Debit & Credit vs Billfold

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Integration with Apple Card, Apple Cash, and Apple Savings Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

Billfold is the all-in-one app for managing your receipts and gift cards. Snap a photo of any receipt and our smart OCR instantly extracts the merchant, date, total, and line items. Store gift cards securely with military-grade encryption — tap to reveal card numbers and PINs when you need them at the checkout. RECEIPT MANAGEMENT - Camera capture with instant OCR text extraction - Automatic merchant, date, and total detection - Line item extraction for detailed expense tracking - Full-text search across all your receipts - Duplicate detection so you never store the same receipt twice - Tag and organise receipts your way GIFT CARD WALLET - Encrypted storage for card numbers and PINs - Tap-to-reveal for secure viewing at the checkout - Balance tracking with easy updates - Expiry date alerts so you never lose value - Barcode and QR rendering for quick scanning at the till - Card image capture for visual reference DASHBOARD & INSIGHTS - Home screen shows total gift card value, expiring cards, and recent receipts - Category breakdown of your spending - Quick-action shortcuts to capture and search BUILT FOR PRIVACY - Data stored in Sydney, Australia - End-to-end encryption for sensitive gift card data - Full account deletion — all data permanently removed - No ads, no tracking, no data selling - Compliant with the Australian Privacy Act 1988 WORKS OFFLINE - Capture receipts and gift cards without internet - Automatic sync when you're back online - No data loss, ever FREE & PRO PLANS - Free: 25 receipts, 5 gift cards - Pro: Unlimited receipts, unlimited gift cards, cloud OCR, CSV & PDF export - $4.99/month or $29.99/year (AUD) Billfold is made in Australia by Cyberdanes Technologies. Your support keeps the app ad-free and privacy-first.