Comparison

UB2GO vs UMe Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UB2GO

Manage your personal and business finances on the go with this secure mobile banking app. Easily check balances, transfer funds, deposit checks, pay bills, and send money to others. It also offers budgeting tools and fraud prevention features.

Highlights
  • Account management and balance checks
  • Fund transfers between accounts
  • Mobile check deposit
  • Bill payment and payee management
  • Person-to-Person (P2P) payments
  • Budgeting and spending tracking
  • Secure messaging and alerts
Features
Read full description

With Union Bank's secure mobile banking application, our personal and commercial account holders can easily access account information and conduct banking transactions. Available to all Union Bank of Vermont and New Hampshire customers, our mobile banking app allows you to check balances, transfer funds, deposit checks, review recent transactions, pay bills, send money to family and friends and check messages from laptop, smartphone or tablet device. Union Bank mobile app Features: - Account Management - View account balances - Review recent transactions and search transaction history - Transfer funds between your Union Bank accounts and your accounts with other financial institutions - Sign-up for eStatements - View cleared check images - View your credit card transactions Funds Transfer - Send and receive money using Person to Person (P2P) with friends, family or anyone with a debit card or mobile phone number - You can also transfer funds between your Union Bank accounts and accounts you have with other financial institutions - Transfer funds to others with accounts at Union Bank - Transfers between Union Bank accounts are immediate - P2P transfers are secure and free Deposit Funds Electronically - Enjoy the convenience of depositing checks from your smartphone - Simple and secure, snap a picture of your check, enter the amount and push a button - View your mobile deposit in your account immediately Bill Payment - Pay bills - View recently paid bills and scheduled payments - Enhanced bill payment including adding, editing and deleting payees - Setup one-time or recurring payments for multiple payees Personal Financial Management Tool - View all account balances from multiple financial institutions in one convenient location - Create a budget, track your income and spending habits - Review transactions by spending categories from all of your Union Bank accounts and any other accounts you choose to include (credit cards, checking and brokerage accounts at other financial institutions) Business Customers - Create and approve ACH transfers using the Union Bank mobile app - Enjoy enhanced features for approval levels, dates/times, and geographical location anytime/anywhere - Includes Positive Pay, a powerful fraud prevention tool Locate ATMs and Branches Secure Messaging and Alerts - Send and receive messages about your account transactions and confidential matters using Union Bank's enhanced security system - Receive secure notifications for low balances, a reminder that a bill payment is due, or when transfers and payments have been made - Customize your accounts to receive security alerts about possible fraud activity - Multifactor Authentication- Union Bank will send an email, SMS text, or voice phone call to authenticate your banking session when you login from an unknown device. Additional authentication may be required for high value transactions. Security Our mobile app is built on HTML5 technology to provide the best user experience on any size display, smartphone or tablet. Our mobile app utilizes 128-bit SSL encryption and has Touch Authentication (on devices that support a fingerprint sensor) for login authentication.

About

UMe Mobile

Manage your UMe Federal Credit Union accounts securely on the go. Perform transactions like mobile check deposits, bill payments, and money transfers. Enhanced card controls allow real-time management of your cards, including enabling/disabling and setting spending limits.

Highlights
  • View account activity and balances
  • Deposit checks remotely
  • Enhanced card controls (enable/disable, limits, travel notifications)
  • Pay bills and send money with Zelle®
  • Transfer funds and make bank-to-bank transfers
  • Locate branches and ATMs
  • Contact member service
Features
Read full description

With the UMe Mobile App, U can safely and securely access your UMe accounts anytime, anywhere. UMe Mobile is easy to navigate and allows you to: - View Account Activity & Check Balances - Deposit Checks - Enjoy enhanced Card Controls, such as enable and disable your card(s) in real time, set spending limits, create travel notifications and control where your cards can be used - Pay Bills - Send Money with Zelle® - Transfer Funds - Make Bank-to-Bank Transfers - View & Print eStatements - Locate our Branch or a Fee-Free ATM - Contact UMe Member Service via Phone or Secure Messaging - Share UMe Mobile with Friends & Family Security Here at UMe, we take your security very seriously, which is why mobile deposits with our app are just as safe as deposits at an ATM or in our branch. Your photos are transmitted immediately to UMe and never stored on your device. And your account info is secured by encryption. Contact Us Please contact us at (818) 238-2900 if you have any questions about the UMe Mobile App.

