Debit & Credit vs Fusee

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you. • All Accounts in One App Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch. • Integration with Apple Card, Apple Cash, and Apple Savings Get your transactions from Apple Card automatically imported into the app. Debit & Credit will help you to automatically categorize them using import rules. • Super Fast Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks. • Locations (Geotagging) Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance. • Budgets & Scheduled Transactions Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done. • Financial Plans Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth. • Reports We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too. • iCloud Sync We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you. • Shared Accounts Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances! • Bank reconciliation mode Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities. • Importing data We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do. • Watch App Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it. • Powerful features Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them. • Mac version of the app You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud. Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html. In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

Most money apps show you a balance. Fusee shows you the number that balance is hiding: what is genuinely safe to spend today, once everything already spoken for is out of the way. The rule underneath it is simple. Money you have not been paid yet is not yours. Money already promised — rent, instalments, the bills that leave on the 3rd — is not yours. Money you have decided to save is not yours either. What survives all three is the only figure worth looking at, and it is the one on the home screen. YOUR MONTH STARTS WHEN YOU GET PAID Salary due on the 1st but it landed on the 30th? Most budgets carry on reporting last month while the money is already sitting in your account. Fusee budgets a window, not a page of the calendar. Start the new month the day the money actually arrives, and every limit, every total and the safe-to-spend number move with it. LOGGING A SPEND TAKES A SECOND The spends that never get recorded are the ones that needed an app opened first. So there is a Control Center button that lands straight on the keypad, a Home Screen and Lock Screen widget, and Siri — "log a spend in Fusee". Or paste a bank alert: Fusee reads the amount, the shop and the date out of it and fills the form in for you to check. EVERYTHING THAT MAKES THE NUMBER • Income sources, each with the day it lands • Fixed costs, tracked to the day they leave • Category limits with a live pace ticker • Savings goals, taken out before you can spend them • A ledger for money you have lent or borrowed • Places — what your usual spots actually cost you • Monthly reminders: payday, a bill about to leave, the month just finished BUILT TO BE HONEST No adverts. No trackers. No analytics. Nothing about you is sold or shared. Fusee has no connection to your bank and cannot see your accounts or move money — you enter what you enter. Location is off until you switch it on, takes a single reading at the moment you log a spend, and never runs in the background. Contacts are only ever read one tapped person at a time, through the system picker. Your data stays yours: export every spend to CSV whenever you like, and delete the lot permanently from Controls. Works offline. Log a spend on a plane or in a basement and it syncs when you are back. Free. No subscription, no locked features, nothing to unlock.