SACOMBANK mBanking vs ACB ONE
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SACOMBANK mBanking
Manage your finances with a secure and modern mobile banking application. Perform various transactions like QR payments, money transfers, and manage accounts and cards. Access diverse services for daily expenses and credit card needs.
- QR Payment
- Account and card overview
- Online term deposit management
- Money transfers (internal and external)
- Cardless ATM withdrawal
- Bill payments
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More simple – More modern Enjoy your leisurely life with SACOMBANK mBanking App, a safe and convenient online banking services with outstanding features: - QR Payment - Quickly view of all accounts and cards - Open/Break online term deposit - Transfer money within Sacombank and other banks in Vietnam - Transfer money 24/7 and withdrawal from ATM without cards/accounts - Flexible using between cards and accounts - All about credit card services - Regularly updating of promotions - Diversified services, paying all living expenses such as electricity, water, TV cable, mobile phones, entertainment, etc. in just a click - Using the most modern technology for Authorization, ensuring completely safety Experience it today. For more details, please contact 1900 5555 88.
ACB ONE
This digital banking app offers a 100% online experience for managing accounts, debit cards, and digital banking services. It provides free fund transfers, account management, and a unique, easy-to-remember account number. Upgrade your account via video call with AI-powered facial recognition for enhanced benefits and security.
- 100% online account setup
- Free fund transfers and account management
- Video call account upgrades with facial recognition
- In-app OTP verification for secure transactions
- Earn and redeem reward points
- Online savings and insurance purchases
- QR code transactions and bill payments
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ACB ONE Digital Bank - Simple, Safe and Secure choice for online transaction. #100% ONLINE, ACTIVELY MAKE TRANSACTIONS ANYWHERE * Sign up only one time to have a 3in1 combo: Online account - Debit card - Digital Banking Services * 0 service fees of fund transfer,account management, and no requirement for minimum balance * Short bank account number that easy to memorize and transact with #VIDEO CALL, QUICK WAY TO GET MORE UTILITIES * Make a free video call on ACB ONE app to upgrade your account for more benefits and better privileges * Secure facial recognition with AI technology * Fast and easy service; no need to approach the counter #ACB SAFEKEY, SECURE TRANSACTIONS WITH OTP VERIFICATION IN APP * Free OTP verification right on ACB ONE app * Auto-fill OTP, no need to remember or copy OTP codes * High security - Receive OTP codes even while abroad * Unlimited online transaction limit (Kindly visit the nearest branch to increase your preferred transaction limit) #ACB REWARDS, CONNECT TO JOY AND HUNT FOR HOT GIFTS * Earn unlimited reward points * The more transactions, the more reward points you accumulate * Redeem points for preferred gifts of shopping, dining, education and entertainment * Easily transfer points to each other, share hot gifts all year round #LIVE A MORE PEACEFUL LIFE WITH VARIOUS FINANCIAL UTILITIES * Manage your cards online. 0% interest and fees anytime, anywhere * Online savings with extra interest rate * Purchase Sun Life Insurance online * Make transactions and deposit/ withdraw cash via QR code * Pay bills online nationwide: electricity, water, phone, cable TV, internet * Pay train and flight tickets * Pay school fees online with the SSC school card program * Connect with e-wallets such as Momo, ShopeePay, ZaloPay... And there are many products and services that serve for your daily life. Download ACB ONE app and register ACB account now! #CONTACT INFORMATION Contact Center: 1900 54 54 86 – (028) 38 247 247 – 1800 577 775 (Free for Priority Customers), or visit the nearest ACB branch.
Screenshots
Verdict
The clearest difference is rating: ACB ONE at 3.4 against SACOMBANK mBanking's 2.4. ACB ONE also leads on update cadence (fortnightly vs every 2 months). SACOMBANK mBanking's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ACB ONE holds the better App Store score, 3.4 against 2.4. Both are backed by a comparable volume of ratings — 94 and 190 respectively. Written reviews split almost evenly too, at 16% and 16% positive.
SACOMBANK mBanking ships an update every 2 months, ACB ONE fortnightly. Both last shipped on October 29, 2026.
| Parameter | SACOMBANK mBanking | ACB ONE |
|---|---|---|
| Price | Free | Free |
| Rating | 2.4 (94 ratings) | 3.4 (190 ratings) — better |
| Positive reviews | 15.8% of reviews — better | 15.7% of reviews |
| Number of ratings | 94 | 190 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 99 MB | 261 MB |
| Age rating | 4+ | 4+ |
| Developer | SAIGON TREASURE COMMERCIAL JOINT STOCK BANK | ASIA COMMERCIAL JOINT STOCK BANK |
Customer experience
SACOMBANK mBanking
ACB ONE
Bugs and requests
SACOMBANK mBanking
Reported bugs
31 issues- QR scan to pay broken on iPhones
- App freezes on loading screen
- Cannot access account from outside Vietnam
- Transaction history shows only a few characters
- App crashes frequently
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- App not working on iPhone 14
- QR scanner not working
- App shows white screen or cannot log in
- Cannot log in for years
- App cannot connect to server
- Code not sent to phone for verification
- App crashes all the time
- App does not open
- Cannot access the app
- Login issues after updates
- App crashes after update
- Cannot log in, server error
- App crashes when opening
- App does not work properly after update
- App crashes on iOS 8
- App crashes on iOS 5.1.1
- Login button not working
- Invalid authentication error -2002
- Cannot access end-of-day information
- Saving interest displayed incorrectly
- Cannot paste account numbers
- App expires and requires re-login
- UI too old, needs update
- Interface not suitable for large screens
- App not working on iPhone 5c
- App not working on iOS 8
Requested features
11 requests- Add buy phone card function
- Add transfer via card number
- Add session extension
- Add edit function for transfers
- Add fingerprint login
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- Improve UI/UX for elderly users
- Add paste functionality for account numbers
- Display full transaction history
- Fix QR scan for payments
- Improve app compatibility with newer iPhones
- Allow pasting into transfer description
ACB ONE
Not enough reviews yet to summarise bugs or requests.
In-app purchases
SACOMBANK mBanking
No in-app purchases
ACB ONE
No in-app purchases