Screenshots

UB2GO3 screens
UMe Mobile4 screens

Verdict

The call

The clearest difference is review sentiment: UB2GO at 88% against UMe Mobile's 31%. UMe Mobile's advantage is update cadence (fortnightly vs every 8 months) and rating (4.8 vs 4.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

UMe Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 631 and 589 respectively. Written reviews complicate that: 88% of UB2GO's written reviews are positive against 31% of UMe Mobile's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

UB2GO ships an update every 8 months, UMe Mobile fortnightly. Both last shipped on September 29, 2026.

Scorecard3 real differences · 7 level
UB2GO versus UMe Mobile: the parameters behind the verdict, then further details
ParameterUB2GOUMe Mobile
PriceFreeFree
Rating4.6 (631 ratings)4.8 (589 ratings) — better
Positive reviews88.3% of reviews — better30.8% of reviews
Number of ratings631 — better589
Update frequencyEvery 8 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.1 — better
Further details — not scored
Size101 MB183 MB
Age rating4+4+
DeveloperUnion Bankshares, Inc.UMe Federal Credit Union

Customer experience

UB2GO

All ratings525 ratings
Positive90.9%
Neutral3.2%
Negative5.9%
Written reviews180 reviews
Positive88.3%
Neutral3.9%
Negative7.8%

UMe Mobile

All ratings589 ratings
Positive96.1%
Neutral1.0%
Negative2.9%
Written reviews13 reviews
Positive30.8%
Neutral7.7%
Negative61.5%

User reviews

UB2GO

From 631 App Store ratings

What we love

  • 👍 User-friendly
  • 🚀 Easily navigable
  • 🚀 Convenient for banking
  • 🚀 Helpful and easy to use
  • 🚀 Intuitive interface

Room to improve

  • 🐛 Mobile deposit issues
  • 🐛 Inconsistent account order
  • 🐛 Slow and buggy performance
  • 🐛 Difficult to use camera for check deposit
  • 🐛 Unreliable login process

UMe Mobile

From 589 App Store ratings

What we love

  • 🚀 Easy and convenient transaction completion
  • 💰 Saves time and money on travel to physical branches
  • 💡 New features make online banking easier
  • 👍 Customizable dashboard and improved layout
  • 🤝 Excellent customer service and hospitality

Room to improve

  • 🔐 Excessive authentication requirements with verification codes
  • 🐛 App frequently gets stuck on screens with unclickable buttons
  • 😤 Confusing and poor user interface design
  • 💸 Hidden monthly fees for statement delivery
  • 🔄 Lost functionality from previous app version

Bugs and requests

UB2GO

Reported bugs

4 issues
  • Login screen issues
  • Inconsistent check deposit recognition
  • Account order changes unexpectedly
  • Occasional crashes and freezes

Requested features

5 requests
  • Add fingerprint or Face ID login
  • Improve mobile check deposit functionality
  • Enhance search and transaction history features
  • Add travel notification feature in the app
  • Move the log out button to a more accessible location

UMe Mobile

Reported bugs

8 issues
  • App stuck on verification code screen with unclickable button
  • Notifications and alerts stopped working
  • Login lockouts after app updates
  • Verification code required every app launch
  • Zelle sending option not functioning properly
Show 3 more
  • Missing printer functions
  • Occasional crashes and freezes
  • External bank account links lost after app migration

Requested features

4 requests
  • Return of Emu (alpaca) mascot character
  • Improved pending transaction visibility
  • Better integration with direct deposit display
  • Simplified authentication process

In-app purchases

None

UB2GO

No in-app purchases

None

UMe Mobile

No in-app purchases

Questions

Is UB2GO free?
UB2GO is free to download, with no in-app purchases.
Is UMe Mobile free?
UMe Mobile is free to download, with no in-app purchases.
Which has better reviews, UB2GO or UMe Mobile?
UMe Mobile is rated higher. UB2GO averages 4.6 out of 5 from 631 ratings, while UMe Mobile averages 4.8 from 589 ratings.
Do UB2GO or UMe Mobile have ads?
Neither UB2GO nor UMe Mobile shows ads.
Which is updated more often, UB2GO or UMe Mobile?
UB2GO ships an update every 8 months, and UMe Mobile fortnightly. Most recently, UB2GO was updated on September 29, 2026 and UMe Mobile on September 29, 2026.

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