Comparison

mobile@vdk vs UniCredit PL, BE

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mobile@vdk

Features
Read full description

mobile@vdk is de gratis vdk bank-app waarmee je kan bankieren waar en wanneer jij wil! Zo kan je niet alleen snel, maar ook makkelijk en veilig: - je rekeningen en betalingen bekijken en doorzoeken. - overschrijvingen uitvoeren. - bestendige opdrachten beheren. - een nieuwe kaart aanvragen, je limieten wijzigen, etc. - de gegevens van je vdk bank-kantoor terugvinden en vlot een afspraak maken. - betalingsbestanden bekijken en ondertekenen (voor professionele klanten). - en zoveel meer. Aan de slag met mobile@vdk? Registreer je dan eenvoudig via itsme, online@vdk (for professionals) of via je vdk bank-adviseur. Je vindt een heldere uitleg op https://www.vdk.be/particulieren/betalen/bankieren/mobilevdk. Voor al je vragen kan je terecht bij ons Customer Care Center via 09 267 32 11 of mobile@vdk.be. We helpen je graag verder tijdens de kantooruren van maandag tot vrijdag.
 Ben je nog geen klant bij vdk bank? Geen probleem, je kan in 7 minuten klant worden via de app en itsme®! Heb je geen itsme®? Je kan ook klant worden in één van onze vdk bank-kantoren. Maak gerust een afspraak via www.vdk.be/afspraak.

About

UniCredit PL, BE

Manage your finances with a comprehensive banking app offering instant account opening, high-interest savings, and free virtual Mastercard Debit cards. Enjoy seamless domestic and international transfers with attractive currency conversion rates.

Highlights
  • 100% digital account opening
  • High-interest savings accounts
  • Free virtual Mastercard Debit cards
  • Multi-currency accounts
  • Unlimited domestic transfers
  • Fast international transfers
Features
Read full description

Aion Bank becomes part of UniCredit Group! Aion Bank is now a part of the UniCredit Group, becoming a new brand for Polish and Belgian customers. Enjoy our refreshed application and use our best-in-class services. Open an account in a few minutes with a 100% digital process and use all functionalities of our mobile application wherever you are. Enjoy the refreshed service package: transparent fees and high-interest savings account for everyone. High-interest savings accounts with no limit on funds in EUR. Deposit and withdraw money whenever you want. Check our current interest rates at www.unicredit.be. Free virtual Mastercard Debit cards, which you can use in e.g. Apple Pay without limits. Currency accounts in EUR, USD, GBP, and CHF without additional bank fees for consumers. Domestic transfers without limits. Fast transfers, ExpressElixir, SEPA, SEPA Instant, and SWIFT with automatic currency conversion at attractive exchange rates. This is only a part of the services we offer. Learn more at www.unicredit.be.

Screenshots

mobile@vdk4 screens
UniCredit PL, BE4 screens

Verdict

The call

The clearest difference is update cadence: UniCredit PL, BE at every 2 weeks against mobile@vdk's every 5 weeks. mobile@vdk's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

mobile@vdk ships an update every 5 weeks, UniCredit PL, BE every 2 weeks. The most recent releases landed on October 26, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
mobile@vdk versus UniCredit PL, BE: the parameters behind the verdict, then further details
Parametermobile@vdkUniCredit PL, BE
PriceFreeFree
Rating—4.5 (214 ratings) — better
Positive reviews—40.5% of reviews
Number of ratings—214 — better
Update frequencyEvery 5 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size46 MB176 MB
Age rating4+4+
Developervdk bank NVUniCredit NV/SA

Bugs and requests

mobile@vdk

Not enough reviews yet to summarise bugs or requests.

UniCredit PL, BE

Reported bugs

34 issues
  • Cannot complete identity verification (selfie/ID)
  • Cannot select required consent checkboxes
  • App is bugged on iPhone SE
  • Waiting for app and access fix
  • Online access blocked
Show 29 more
  • Money held for days
  • No follow-up on money recovery
  • Phone number not working
  • No reply to emails
  • Chat in mobile app not working
  • Money never arrived or bounced back
  • Cannot open account again after closing
  • Support staff lacks IT knowledge
  • Support staff is rude
  • Support staff not client oriented
  • Simple tasks take weeks (e.g., changing phone number)
  • Transferring money takes weeks
  • No phone support available
  • No phone numbers listed for branches
  • Email support is useless
  • Cannot login
  • Account blocked
  • No way to sort out blocked account
  • Indication 'something went wrong'
  • No registration in the app, only invite code request
  • Upgrade doesn't work
  • Still don't have a debit card after requests
  • Cannot set up cards
  • Beneficiaries from Montepaschi gone
  • Wasted time to set up app
  • App is useless
  • App does not work at all
  • App is the worst for home banking
  • App keeps crashing

Requested features

4 requests
  • Add Italian language
  • Add English language
  • Fix onboarding procedure
  • Add QR code payment option

In-app purchases

None

mobile@vdk

No in-app purchases

None

UniCredit PL, BE

No in-app purchases

Questions

Is mobile@vdk free?
mobile@vdk is free to download, with no in-app purchases.
Is UniCredit PL, BE free?
UniCredit PL, BE is free to download, with no in-app purchases.
Do mobile@vdk or UniCredit PL, BE have ads?
Neither mobile@vdk nor UniCredit PL, BE shows ads.
Which is updated more often, mobile@vdk or UniCredit PL, BE?
mobile@vdk ships an update every 5 weeks, and UniCredit PL, BE every 2 weeks. Most recently, mobile@vdk was updated on October 26, 2026 and UniCredit PL, BE on November 7, 2026.

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