HOMEBANK vs UCU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
HOMEBANK
Access your accounts securely and conveniently from anywhere. View balances, transaction history, and transfer funds. Easily locate branches and ATMs, and contact customer service for assistance.
- View account balance
- View account activity
- Transfer funds
- Locate branches/ATMs
- Contact customer service
- Share app
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With HOMEBANK’s Mobile Banking App you can safely and securely access your accounts anytime, anywhere. Our mobile app is FREE and allows you to: • View your balance • View account activity • Transfer funds • Locate a branch or ATM • Contact our Customer Service • Share our app with friends and family More features are coming soon! Security Security is our priority. Rest assured that your personal information is kept safe! Contact Us 1-573-769-2001 if you have any questions about the HOMEBANK Mobile App or the self-service registration process.
UCU Mobile
Manage your finances on the go with this mobile banking application. View balances, make transfers, pay bills, and deposit checks. Securely access your accounts and manage card controls from your device.
- View account balances and transactions
- Make internal and external transfers
- Deposit checks via mobile camera
- Pay bills and manage loan payments
- Set up account alerts
- Manage debit and credit card controls
- Locate branches and ATMs
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Mobile banking at your fingertips. Banking with UCU Mobile is faster and easier than ever before! With UCU Mobile, you can: View balances View transaction View scheduled transfers, pending deposits, and upcoming transfers Set up alerts Face ID authentication Make transfers between your accounts Make transfer to other UCU members Make loan payments Grant account access to a sub-user Deposit checks by taking a picture with your device’s camera Manage card controls for your debit and credit cards from your device. This includes freezing misplaced cards. View monthly statements Order checks Pay bills Locate branches and ATM’s near you UCU’s Mobile App is convenient, safe, and secure. First time users must select the enroll link to set up their account. If you have any issues using the app, please call us at 573.581.8651 for assistance. You must be a member of United Credit Union to enroll. Looking to become a member, visit one of our branch locations or visit us at www.unitedcu.org for more information. Insured by NCUA We are United!
Screenshots
Verdict
HOMEBANK and UCU Mobile both sit at 3.6 stars, but that hides the real split: 45% of UCU Mobile's written reviews are positive against 20% of HOMEBANK's. HOMEBANK's advantage is iOS requirement (14.1 vs 16). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.6 for HOMEBANK against 3.5 for UCU Mobile. Both are backed by a comparable volume of ratings — 17 and 24 respectively. Written reviews are what separate them: 20% of HOMEBANK's written reviews are positive against 45% of UCU Mobile's.
Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 1, 2026 and November 3, 2026 respectively.
| Parameter | HOMEBANK | UCU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (17 ratings) — better | 3.5 (24 ratings) |
| Positive reviews | 20.0% of reviews | 45.5% of reviews — better |
| Number of ratings | 17 | 24 — better |
| Update frequency | Every 3 months | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14.1 — better | 16 |
| Further details — not scored | ||
| Size | 120 MB | 83 MB |
| Age rating | 4+ | 4+ |
| Developer | HOMEBANK | United Credit Union - Missouri |
Customer experience
HOMEBANK
UCU Mobile
In-app purchases
HOMEBANK
No in-app purchases
UCU Mobile
No in-app purchases
Questions
Is HOMEBANK free?
Is UCU Mobile free?
Which has better reviews, HOMEBANK or UCU Mobile?
Do HOMEBANK or UCU Mobile have ads?
Which is updated more often, HOMEBANK or UCU Mobile?
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