Comparison

Wave vs Upnetic

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Wave

Manage your small business finances on the go. Send professional invoices, track expenses with receipt scanning, and monitor your business insights. Get paid faster with integrated online payment options.

Highlights
  • Send customized invoices and estimates
  • Scan receipts with OCR for expense tracking
  • Monitor business insights on a dashboard
  • Accept online credit card and bank payments
  • Automate late payment reminders
  • Syncs with desktop account
Currently charting
Read full description

Wave’s mobile app is an integrated, on-the-go solution for small business owners, creators, freelancers, consultants, and contractors in the US and Canada and the perfect companion to your desktop experience. Send customized, professional invoices and estimates and keep track of your business expenses in one place! Add optional online credit card and bank payment processing to get paid even faster. Plus, subscribe to our Pro Plan to access even more bookkeeping and invoicing features. Our receipts feature is included for free in the Pro Plan or easy to add-on to the Starter Plan. You can capture unlimited receipts with optical character recognition to track your business expenses. Bookkeep better with the Pro Plan Want to look more polished, save more time, and conquer cash flow? With our Pro Plan, you get access to the following features: Capture unlimited receipts and track expenses at no additional cost Option to accept online payments* at a discounted rate Auto-import bank transactions** Auto-merge and categorize bank transactions Add additional users to your account Automate late payment reminders Access live-person chat and email support And more! You’re in good company Wave’s software has helped more than 300K North American small business owners manage their money, so you know we’ve got your back. Dashboard Easily monitor what’s going on in your business with Wave’s intuitive dashboard, which includes: At-a-glance business insights, like profit and loss statements Quick access to invoicing metrics, like amounts overdue and upcoming payments Access to accounting reports for understanding your business, filing taxes, and more Mobile invoicing Create and send professional, customized invoices with your logo Receive notifications when you've been paid Check invoice status (sent, viewed, overdue, paid) Record payments Send invoice reminders and payment receipts Get paid even faster with Wave’s online payments feature to accept credit cards and bank payments Synchronize instantly with your Wave account on desktop Estimates Instantly create and send estimates and land that dream customer quicker Convert an estimate into an invoice in seconds Customize estimates with your brand colors and logo Access your estimates from anywhere, anytime Designed to get you paid faster Wave invoice templates and email messages are designed to help you get paid faster Sending professional easy-to-read invoices inspires confidence from your clients, encouraging prompt payment and repeat business Receipt scanning Organize and manage your receipts in one place with Wave’s subscription-based mobile receipts feature Don’t waste time manually managing your expenses—let our app capture receipt details in seconds using OCR technology Get peace of mind and breeze through tax season with updated books and reports, synced with our accounting feature Upload receipts from your desktop or via email Manage and categorize transactions on-the-go or on desktop—everything stays synced! Accept online payments in seconds Wave’s invoicing software works seamlessly to accept online payments via direct integration with our online payments feature: Getting started is as easy as a few clicks*. You’ll be able to select the invoices where you want to accept all major credit cards (Visa®, MasterCard®, American Express®, Discover®) for a competitive, per transaction fee. Most Wave invoices paid by credit card and bank payment get paid in 2 days or less! Create your Wave account right in the Wave mobile app, or visit waveapps.com. *Approval is subject to eligibility criteria, including identity verification and credit review. **Not all financial institutions are supported. Learn more here: https://support.waveapps.com/hc/en-us/articles/115005541303-Understanding-bank-connections Privacy: https://www.waveapps.com/legal/privacy-policy Terms of Use: https://www.waveapps.com/legal/terms-of-use Terms of Service: https://www.waveapps.com/legal/legal-disclosures

About

Upnetic

Access expert business and legal advice on the go. Connect with qualified attorneys for assistance with legal needs and submit questions to business consultants for timely answers. Browse a database of common business questions to make informed decisions and improve your operations.

