No selling or sharing. No ad trackers. Location is read once on tap, never stored. Everything stays on your device. VA Ready Pro is an auto-renewable subscription. Payment is charged to your Apple ID at purchase and renews automatically unless canceled at least 24 hours before the end of the period. Manage or cancel in your Account Settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vareadyapp.com/privacy.html NOT A GOVERNMENT APP VA Ready is not affiliated with the U.S. Department of Veterans Affairs. Information is sourced from publicly available VA regulations (38 CFR) and the VA's accreditation API (api.va.gov). Ratings are informational only. Consult an accredited VSO, agent, or attorney before filing. You served. Now get what you've earned.
Screenshots
Verdict
The clearest difference is in-app purchases: VetCalc at none against VA Ready's 3. VetCalc also leads on iOS requirement (12.0 vs 17.0). VA Ready's advantage is update cadence (every 6 days vs every 9 months) and rating (4.8 vs 4.6). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. VA Ready sells 3 in-app purchases, starting at $4.99 per month. VetCalc asks for nothing beyond the download.
VA Ready holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 923 and 614 respectively. Written reviews complicate that: 82% of VetCalc's written reviews are positive against 75% of VA Ready's, so the app with the better star average is not the one people write more warmly about.
VetCalc ships an update every 9 months, VA Ready every 6 days. The most recent releases landed on August 31, 2026 and September 23, 2026 respectively.
| Parameter | VetCalc | VA Ready |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (923 ratings) | 4.8 (614 ratings) — better |
| Positive reviews | 82.0% of reviews — better | 75.0% of reviews |
| Number of ratings | 923 — better | 614 |
| Update frequency | Every 9 months | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Paid | Freemium — better |
| Best chart rank | — | #144 — better |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 12.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 13 MB | 13 MB |
| Age rating | 4+ | 4+ |
| Developer | DBQ Solutions, LLC | JDL Software LLC |
Customer experience
VetCalc
VA Ready
Bugs and requests
VetCalc
Reported bugs
3 issues- App crashes or freezes for some users
- Calculations do not match actual VA ratings
- Inability to navigate beyond certain screens
Requested features
4 requests- Update app with latest VA compensation rates
- Add support for special monthly compensation (SMC) calculations
- Improve user interface and allow editing of inputs
- Integrate with user's medical records for more personalized estimates
VA Ready
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VetCalc
No in-app purchases
VA Ready
- VA Ready Pro$4.991 Month
- VA Ready Pro Annual$39.991 Year
- Pro Lifetime$59.99







