SACOMBANK mBanking vs OPES
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SACOMBANK mBanking
Manage your finances with a secure and modern mobile banking application. Perform various transactions like QR payments, money transfers, and manage accounts and cards. Access diverse services for daily expenses and credit card needs.
- QR Payment
- Account and card overview
- Online term deposit management
- Money transfers (internal and external)
- Cardless ATM withdrawal
- Bill payments
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More simple – More modern Enjoy your leisurely life with SACOMBANK mBanking App, a safe and convenient online banking services with outstanding features: - QR Payment - Quickly view of all accounts and cards - Open/Break online term deposit - Transfer money within Sacombank and other banks in Vietnam - Transfer money 24/7 and withdrawal from ATM without cards/accounts - Flexible using between cards and accounts - All about credit card services - Regularly updating of promotions - Diversified services, paying all living expenses such as electricity, water, TV cable, mobile phones, entertainment, etc. in just a click - Using the most modern technology for Authorization, ensuring completely safety Experience it today. For more details, please contact 1900 5555 88.
OPES
This app offers a leading online platform for purchasing and researching insurance products in Vietnam. It provides personalized services and comprehensive protection plans at affordable prices, aiming to deliver a unique and energetic user experience.
- Online insurance purchase
- Telematics technology integration
- Locate nearby services
- Promotions and rewards
- Personalized services
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Ứng dụng mua và tra cứu sản phẩm bảo hiểm trực tuyến sáng tạo hàng đầu Việt Nam. Dịch vụ được cá nhân hóa tối ưu cùng các sản phẩm bảo vệ toàn diện với mức phí hợp lý mang đến cho bạn trải nghiệm hoàn toàn khác biệt và tràn đầy năng lượng. Các tính năng nổi bật của App OPES: - Tham gia bảo hiểm trực tuyến nhanh chóng, dễ dàng. - Trải nghiệm công nghệ Telematics được tích hợp trong sản phẩm bảo hiểm O-Car đầu tiên tại Việt Nam. - Tra cứu thông tin trụ sở CSGT, Trạm xăng và Bãi đỗ xe gần nhất. - Cập nhật những chương trình khuyến mãi và tích điểm thưởng hấp dẫn. - Và rất nhiều tiện ích vượt trội khác đang chờ bạn trải nghiệm! Khám phá ngay!
Screenshots
Verdict
The clearest difference is rating: OPES at 5.0 against SACOMBANK mBanking's 2.4. OPES also leads on update cadence (fortnightly vs every 2 months) and review sentiment (33% vs 16%). SACOMBANK mBanking's advantage is ratings volume (94 vs 2) and iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OPES holds the better App Store score, 5.0 against 2.4. That said, the two scores are not equally well evidenced: SACOMBANK mBanking has 94 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 16% of SACOMBANK mBanking's written reviews are positive against 33% of OPES's.
SACOMBANK mBanking ships an update every 2 months, OPES fortnightly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | SACOMBANK mBanking | OPES |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (94 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 15.8% of reviews | 33.3% of reviews — better |
| Number of ratings | 94 — better | 2 |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 99 MB | 153 MB |
| Age rating | 4+ | 4+ |
| Developer | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK | OPES INSURANCE JOINT STOCK COMPANY |
Customer experience
SACOMBANK mBanking
OPES
Bugs and requests
SACOMBANK mBanking
Reported bugs
31 issues- QR scan to pay broken on iPhones
- App freezes on loading screen
- Cannot access account from outside Vietnam
- Transaction history shows only a few characters
- App crashes frequently
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- App not working on iPhone 14
- QR scanner not working
- App shows white screen or cannot log in
- Cannot log in for years
- App cannot connect to server
- Code not sent to phone for verification
- App crashes all the time
- App does not open
- Cannot access the app
- Login issues after updates
- App crashes after update
- Cannot log in, server error
- App crashes when opening
- App does not work properly after update
- App crashes on iOS 8
- App crashes on iOS 5.1.1
- Login button not working
- Invalid authentication error -2002
- Cannot access end-of-day information
- Saving interest displayed incorrectly
- Cannot paste account numbers
- App expires and requires re-login
- UI too old, needs update
- Interface not suitable for large screens
- App not working on iPhone 5c
- App not working on iOS 8
Requested features
11 requests- Add buy phone card function
- Add transfer via card number
- Add session extension
- Add edit function for transfers
- Add fingerprint login
Show 6 moreShow fewer
- Improve UI/UX for elderly users
- Add paste functionality for account numbers
- Display full transaction history
- Fix QR scan for payments
- Improve app compatibility with newer iPhones
- Allow pasting into transfer description
OPES
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SACOMBANK mBanking
No in-app purchases
OPES
No in-app purchases