Highlights
  • Expert business advisory services
  • Connect with local attorneys
  • Submit business questions to consultants
  • Browse frequently asked business questions
  • Store business background information
  • Receive response notifications
  • Access past questions and referrals
Features
Read full description

Access Upnetic’s expert advisory services on the go to get assistance with all your business questions, from everyday issues to the stickiest problems. Get connected with a qualified attorney in your area through Upnetic Legal services, where you can get free and/or discounted assistance on any business-related legal need. And submit questions to our expert business consultants to get answers within 2 business days, or browse answers to frequently asked questions about sales, marketing, management, and more. It’s all about getting you the information you need to make better decisions and run a better business. App features include: • Set up a call with a legal referral specialist now or at a convenient future time • Send your business questions to our in-house advisors from anywhere • Browse a rich database of frequently asked business questions • Store background information about your business to get more customized answers • Receive notifications as soon as our advisors respond to your question • Access all your past questions and answers and legal referrals • Ask follow-up questions when you need more information on an answer Upnetic is an online services platform for small business owners, startups, and entrepreneurs. Every day, we deliver advice, resources, and applications to help our members grow, thrive, and succeed. Our team has been helping small business owners like you for more than 20 years, so we know from experience what it takes to take your business from a dream to a reality to a success story. Digital Subscription Options: -Upnetic: Gain access to expert advice from our team of consultants on every business question. Your payment will be charged to your iTunes account at confirmation of purchase. Your subscription will automatically renew each month or year 24-hours before the end of the current period, and your credit card will be charged through your iTunes account unless auto-renew is turned off at least 24-hours before the end of the current period. You can turn off auto-renew at any time from your iTunes account settings. Any unused portion of a free trial period, if offered, will be forfeited when you purchase a subscription to that publication, where applicable. Privacy Policy: https://upnetic.com/privacy-policy/ Terms of Use: https://upnetic.com/terms/

Screenshots

Wave4 screens
Upnetic3 screens

Verdict

The call

The clearest difference is review sentiment: Upnetic at 100% against Wave's 29%. Upnetic also leads on device support (3 vs 1) and iOS requirement (11.0 vs 16.4). Wave's advantage is rating (4.4 vs 4.0) and ratings volume (6.7K vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Wave sells 4 in-app purchases, starting at $8.00 per month and Upnetic sells 1 in-app purchase, starting at $46.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Wave holds the better App Store score, 4.4 against 4.0. That said, the two scores are not equally well evidenced: Wave has 6.7K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 29% of Wave's written reviews are positive against 100% of Upnetic's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Wave ships an update every 3 weeks, Upnetic every 2 months. The most recent releases landed on October 20, 2026 and October 9, 2026 respectively.

Scorecard7 real differences · 4 level
Wave versus Upnetic: the parameters behind the verdict, then further details
ParameterWaveUpnetic
PriceFreeFree
Rating4.4 (6.7K ratings) — better4.0 (4 ratings)
Positive reviews28.9% of reviews100.0% of reviews — better
Number of ratings6.7K — better4
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
Best chart rank#60 — better—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.411.0 — better
Further details — not scored
Size128 MB43 MB
Age rating17+4+
DeveloperWave Financial IncGoSmallBiz

Customer experience

Wave

All ratings6,652 ratings
Positive84.7%
Neutral3.3%
Negative12.0%
Written reviews380 reviews
Positive28.9%
Neutral9.7%
Negative61.3%

Upnetic

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Wave

Reported bugs

5 issues
  • App crashes when trying to edit invoices
  • Inability to view past transactions in mobile app
  • Inconsistent behavior when connecting bank accounts
  • Incorrect tax calculations and reporting issues
  • Delayed or missing payments from customers

Requested features

5 requests
  • Add dark mode option
  • Improve mobile app functionality
  • Integrate with more third-party services
  • Provide better customer support channels
  • Add more customization options for invoices

Upnetic

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

Wave

Subscriptions4
  • Mobile receipts - Monthly$8.001 Month
  • Pro Plan - Monthly$19.001 Month
  • Mobile receipts - Annual$72.001 Year
Show 1 more
  • Pro Plan - Annual$190.001 Year
1 purchases

Upnetic

Subscriptions1
  • Upnetic Monthly Subscription$46.991 Month

Questions

Is Wave free?
Wave is free to download, with in-app purchases available.
Is Upnetic free?
Upnetic is free to download, with in-app purchases available.
Which has better reviews, Wave or Upnetic?
Wave is rated higher. Wave averages 4.4 out of 5 from 6.7K ratings, while Upnetic averages 4.0 from 4 ratings.
Do Wave or Upnetic have ads?
Neither Wave nor Upnetic shows ads.
Which is updated more often, Wave or Upnetic?
Wave ships an update every 3 weeks, and Upnetic every 2 months. Most recently, Wave was updated on October 20, 2026 and Upnetic on October 9, 2026.

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