Comparison

Citizens Smart vs Kisan Smart App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Citizens Smart

Manage your bank accounts, pay bills, and transfer funds conveniently from your mobile device. This secure app offers features like QR code payments and instant online transactions, making banking accessible anytime, anywhere without visiting a branch.

Highlights
  • Banking on the go
  • Bill payments
  • Fund transfers
  • QR code payments
  • Instant online payments
  • Account information access
  • Secure encryption
Features
Read full description

Citizens Smart is Citizens Bank's Official Mobile Banking App. Enjoy easy banking from your hand held devices, from anywhere anytime. Manage and use your Bank Account on the move and around the clock with this secure Mobile Banking App from Citizens Bank. This App will be regularly updated with additional new features. Key Features: 1. Banking On the Go 2. Bill Payments Made Easier 3. Top Up Made Easier 4. Fund Transfers Made Easier 5. QR Code: Scan and Pay 6. Instant Online and Retail Payment with Fonepay Network 7. Accessing your Account Informations Made Easier 8. User Friendly, Safe and Secure 9. And Many More Exciting Features Citizens Smart helps protect your information by using 128-bit SSL encryption when you are logged on. To be able to use this App, you first need to have a valid account maintained at Citizens Bank, and you need to subscribe to the Citizens Bank's Mobile Banking Service. Banking has never been this simple and easier before. Enjoy Banking Without visiting your branch. Citizens Smart is a Member of Fonepay Network. Smart Banking for Smart People.

About

Kisan Smart App

Features
Read full description

Kisan Smart App allows financial institutions to perform activities like viewing account details, balance statements and making various transactions by the users associated with the institution.

Screenshots

Citizens Smart4 screens
Kisan Smart App4 screens

Verdict

The call

The clearest difference is update cadence: Citizens Smart at fortnightly against Kisan Smart App's every 6 weeks. Citizens Smart also leads on iOS requirement (13.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Citizens Smart ships an update fortnightly, Kisan Smart App every 6 weeks. The most recent releases landed on November 1, 2026 and November 8, 2026 respectively.

Scorecard2 real differences · 8 level
Citizens Smart versus Kisan Smart App: the parameters behind the verdict, then further details
ParameterCitizens SmartKisan Smart App
PriceFreeFree
Rating3.6 (31 ratings) — better—
Positive reviews10.0% of reviews—
Number of ratings31 — better—
Update frequencyFortnightly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.5
Further details — not scored
Size187 MB105 MB
Age rating17+4+
DeveloperCitizens Bank International Ltd.MoFin

In-app purchases

None

Citizens Smart

No in-app purchases

None

Kisan Smart App

No in-app purchases

Questions

Is Citizens Smart free?
Citizens Smart is free to download, with no in-app purchases.
Is Kisan Smart App free?
Kisan Smart App is free to download, with no in-app purchases.
Do Citizens Smart or Kisan Smart App have ads?
Neither Citizens Smart nor Kisan Smart App shows ads.
Which is updated more often, Citizens Smart or Kisan Smart App?
Citizens Smart ships an update fortnightly, and Kisan Smart App every 6 weeks. Most recently, Citizens Smart was updated on November 1, 2026 and Kisan Smart App on November 8, 2026.

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